Arbor Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, and selecting other managers. Financial planning was provided to 51–100 clients last fiscal year.
Arbor Wealth Advisors reports 66 clients. They include 66 high-net-worth individuals. Of its assets, 99.4% ($654M across 271 accounts) are managed with discretion; $3.62M across 15 accounts are not. Of its clients, 1% are outside the U.S. It advised 8 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | Fewer than 5 | <1% |
| High-net-worth individuals | 100% | 100% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | Fewer than 5 | $1.01M | 0.2% | — |
| High-net-worth individuals | 66 | $657M | 99.8% | $9.95M |
| Total | 66 | $658M | 100% | — |
- Clients
- Fewer than 5
- Regulatory AUM
- $1.01M
- AUM share
- 0.2%
- Avg. per client
- —
- Clients
- 66
- Regulatory AUM
- $657M
- AUM share
- 99.8%
- Avg. per client
- $9.95M
Total
- Clients
- 66
- Regulatory AUM
- $658M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 8
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Arbor Wealth Advisors is paid through hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Consulting
- Financial planning and consulting are billed at $300 per hour, or as a fixed fee estimated from hours, with no minimum fee.
- Investment management services
- Investment management is an annual retainer, generally $8,000 to $50,000 set at engagement, invoiced quarterly in advance; fees may be negotiable.
Aaron Andreas owns 75% or more of Arbor Wealth Advisors. It has 1 employee.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Arbor Wealth Advisors LLC
Aaron Andreas
Control person · since October 2013
Arbor Wealth Advisors’ regulatory assets grew 1.5× from $435M (February 2021) to $658M (February 2026); clients rose from 62 to 66 and employees were 1 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $658M | 66 | 1 | 1 |
| Mar 2025March 2025 | $587M | 66 | 1 | 1 |
| Jan 2024January 2024 | $514M | 65 | 1 | 1 |
| Feb 2023February 2023 | $443M | 61 | 1 | 1 |
| Feb 2022February 2022 | $498M | 61 | 1 | 1 |
| Feb 2021February 2021 | $435M | 62 | 1 | 1 |
Besides its headquarters, Arbor Wealth Advisors has 0 offices, with 1 listed address in 1 state.
Michigan · 1 listed address
- 801 W Big Beaver Road, Suite 300, TroyHQ
Contact and registration details
- Legal name
- Arbor Wealth Advisors LLC
- Headquarters
- 801 W Big Beaver Road, Suite 300, Troy, MI 48084
- Website
- arbor-wealth.com
- Phone
- 855-927-2679
- @arbor-wealth-advisors-llc
- SEC file
- 801-78796
- Structure
- Michigan LLC
- Fiscal year end
- December
Arbor Wealth Advisors’ named custodians for separately managed accounts are Fidelity ($572M, 87%) and Charles Schwab ($86.2M, 13%). Arbor Wealth Advisors has custody of $5.97M for 2 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $86.2M13%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $572M87%
At year end, Arbor Wealth Advisors’ separately managed accounts were mostly in funds (66%) and bonds (15%). Its reported 13F holdings for the quarter ended 30 June 2026 total $164M across 60 positions; the largest are Vanguard Index Fds (22.8%), Vanguard Star Fds (16.4%) and Vanguard Index Fds (9.3%).
What the accounts hold
- Stocks6%
- Funds66%
- Bonds15%
- U.S. government and agency bonds8%
- State and local bonds7%
- Cash13%
How many clients does Arbor Wealth Advisors have?
Arbor Wealth Advisors has 66 clients and manages $658 million for them, as of February 2026. They include 66 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 February 2026
What services does Arbor Wealth Advisors offer?
Arbor Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Arbor Wealth Advisors use?
Arbor Wealth Advisors’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $572M and Charles Schwab & Co., Inc. (Westlake, TX), with $86.2M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 February 2026
How many financial advisors does Arbor Wealth Advisors have?
Arbor Wealth Advisors has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Arbor Wealth Advisors invest in?
At the end of its last fiscal year, Arbor Wealth Advisors’ separately managed accounts held 66% registered funds (mutual funds, ETFs, BDCs), 13% cash and equivalents, 8% U.S. government and agency bonds, 7% state and local bonds and 6% exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Arbor Wealth Advisors?
Arbor Wealth Advisors’ direct owner is Aaron Andreas (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 10 February 2026
How does Arbor Wealth Advisors get paid?
Arbor Wealth Advisors is paid through hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Arbor Wealth Advisors?
Arbor Wealth Advisors’ main office is at 801 W Big Beaver Road, Suite 300, Troy, MI 48084. Its phone number is 855-927-2679. Its website is arbor-wealth.com.