Arbor Financial Services provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Arbor Financial Services reports 240 clients. They include 202 individual clients and 38 high-net-worth individuals. Of its assets, 100.0% ($122M across 381 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $122M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 84% | 42% |
| High-net-worth individuals | 16% | 58% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 202 | $51M | 41.7% | $253K |
| High-net-worth individuals | 38 | $71.2M | 58.3% | $1.87M |
| Total | 240 | $122M | 100% | $509K |
- Clients
- 202
- Regulatory AUM
- $51M
- AUM share
- 41.7%
- Avg. per client
- $253K
- Clients
- 38
- Regulatory AUM
- $71.2M
- AUM share
- 58.3%
- Avg. per client
- $1.87M
Total
- Clients
- 240
- Regulatory AUM
- $122M
- AUM share
- 100%
- Avg. per client
- $509K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Arbor Financial Services is paid through a percentage of assets under management, hourly charges, fixed fees (other than subscription fees) and other compensation. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning and consulting
- Separate financial planning or consulting is a fixed fee from $500 to $5,000, an hourly fee from $100 to $500, or both, negotiable.
Profitability Concepts and Consulting, LLC owns 75% or more of Arbor Financial Services and is in turn owned by Peter Claeys (75% or more). The leadership team of Arbor Financial Services includes Chief Compliance Officer Peter Claeys. It has 5 employees, 3 of them in advisory roles.
Leadership
Peter ClaeysChief Compliance Officer, Member
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 3 in advisory functions
- 4 state-registered reps
- Owns 75% or more of Arbor Financial Services, LLC
Profitability Concepts and Consulting, LLC
Control person · since November 2000
- Owns 75% or more of Profitability Concepts and Consulting, LLC
Peter Claeys
Control person · since June 2000
Arbor Financial Services’ regulatory assets grew from $113M (May 2021) to $122M (February 2026); clients were 240 in both filings and employees fell from 9 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $122M | 240 | 5 | 1 |
| February 2025 | $113M | 232 | 6 | 1 |
| April 2024 | $118M | 240 | 7 | 1 |
| April 2023 | $110M | 265 | 7 | 1 |
| March 2022 | $117M | 244 | 9 | 1 |
| May 2021 | $113M | 236 | 9 | 1 |
Besides its headquarters, Arbor Financial Services has 0 offices, with 1 listed address in Illinois.
Illinois · 1 listed address
- 2001 Butterfield Road, Suite 500, Downers GroveHQ
Contact and registration details
- Legal name
- Arbor Financial Services, LLC
- Headquarters
- 2001 Butterfield Road, Suite 500, Downers Grove, IL 60515
- Website
- arborfinancialservices.com
- Phone
- 630-701-9080
- @ArborFinancialServicesllc
- SEC file
- 801-121507
- Structure
- Illinois LLC
- Fiscal year end
- December
Arbor Financial Services uses LPL Financial ($113M) as custodian for its separately managed accounts. Arbor Financial Services has custody of $72.4M in client assets for 170 clients.
- LPL FinancialLPL Financial LLC · Boston, MA · $113M100%
At year end, Arbor Financial Services’ separately managed accounts were largely in stocks (47%) and funds (47%).
What the accounts hold
- Stocks47%
- Funds47%
- Cash6%
How many clients does Arbor Financial Services have?
Arbor Financial Services has 240 clients and manages $122 million for them, as of February 2026. They include 202 individual clients and 38 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 12 February 2026
What services does Arbor Financial Services offer?
Arbor Financial Services provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Arbor Financial Services use?
Arbor Financial Services’ separately managed account assets are held at LPL Financial LLC (Boston, MA), with $113M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 February 2026
How many financial advisors does Arbor Financial Services have?
Arbor Financial Services has 4 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Arbor Financial Services invest in?
At the end of its last fiscal year, Arbor Financial Services’ separately managed accounts held 47% exchange-traded equities, 47% registered funds (mutual funds, ETFs, BDCs) and 6% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Arbor Financial Services?
Arbor Financial Services is owned through a holding company by Peter Claeys. Its direct owner is Profitability Concepts and Consulting, LLC (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 12 February 2026
How does Arbor Financial Services get paid?
Arbor Financial Services is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Arbor Financial Services?
Arbor Financial Services’ main office is at 2001 Butterfield Road, Suite 500, Downers Grove, IL 60515. Its phone number is 630-701-9080. Its website is arborfinancialservices.com.