Altiora Financial Group provides financial planning and portfolio management for individuals and small businesses.
Altiora Financial Group reports 134 clients. They include 104 high-net-worth individuals and 30 individual clients. Of its assets, 78.0% ($766M across 526 accounts) are managed with discretion; $216M across 73 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 22% | 2% |
| High-net-worth individuals | 78% | 98% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 30 | $21.8M | 2.2% | $727K |
| High-net-worth individuals | 104 | $960M | 97.8% | $9.23M |
| Total | 134 | $982M | 100% | $7.33M |
- Clients
- 30
- Regulatory AUM
- $21.8M
- AUM share
- 2.2%
- Avg. per client
- $727K
- Clients
- 104
- Regulatory AUM
- $960M
- AUM share
- 97.8%
- Avg. per client
- $9.23M
Total
- Clients
- 134
- Regulatory AUM
- $982M
- AUM share
- 100%
- Avg. per client
- $7.33M
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Altiora Financial Group is paid through a percentage of assets under management and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure.
Derek Tinnin owns 75% or more of Altiora Financial Group. It has 1 employee.
Leadership
- Derek TinninCCO/Managing Member
Investment adviser representatives
1 representatives listed in the SEC register as of 9 October 2026.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Altiora Financial Group, LLC
Derek Tinnin
Control person · since January 2018
Altiora Financial Group’s regulatory assets grew from $660M (February 2021) to $982M (September 2026); clients rose from 127 to 134 and employees were 1 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $982M | 134 | 1 | 2 |
| February 2025 | $870M | 134 | 1 | 2 |
| February 2024 | $759M | 124 | 1 | 2 |
| February 2023 | $691M | 127 | 1 | 2 |
| May 2022 | $735M | 129 | 1 | 2 |
| February 2021 | $660M | 127 | 1 | 2 |
Besides its headquarters, Altiora Financial Group has 1 office, with 2 listed addresses in Ohio.
Ohio · 1 listed address
- 3825 Edwards Road, Cincinnati
Contact and registration details
- Legal name
- Altiora Financial Group, LLC
- Headquarters
- Not reported
- Website
- altiora.com
- Phone
- 513-652-5776
- SEC file
- 801-112389
- Structure
- Ohio LLC
- Fiscal year end
- December
Altiora Financial Group uses Charles Schwab ($640M, 66%) and Fidelity ($326M, 34%) as custodians for its separately managed accounts. Altiora Financial Group has custody of $312K in client assets for 1 client.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $640M66%
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $326M34%
At year end, Altiora Financial Group’s separately managed accounts were mostly in funds (97%). Its reported 13F holdings for the quarter ended 30 June 2026 total $634M across 112 positions; the largest are Dimensional ETF Trust (20.2%), Dimensional ETF Trust (8.5%) and Dimensional ETF Trust (6.6%).
What the accounts hold
- Funds97%
- Bonds1%
- Cash2%
Reported 13F holdings
- $634M
- Reported 13F value
- 112
- Positions
- 60.1%
- In the 10 largest
- +4.5%
- Value vs. prior quarter
- Dimensional ETF Trust · US Cor Equ 2 ETF20.2%
- Dimensional ETF Trust · World EX US Core8.5%
- Dimensional ETF Trust · Shor Dur Fix ETF6.6%
- Vanguard Index Fds · Total Stk Mkt5.9%
- Vanguard Instl Index FD · 0 3 MO TR BI ETF5.7%
- Dimensional ETF Trust · US Cor Equ 1 ETF2.9%
- Schwab Strategic TR · Int-trm U.s Tres2.7%
- Dimensional ETF Trust · US Targeted Vlu2.6%
- Vanguard Mun BD Fds · Tax Exempt BD2.5%
- Dimensional ETF Trust · US Mktwide Value2.4%
Together, the ten largest are 60.1% of reported value.
How many clients does Altiora Financial Group have?
Altiora Financial Group has 134 clients and manages $982 million for them, as of September 2026. They include 104 high-net-worth individuals and 30 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 29 September 2026
What services does Altiora Financial Group offer?
Altiora Financial Group provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Altiora Financial Group use?
Altiora Financial Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $640M and Fidelity Brokerage Services LLC (Smithfield, RI), with $326M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 September 2026
How many financial advisors does Altiora Financial Group have?
Altiora Financial Group has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Altiora Financial Group invest in?
At the end of its last fiscal year, Altiora Financial Group’s separately managed accounts held 97% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Altiora Financial Group?
Altiora Financial Group’s direct owner is Derek Tinnin (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 29 September 2026
How does Altiora Financial Group get paid?
Altiora Financial Group is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Altiora Financial Group?
Its phone number is 513-652-5776. Its website is altiora.com.