Accretive Wealth Partners provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, insurance, and philanthropic planning. Financial planning was provided to 26–50 clients last fiscal year.
Accretive Wealth Partners reports 204 clients. They include 142 high-net-worth individuals and 62 individual clients. Of its assets, 83.5% ($421M across 529 accounts) are managed with discretion; $83.1M across 175 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 30% | 8% |
| High-net-worth individuals | 70% | 89% |
| Banking or thrift institutions | Fewer than 5 | 3% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 62 | $37.9M | 7.5% | $611K |
| High-net-worth individuals | 142 | $448M | 88.7% | $3.15M |
| Banking or thrift institutions | Fewer than 5 | $16.7M | 3.3% | — |
| Charitable organizations | Fewer than 5 | $748K | 0.1% | — |
| Corporations and other businesses | Fewer than 5 | $1.46M | 0.3% | — |
| Total | 204 | $505M | 100% | — |
- Clients
- 62
- Regulatory AUM
- $37.9M
- AUM share
- 7.5%
- Avg. per client
- $611K
- Clients
- 142
- Regulatory AUM
- $448M
- AUM share
- 88.7%
- Avg. per client
- $3.15M
- Clients
- Fewer than 5
- Regulatory AUM
- $16.7M
- AUM share
- 3.3%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $748K
- AUM share
- 0.1%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $1.46M
- AUM share
- 0.3%
- Avg. per client
- —
Total
- Clients
- 204
- Regulatory AUM
- $505M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 26–50
Accretive Wealth Partners charges 0.30%–0.90% a year for its Wealth and Investment Management Services. The fee is billed in advance, is negotiable and has a $9,000 annual minimum. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning
- Financial planning is billed hourly at up to $450 per hour, or as a fixed fee based on the expected effort at that hourly rate.
Gary Ribe owns 25% to 50% of Accretive Wealth Partners. The leadership team of Accretive Wealth Partners includes Chief Investment Officer Gary Ribe. It has 3 employees.
Leadership
Gary RibeManaging Member, Managing Partner, Chief Investment Officer, Chief Compliance Officer
Stephen EspositoManaging Member, Managing Partner
Eric FureyManaging Member, Managing Partner
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 25% to 50% of Accretive Wealth Partners, LLC
Gary Ribe
Control person · since November 2018
- Owns 25% to 50% of Accretive Wealth Partners, LLC
Stephen Esposito
Control person · since December 2018
- Owns 25% to 50% of Accretive Wealth Partners, LLC
Eric Furey
Control person · since December 2018
Accretive Wealth Partners’ regulatory assets grew 2.6× from $193M (March 2021) to $505M (June 2026); clients rose from 103 to 204 and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| June 2026 | $505M | 204 | 3 | 1 |
| April 2025 | $402M | 178 | 3 | 1 |
| March 2024 | $323M | 165 | 3 | 1 |
| March 2023 | $263M | 150 | 3 | 1 |
| June 2022 | $266M | 138 | 3 | 1 |
| March 2021 | $193M | 103 | 3 | 2 |
Besides its headquarters, Accretive Wealth Partners has 0 offices, with 1 listed address in New Jersey.
New Jersey · 1 listed address
- 1 Gatehall Drive, Suite 207, ParsippanyHQ
Contact and registration details
- Legal name
- Accretive Wealth Partners, LLC
- Headquarters
- 1 Gatehall Drive, Suite 207, Parsippany, NJ 07054
- Website
- accretivewealthpartners.com
- Phone
- 973-970-2627
- @accretive-wealth-partners
- SEC file
- 801-117780
- Founded
- 2018
- Structure
- Delaware LLC
- Fiscal year end
- December
Accretive Wealth Partners uses Charles Schwab ($486M) as custodian for its separately managed accounts. Accretive Wealth Partners has custody of $108M in client assets for 123 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Omaha, NE · $486M100%
At year end, Accretive Wealth Partners’ separately managed accounts were mostly in stocks (71%) and funds (22%). Its reported 13F holdings for the quarter ended 30 June 2026 total $412M across 181 positions; the largest are iShares TR (6.3%), iShares TR (5.7%) and Vanguard Specialized Funds (5.4%).
What the accounts hold
- Stocks71%
- Funds22%
- Bonds1%
- Cash6%
Reported 13F holdings
- $412M
- Reported 13F value
- 181
- Positions
- 38.9%
- In the 10 largest
- +15.7%
- Value vs. prior quarter
- iShares TR · Rus 1000 Grw ETF6.3%
- iShares TR · Core S&P Mcp ETF5.7%
- Vanguard Specialized Funds · Div App ETF5.4%
- Apple Inc.5.0%
- Vanguard Whitehall Fds · High Div Yld4.6%
- World Gold TR · SPDR Gld Minis2.7%
- iShares TR · Core S&P Scp ETF2.5%
- Alphabet Inc. · Cap Stk CL C2.3%
- Vanguard Scottsdale Fds · Vng Rus1000grw2.3%
- iShares TR · SP Smcp600vl ETF2.1%
Together, the ten largest are 38.9% of reported value.
How many clients does Accretive Wealth Partners have?
Accretive Wealth Partners has 204 clients and manages $505 million for them, as of June 2026. They include 142 high-net-worth individuals and 62 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 2 June 2026
What services does Accretive Wealth Partners offer?
Accretive Wealth Partners provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, insurance, and philanthropic planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Accretive Wealth Partners charge?
Accretive Wealth Partners charges 0.30%–0.90% a year for its Wealth and Investment Management Services. The fee is billed in advance, is negotiable and has a $9,000 annual minimum.
Source: ACCRETIVE WEALTH PARTNERS FORM ADV - PART 2A, filed 2 June 2026
Which custodians does Accretive Wealth Partners use?
Accretive Wealth Partners’ separately managed account assets are held at Charles Schwab & Co., Inc. (Omaha, NE), with $486M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 2 June 2026
How many financial advisors does Accretive Wealth Partners have?
Accretive Wealth Partners has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Accretive Wealth Partners invest in?
At the end of its last fiscal year, Accretive Wealth Partners’ separately managed accounts held 71% exchange-traded equities, 22% registered funds (mutual funds, ETFs, BDCs), 6% cash and equivalents and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Accretive Wealth Partners?
Accretive Wealth Partners’ direct owners are Gary Ribe, Stephen Esposito and Eric Furey, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 2 June 2026
How does Accretive Wealth Partners get paid?
Accretive Wealth Partners is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Accretive Wealth Partners registered with the SEC?
Yes, Accretive Wealth Partners has been registered with the SEC as an investment adviser since 10 December 2019. Its CRD number is 299544 and its SEC file number is 801-117780.
Source: Form ADV Part 1A, Item 1, filed 2 June 2026; IAPD firm record
How do I contact Accretive Wealth Partners?
Accretive Wealth Partners’ main office is at 1 Gatehall Drive, Suite 207, Parsippany, NJ 07054. Its phone number is 973-970-2627. Its website is accretivewealthpartners.com.