4Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
4Wealth Advisors reports 567 clients. They include 448 individual clients, 60 high-net-worth individuals, and 59 pension and profit-sharing plans. Of its assets, 48.2% ($133M across 1,228 accounts) are managed with discretion; $143M across 34 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 79% | 41% |
| High-net-worth individuals | 11% | 35% |
| Pension and profit-sharing plans | 10% | 24% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 448 | $112M | 40.6% | $250K |
| High-net-worth individuals | 60 | $96.9M | 35.2% | $1.61M |
| Pension and profit-sharing plans | 59 | $66.6M | 24.2% | $1.13M |
| Total | 567 | $275M | 100% | $485K |
- Clients
- 448
- Regulatory AUM
- $112M
- AUM share
- 40.6%
- Avg. per client
- $250K
- Clients
- 60
- Regulatory AUM
- $96.9M
- AUM share
- 35.2%
- Avg. per client
- $1.61M
- Clients
- 59
- Regulatory AUM
- $66.6M
- AUM share
- 24.2%
- Avg. per client
- $1.13M
Total
- Clients
- 567
- Regulatory AUM
- $275M
- AUM share
- 100%
- Avg. per client
- $485K
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
4Wealth Advisors is paid through a percentage of assets under management, hourly charges, fixed fees (other than subscription fees) and other compensation. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial planning
- Financial planning is a fixed fee of $1,000 to $5,000, or hourly at $150 to $250 for consulting and modular planning.
- Pension advisory services
- Pension advisory fees are a percentage of plan assets; group retirement and defined benefit plans pay a tiered schedule from 50 basis points to 10 basis points.
Peter Recchia owns 75% or more of 4Wealth Advisors. The leadership team of 4Wealth Advisors includes President Peter Recchia. It has 13 employees, 10 of them in advisory roles.
Staff
- 13 employees
- 10 in advisory functions
- 11 state-registered reps
- 1 broker-dealer rep
- 5 insurance agents
- Owns 75% or more of 4wealth Advisors, Inc.
Peter Recchia
Control person · since November 2003
4Wealth Advisors’ regulatory assets grew 1.7× from $166M (March 2021) to $275M (April 2026); clients rose from 425 to 567 and employees from 8 to 13.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Apr 2026April 2026 | $275M | 567 | 13 | 2 |
| Mar 2025March 2025 | $247M | 593 | 13 | 2 |
| May 2024May 2024 | $213M | 542 | 12 | 2 |
| Mar 2023March 2023 | $173M | 516 | 11 | 2 |
| Mar 2022March 2022 | $190M | 455 | 10 | 2 |
| Mar 2021March 2021 | $166M | 425 | 8 | 2 |
Besides its headquarters, 4Wealth Advisors has 1 office, with 2 listed addresses in 1 state.
Illinois · 2 listed addresses
- 745 McClintock Drive, Suite 150, Burr RidgeHQ
- 10712 W. 143rd Street, Orland Park
Contact and registration details
- Legal name
- 4wealth Advisors, Inc.
- Headquarters
- 745 McClintock Drive, Suite 150, Burr Ridge, IL 60527-6490
- Website
- 4wealthfg.com
- Phone
- 708-695-5300
- @4wealth-financial-group-llc
- SEC file
- 801-113392
- Structure
- Illinois corporation
- Fiscal year end
- December
4Wealth Advisors’ named custodians for separately managed accounts are Charles Schwab ($133M, 83%) and American Trust ($26.6M, 17%). 4Wealth Advisors has custody of $56.9M for 189 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $133M83%
- American TrustAmerican Trust Company · Pittsburgh, PA · $26.6M17%
At year end, 4Wealth Advisors’ separately managed accounts were largely in funds (41%) and stocks (31%). Its reported 13F holdings for the quarter ended 30 June 2026 total $130M across 151 positions; the largest are SPDR Series Trust (4.6%), Northern Lts FD TR IV (4.1%) and J P Morgan Exchange Traded F (3.5%).
What the accounts hold
- Stocks31%
- Funds41%
- Bonds9%
- State and local bonds4%
- U.S. government and agency bonds3%
- High-yield corporate bonds2%
- Cash19%
How many clients does 4Wealth Advisors have?
4Wealth Advisors has 567 clients and manages $275 million for them, as of April 2026. They include 448 individual clients, 60 high-net-worth individuals, and 59 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 April 2026
What services does 4Wealth Advisors offer?
4Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does 4Wealth Advisors use?
4Wealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $133M and American Trust Company (Pittsburgh, PA), with $26.6M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 April 2026
How many financial advisors does 4Wealth Advisors have?
4Wealth Advisors has 11 investment adviser representatives registered with state securities authorities, out of 13 employees, and 10 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does 4Wealth Advisors invest in?
At the end of its last fiscal year, 4Wealth Advisors’ separately managed accounts held 41% registered funds (mutual funds, ETFs, BDCs), 31% exchange-traded equities, 19% cash and equivalents, 4% state and local bonds, 3% U.S. government and agency bonds and 2% high-yield corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns 4Wealth Advisors?
4Wealth Advisors’ direct owner is Peter Recchia (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 9 April 2026
How does 4Wealth Advisors get paid?
4Wealth Advisors is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact 4Wealth Advisors?
4Wealth Advisors’ main office is at 745 McClintock Drive, Suite 150, Burr Ridge, IL 60527-6490. Its phone number is 708-695-5300. Its website is 4wealthfg.com.