46 Peaks provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and insurance. Financial planning was provided to 1–10 clients last fiscal year.
46 Peaks reports 135 clients. They include 91 high-net-worth individuals and 44 individual clients. Of its assets, 100.0% ($272M across 445 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 33% | 8% |
| High-net-worth individuals | 67% | 92% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 44 | $21.1M | 7.7% | $479K |
| High-net-worth individuals | 91 | $249M | 91.6% | $2.74M |
| Pension and profit-sharing plans | Fewer than 5 | $1.78M | 0.7% | — |
| Total | 135 | $272M | 100% | — |
- Clients
- 44
- Regulatory AUM
- $21.1M
- AUM share
- 7.7%
- Avg. per client
- $479K
- Clients
- 91
- Regulatory AUM
- $249M
- AUM share
- 91.6%
- Avg. per client
- $2.74M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.78M
- AUM share
- 0.7%
- Avg. per client
- —
Total
- Clients
- 135
- Regulatory AUM
- $272M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
46 Peaks charges 0.35%–1.15% a year for its Portfolio Management Services. The fee is billed in advance and is negotiable. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Discovery Analysis
- Fixed fee of $1,000 to $5,000, payable in advance and not refundable once the analysis is performed.
- Financial Planning Services
- Annual retainer of a fixed $2,500 to $25,000, or an asset-based fee of 0.15% of total assets excluding the primary residence; negotiable.
- Retirement Plan Consulting Services
- Annual fixed fee of $5,000 to $250,000, or an asset-based fee of 0.10% to 0.50% of plan assets; negotiable.
Louis Fancher owns 25% to 50% of 46 Peaks. The leadership team of 46 Peaks includes Chief Compliance Officer Linda Valente. It has 5 employees, 3 of them in advisory roles.
Staff
- 5 employees
- 3 in advisory functions
- 3 state-registered reps
- 1 soliciting firm
- Owns 25% to 50% of 46 Peaks LLC
Louis Fancher
Control person · since February 2020
- Owns 25% to 50% of 46 Peaks LLC
Erik Mosholt
Control person · since February 2020
- Owns 10% to 25% of 46 Peaks LLC
Brad Heindel
Control person · since February 2023
- Owns 5% to 10% of 46 Peaks LLC
Linda Valente
Control person · since November 2021
46 Peaks’ regulatory assets grew 1.7× from $164M (April 2021) to $272M (April 2026); clients rose from 95 to 135 and employees fell from 6 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Apr 2026April 2026 | $272M | 135 | 5 | 3 |
| Mar 2025March 2025 | $212M | 124 | 4 | 3 |
| Mar 2024March 2024 | $198M | 119 | 4 | 3 |
| Mar 2023March 2023 | $188M | 116 | 4 | 1 |
| Mar 2022March 2022 | $182M | 101 | 4 | 1 |
| Apr 2021April 2021 | $164M | 95 | 6 | 1 |
Besides its headquarters, 46 Peaks has 2 offices (2 private residences, listed without an address), with 1 listed address in 1 state.
Pennsylvania · 1 listed address
- 760 Newtown Yardley Road, Suite 114, NewtownHQ
Contact and registration details
- Legal name
- 46 Peaks LLC
- Headquarters
- 760 Newtown Yardley Road, Suite 114, Newtown, PA 18940
- Website
- 46peaks.com
- Phone
- 215-497-8310
- SEC file
- 801-117945
- Founded
- 2019
- Structure
- Pennsylvania LLC
- Fiscal year end
- December
46 Peaks’ named custodian for separately managed accounts is Charles Schwab ($254M). 46 Peaks has custody of $20.4M for 56 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $254M100%
At year end, 46 Peaks’ separately managed accounts were mostly in funds (98%). Its reported 13F holdings for the quarter ended 30 June 2026 total $159M across 30 positions; the largest are J P Morgan Exchange Traded F (19.0%), Wisdomtree TR (14.4%) and iShares TR (11.6%).
What the accounts hold
- Funds98%
- Registered funds96%
- Pooled vehicles2%
- Cash2%
How many clients does 46 Peaks have?
46 Peaks has 135 clients and manages $272 million for them, as of April 2026. They include 91 high-net-worth individuals and 44 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 20 April 2026
What services does 46 Peaks offer?
46 Peaks provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, selecting other managers, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does 46 Peaks charge?
46 Peaks charges 0.35%–1.15% a year for its Portfolio Management Services. The fee is billed in advance and is negotiable.
Source: 46 PEAKS INVESTMENT ADVISORY GROUP, LLC ADV BROCHURE, filed 20 April 2026
Which custodians does 46 Peaks use?
46 Peaks’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $254M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 April 2026
How many financial advisors does 46 Peaks have?
46 Peaks has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does 46 Peaks invest in?
At the end of its last fiscal year, 46 Peaks’ separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs), 2% pooled vehicles (private funds and similar) and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns 46 Peaks?
46 Peaks’ direct owners are Louis Fancher, Erik Mosholt, Linda Valente and Brad Heindel, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 20 April 2026
How does 46 Peaks get paid?
46 Peaks is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact 46 Peaks?
46 Peaks’ main office is at 760 Newtown Yardley Road, Suite 114, Newtown, PA 18940. Its phone number is 215-497-8310. Its website is 46peaks.com.