Troy Sapp has been CCO, CEO, COO, Clo of Commencement Financial Planning since April 2010, is a control person of the firm and directly owns 75% or more of it. Troy Sapp holds a Bachelor of Science in Business, Accounting from the University of Minnesota.
Commencement Financial Planning LLC is a firm with $122M under management, 46 clients and 1 adviser in one office, as of its March 2026 filing.
Troy Sapp is Financial Consultant of Commencement Financial Planning LLC, based in Tacoma, WA. He formed the firm after 14 years providing wealth management, trust administration, estate planning and tax compliance services at a multi-generational single family office in the PNW. He worked as a Financial Consultant for the Weyerhaeuser family at Fiduciary Counselling, Inc. from 1996 to 2010.
- – present · 16 yearsLakewood, WA · Adviser representative · Firm CRD 154056
Professional designations
Listed by Commencement Financial Planning
- Certified Public Accountant (CPA)
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
Investment adviser representative registrations
Troy Sapp is registered as an investment adviser representative in Washington, since June 2010.
- WashingtonSince 18 June 2010
Examinations
No examinations are on Troy Sapp’s record.
- Full name
- Troy Aaron Sapp
- CRD
- 5803551
- Firm
- Commencement Financial Planning · CRD 154056
- Role
- CCO, CEO, COO, Clo
- Office
- Lakewood, WA
- Registration
- Investment adviser registration
- In the industry since
- June 2010
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- commencefp.com
Where does Troy Sapp work?
Troy Sapp has been CCO, CEO, COO, Clo of Commencement Financial Planning LLC since April 2010, and is a control person of the firm.
Is Troy Sapp a financial advisor?
Yes. Troy Sapp has a current investment-adviser registration in Washington, through Commencement Financial Planning since June 2010.
How many years of experience does Troy Sapp have?
Troy Sapp has 16 years in the financial industry, since June 2010, across 1 adviser firm.
Where is Troy Sapp based?
Troy Sapp’s registered office is in Lakewood, WA.
Is Troy Sapp registered with FINRA?
No. Troy Sapp has no current broker registration.
Is Troy Sapp a CFP?
Commencement Financial Planning lists Troy Sapp with the CFP credential (“CERTIFIED FINANCIAL PLANNER™ (CFP®)”) on its website. CFP Board confirms certification status.
How can I verify Troy Sapp’s record?
Search CRD 5803551 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Troy Sapp’s full registration record.