Stephen Cote is Chief Compliance Officer and Chief Executive Officer of Cote Financial Management, is a control person of the firm and directly owns 75% or more of it. Stephen Cote studied BSBA with a concentration in Finance at Merrimack College.
Cote Financial Management, LLC is a firm with $151M under management, 134 clients and 1 adviser in one office, as of its March 2026 filing.
Stephen M. Cote is President & Founder of Cote Financial Management, based in Wenham, Massachusetts. Cote founded the firm in 2010 after gaining experience as a Vice President of Wealth Management for UBS Financial Services and Citigroup SmithBarney. Before working in the investment industry, Cote worked as an executive with Liz Claiborne for their Sigrid Olsen division.
Professional designations
Listed by Cote Financial Management
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
Investment adviser representative registrations
Stephen Cote is registered as an investment adviser representative in Massachusetts, since November 2013.
- MassachusettsSince 4 November 2013
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 31 | Futures Managed Funds Examination | 26 November 2003 |
| Series 66 | Uniform Combined State Law Examination | 25 May 2001 |
| Series 7 | General Securities Representative Examination | 3 May 2001 |
- Name
- Futures Managed Funds Examination
- Name
- Uniform Combined State Law Examination
- Name
- General Securities Representative Examination
- Full name
- Stephen Mark Cote
- CRD
- 4365699
- Firm
- Cote Financial Management · CRD 153088
- Role
- Chief Compliance Officer; Chief Executive Officer
- Registration
- Investment adviser registration
- In the industry since
- May 2003
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- cfm.services
Where does Stephen Cote work?
Stephen Cote is Chief Compliance Officer; Chief Executive Officer of Cote Financial Management, LLC, and is a control person of the firm.
Is Stephen Cote a financial advisor?
Yes. Stephen Cote has a current investment-adviser registration in Massachusetts, through Cote Financial Management since November 2013.
How many years of experience does Stephen Cote have?
Stephen Cote has 23 years in the financial industry, since May 2003, across 1 adviser firm.
What exams has Stephen Cote passed?
Stephen Cote has passed 3 licensing exams: the Series 7, Series 66 and Series 31. The earliest, the Series 7, was passed in May 2001.
Is Stephen Cote registered with FINRA?
No. Stephen Cote has no current broker registration.
Is Stephen Cote a CFP?
Cote Financial Management lists Stephen Cote with the CFP credential (“CERTIFIED FINANCIAL PLANNER™ (CFP®)”) on its website. CFP Board confirms certification status.
How can I verify Stephen Cote’s record?
Search CRD 4365699 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Stephen Cote’s full registration record.