Ryan Zacharczyk has been President of Zynergy Retirement Planning since January 2007, is a control person of the firm and directly owns 75% or more of it. Ryan Zacharczyk holds a Bachelor of Science in Business from the University of Connecticut, a Bachelor of Arts in Communications from the University of Connecticut and an MBA in Finance from Monmouth University.
Zynergy Retirement Planning is a Red Bank, NJ firm with $173M under management, 172 clients and 3 advisers in one office, as of its June 2026 filing.
Ryan Zacharczyk is Senior Planner/President of Zynergy Retirement Planning, LLC, and its founder. For almost a decade, he worked as a financial trader for a Manhattan specialist firm, where he was a specialist on the floor of the American Stock Exchange and New York Stock Exchange making markets in options and ETFs. He has written numerous articles on retirement and financial planning and published his first book, "The 7 Deadly Retirement Sins", in 2012.
- Zynergy Retirement PlanningCurrent– present · 9 yearsRed Bank, NJ · Adviser representative · Firm CRD 143861
Professional designations
Listed by Zynergy Retirement Planning
- Certified Financial Planner™
- Chartered Retirement Planning Counselor
- Accredited Wealth Manager Advisor
Investment adviser representative registrations
Ryan Zacharczyk is registered as an investment adviser representative in Texas, since June 2024.
- TexasSince 21 June 2024
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 7 | General Securities Representative Examination | 3 June 2000 |
- Name
- General Securities Representative Examination
- Full name
- Ryan Patrick Zacharczyk
- CRD
- 4587387
- Firm
- Zynergy Retirement Planning · CRD 143861
- Role
- President
- Office
- 10 NJ-35, Red Bank, NJ 07701
- Registration
- Investment adviser registration
- In the industry since
- April 2008
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- zynergyretirement.com
Where does Ryan Zacharczyk work?
Ryan Zacharczyk has been President of Zynergy Retirement Planning since January 2007, and is a control person of the firm.
Is Ryan Zacharczyk a financial advisor?
Yes. Ryan Zacharczyk has a current investment-adviser registration in Texas, through Zynergy Retirement Planning since February 2017.
How many years of experience does Ryan Zacharczyk have?
Ryan Zacharczyk has 18 years in the financial industry, since April 2008, across 1 adviser firm.
What exams has Ryan Zacharczyk passed?
Ryan Zacharczyk passed the Series 7 in June 2000.
Where did Ryan Zacharczyk work before Zynergy Retirement Planning?
Before Zynergy Retirement Planning, Ryan Zacharczyk was registered through Zynergy Financial Planning, LLC, June 2007 to December 2010.
Where is Ryan Zacharczyk based?
Ryan Zacharczyk’s registered office is in Red Bank, NJ.
Is Ryan Zacharczyk registered with FINRA?
No. Ryan Zacharczyk has no current broker registration.
Is Ryan Zacharczyk a CFP?
Zynergy Retirement Planning lists Ryan Zacharczyk with the CFP credential (“Certified Financial Planner™”) on its website. CFP Board confirms certification status.
Source: Ryan Zacharczyk, CFP®, MBA biography, zynergyretirement.com
How can I verify Ryan Zacharczyk’s record?
Search CRD 4587387 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Ryan Zacharczyk’s full registration record.
