Ross Pollard has been President & CCO of Breakwater Capital since July 2014, is a control person of the firm and directly owns 75% or more of it. Ross Pollard studied at Western Michigan University.
Breakwater Capital, LLC is a Kalamazoo, MI firm with $157M under management, 143 clients and 2 advisers in one office, as of its March 2026 filing.
Ross Pollard is President of Breakwater Capital, based in Kalamazoo, Michigan. Before founding Breakwater in 2014, he was a franchise owner with Ameriprise Financial, and he started in the industry in 2002 with American Express Financial Advisors.
Ross Pollard’s longest registration is the current one, 11 years at Breakwater Capital since 2015. Before joining Breakwater Capital in 2015, Ross Pollard was registered through Integrated Financial Planning and Ameriprise Financial Services, Inc.
- Breakwater CapitalCurrent– present · 11 yearsKalamazoo, MI · Adviser representative · Firm CRD 172498
- Integrated Financial Planning– · 4 yearsKalamazoo, MI · Adviser representative · Firm CRD 108036
- Ameriprise Financial Services, Inc.– · under a yearKalamazoo, MI · Adviser representative · Firm CRD 6363
Professional designations
Listed by Breakwater Capital
- CERTIFIED FINANCIAL PLANNER™
Investment adviser representative registrations
Ross Pollard is registered as an investment adviser representative in Michigan, since May 2015.
- MichiganSince 18 May 2015
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 63 | Uniform Securities Agent State Law Examination | 3 April 2002 |
| Series 7 | General Securities Representative Examination | 27 March 2002 |
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Representative Examination
- Full name
- Ross Michael Pollard
- CRD
- 4487748
- Firm
- Breakwater Capital · CRD 172498
- Role
- President & CCO
- Office
- 251 N ROSE STREET SUITE 200, Kalamazoo, MI 49007
- Registration
- Investment adviser registration
- In the industry since
- October 2010
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- breakwater.capital
Where does Ross Pollard work?
Ross Pollard has been President & CCO of Breakwater Capital, LLC since July 2014, and is a control person of the firm.
Is Ross Pollard a financial advisor?
Yes. Ross Pollard has a current investment-adviser registration in Michigan, through Breakwater Capital since May 2015.
How many years of experience does Ross Pollard have?
Ross Pollard has 16 years in the financial industry, since October 2010, across 3 adviser firms.
What exams has Ross Pollard passed?
Ross Pollard has passed 2 licensing exams: the Series 7 and Series 63. The earliest, the Series 7, was passed in March 2002.
Where did Ross Pollard work before Breakwater Capital?
Before Breakwater Capital, Ross Pollard was registered through Integrated Financial Planning, February 2011 to May 2015; Ameriprise Financial Services, Inc., October 2010 to March 2011.
Where is Ross Pollard based?
Ross Pollard’s registered office is in Kalamazoo, MI.
Is Ross Pollard registered with FINRA?
No. Ross Pollard has no current broker registration.
Is Ross Pollard a CFP?
Breakwater Capital lists Ross Pollard with the CFP credential (“CERTIFIED FINANCIAL PLANNER™”) on its website. CFP Board confirms certification status.
How can I verify Ross Pollard’s record?
Search CRD 4487748 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Ross Pollard’s full registration record.