Richard Struthers has been Chairman, CEO and Chief Compliance Officer of Clearwater Capital Management since February 1998, is a control person of the firm and directly owns 75% or more of it.
Clearwater Capital Management LLC is a firm with $139M under management, 18 clients and 1 adviser across 3 offices, as of its March 2026 filing.
- – present · 8 yearsNaples, FL · Adviser representative · Firm CRD 115283
Investment adviser representative registrations
Richard Struthers is registered as an investment adviser representative in 2 states. The first approvals date from February 2018; the most recent is Florida, in December 2025.
- FloridaSince 19 December 2025
- MinnesotaSince 14 February 2018
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 65 | Uniform Investment Adviser Law Examination | 9 February 1998 |
| Series 63 | Uniform Securities Agent State Law Examination | 21 December 1990 |
| Series 24 | General Securities Principal Examination | 21 December 1990 |
| Series 7 | General Securities Representative Examination | 13 December 1990 |
| Series 1 | Registered Representative Examination | 30 August 1979 |
- Name
- Uniform Investment Adviser Law Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Principal Examination
- Name
- General Securities Representative Examination
- Name
- Registered Representative Examination
- Full name
- Richard Edward Struthers
- CRD
- 871078
- Firm
- Clearwater Capital Management · CRD 115283
- Role
- Chairman, CEO and Chief Compliance Officer
- Office
- Naples, FL
- Registration
- Investment adviser registration
- In the industry since
- February 2018
- Disciplinary history
- Not yet shown here · SEC record
Where does Richard Struthers work?
Richard Struthers has been Chairman, CEO and Chief Compliance Officer of Clearwater Capital Management LLC since February 1998, and is a control person of the firm.
Is Richard Struthers a financial advisor?
Yes. Richard Struthers has a current investment-adviser registration in Florida and Minnesota, through Clearwater Capital Management since February 2018.
How many years of experience does Richard Struthers have?
Richard Struthers has 8 years in the financial industry, since February 2018, across 1 adviser firm.
What exams has Richard Struthers passed?
Richard Struthers has passed 5 licensing exams: the Series 1, Series 7, Series 63, Series 24 and Series 65. The earliest, the Series 1, was passed in August 1979.
Where is Richard Struthers based?
Richard Struthers’ registered office is in Naples, FL.
Is Richard Struthers registered with FINRA?
No. Richard Struthers has no current broker registration.
How can I verify Richard Struthers’ record?
Search CRD 871078 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Richard Struthers’ full registration record.