Raymond Penzi has been an investment adviser representative at The L. Warner Companies since November 2024, and is not listed among the firm’s executive officers or direct owners. Raymond Penzi holds a Bachelor of Science in Finance and Management from Dolan School of Business, Fairfield University.
The L. Warner Companies, Inc is a Timonium, MD firm with $802M under management, 465 clients and 9 advisers across 4 offices, as of its August 2026 filing.
Raymond Penzi is Vice President - Private Client of The Warner Companies. He specializes in life insurance strategies, multi-generational wealth transfer, holistic financial planning and executive benefits solutions, and has 15 years of experience advising high net worth individuals. Before joining the firm he served as a Senior Vice President at Heritage Strategies LLC.
Raymond Penzi’s longest registration is the current one, 13 years at M Holdings Securities, Inc. since 2013.
- The L. Warner Companies, IncCurrent– present · 1 yearHuntington, NY · Adviser representative · Firm CRD 108001
- M Holdings Securities, Inc.Also current– present · 13 yearsHuntington, NY · Adviser representative and broker · Firm CRD 43285
Professional designations
Listed by The L. Warner Companies
- Chartered Financial Consultant® (ChFC®)
- Chartered Life Underwriter® (CLU®)
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
Investment adviser representative registrations
Raymond Penzi is registered as an investment adviser representative in New York, since November 2024.
- New YorkSince 26 November 2024
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 63 | Uniform Securities Agent State Law Examination | 21 September 2010 |
| Series 7 | General Securities Representative Examination | 2 September 2010 |
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Representative Examination
- CRD
- 5837723
- Firm
- The L. Warner Companies · CRD 108001
- Office
- Huntington, NY
- Registration
- Investment adviser and broker registrations
- In the industry since
- May 2012
- Disciplinary history
- Not yet shown here · SEC record · BrokerCheck
- Firm bio
- lwarner.com
Where does Raymond Penzi work?
Raymond Penzi is an investment adviser representative registered through The L. Warner Companies, Inc since November 2024, and is not listed among the firm’s executive officers or direct owners.
Is Raymond Penzi a financial advisor?
Yes. Raymond Penzi has a current investment-adviser registration in New York, through The L. Warner Companies since November 2024.
How many years of experience does Raymond Penzi have?
Raymond Penzi has 14 years in the financial industry, since May 2012, across 2 adviser firms.
What exams has Raymond Penzi passed?
Raymond Penzi has passed 2 licensing exams: the Series 7 and Series 63. The earliest, the Series 7, was passed in September 2010. FINRA credited Raymond Penzi with the SIE, which began in October 2018.
Where is Raymond Penzi based?
Raymond Penzi’s registered office is in Huntington, NY.
Is Raymond Penzi registered with FINRA?
Yes. Raymond Penzi has a current broker registration, under CRD 5837723.
Source: FINRA BrokerCheck
Is Raymond Penzi a CFP?
The L. Warner Companies lists Raymond Penzi with the CFP credential (“CERTIFIED FINANCIAL PLANNER™ (CFP®)”) on its website. CFP Board confirms certification status.
How can I verify Raymond Penzi’s record?
Search CRD 5837723 on the SEC’s adviser search (adviserinfo.sec.gov) and FINRA’s broker search (brokercheck.finra.org), which publish Raymond Penzi’s full registration record.