Michael Spencer has been an investment adviser representative at Fitzwilliams Wealth Management since November 2025, and is not listed among the firm’s executive officers or direct owners.
Fitzwilliams Wealth Management Inc. is a Chesapeake, VA firm with $124M under management, 634 clients and 6 advisers across 5 offices, as of its September 2026 filing.
Mike Spencer is an Investment Advisor Representative of Fitzwilliams Financial. He entered the financial services industry in 1977 and, after briefly exploring other career paths, returned to life insurance and comprehensive financial planning.
Michael Spencer’s longest registration was 12 years at SPC (2006–2018). Before joining Fitzwilliams Wealth Management in 2025, Michael Spencer was registered through Tucker Asset Management LLC and Alphastar Capital Management, LLC.
- – present · under a yearVirginia Beach, VA · Adviser representative · Firm CRD 312192
- Tucker Asset Management LLC– · 3 yearsVirginia Beach, VA · Adviser representative · Firm CRD 174844
- Alphastar Capital Management, LLC– · 3 yearsVirginia Beach, VA · Adviser representative · Firm CRD 157423
- SPC– · 12 yearsVirginia Beach, VA · Adviser representative · Firm CRD 110692
- Woodbury Financial Services, Inc.– · 2 yearsVirginia Beach, VA · Adviser representative · Firm CRD 421
Professional designations
Listed by Fitzwilliams Wealth Management
- Chartered Financial Consultant (ChFC)
- Chartered Advisor in Philanthropy (CAP)
- Accredited Investment Fiduciary (AIF)
- Chartered Life Underwriter (CLU)
- Chartered Advisor for Senior Living (CASL)
Investment adviser representative registrations
Michael Spencer is registered as an investment adviser representative in 2 states. The first approvals date from November 2025; the most recent is North Carolina, in December 2025.
- North CarolinaSince 12 December 2025
- VirginiaSince 24 November 2025
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 65 | Uniform Investment Adviser Law Examination | 17 July 2003 |
| Series 24 | General Securities Principal Examination | 17 February 1988 |
| Series 63 | Uniform Securities Agent State Law Examination | 25 May 1984 |
| Series 7 | General Securities Representative Examination | 14 April 1984 |
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Investment Adviser Law Examination
- Name
- General Securities Principal Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Representative Examination
- Full name
- Michael Howard Spencer
- CRD
- 1259884
- Firm
- Fitzwilliams Wealth Management · CRD 312192
- Office
- Virginia Beach, VA
- Registration
- Investment adviser registration
- In the industry since
- May 1984
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- fitzwilliamsfinancial.com
Where does Michael Spencer work?
Michael Spencer is an investment adviser representative registered through Fitzwilliams Wealth Management Inc. since November 2025, and is not listed among the firm’s executive officers or direct owners.
Is Michael Spencer a financial advisor?
Yes. Michael Spencer has a current investment-adviser registration in North Carolina and Virginia, through Fitzwilliams Wealth Management since November 2025.
How many years of experience does Michael Spencer have?
Michael Spencer has 42 years in the financial industry, since May 1984, across 5 adviser firms.
What exams has Michael Spencer passed?
Michael Spencer has passed 4 licensing exams: the Series 7, Series 63, Series 24 and Series 65. The earliest, the Series 7, was passed in April 1984. FINRA credited Michael Spencer with the SIE, which began in October 2018.
Where did Michael Spencer work before Fitzwilliams Wealth Management?
Before Fitzwilliams Wealth Management, Michael Spencer was registered through Tucker Asset Management LLC, October 2022 to November 2025; Alphastar Capital Management, LLC, October 2018 to September 2022; SPC, September 2006 to October 2018; Woodbury Financial Services, Inc., July 2003 to June 2006.
Where is Michael Spencer based?
Michael Spencer’s registered office is in Virginia Beach, VA.
Is Michael Spencer registered with FINRA?
No. Michael Spencer has no current broker registration.
How can I verify Michael Spencer’s record?
Search CRD 1259884 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Michael Spencer’s full registration record.
Timothy FitzwilliamsChief Executive Officer- Leila ShaverChief Compliance Officer