John Cunningham has been Principal/Chief Compliance Officer/Managing Member of Reality Financial Planning Services since January 2023, is a control person of the firm and directly owns 75% or more of it. John Cunningham studied at the University of Florida.
Reality Financial Planning Services, LLC is a Sarasota, FL firm with $126M under management, 214 clients and 2 advisers in one office, as of its March 2026 filing.
John Cunningham III is with Reality Financial Planning Services, LLC, based in Sarasota, Florida. He began his career in banking and later moved into financial planning. He focuses on income, risk management, incapacity and estate planning for education, medical and nonprofit professionals in Sarasota.
John Cunningham’s longest registration is the current one, 5 years at Reality Financial Planning Services since 2020. Before joining Reality Financial Planning Services in 2020, John Cunningham was registered through Advice and Planning Services and Global Financial Private Capital, LLC.
- – present · 5 yearsSarasota, FL · Adviser representative · Firm CRD 143352
- Advice and Planning Services– · 2 yearsSarasota, FL · Adviser representative · Firm CRD 20472
- Global Financial Private Capital, LLC– · 2 yearsSarasota, FL · Adviser representative · Firm CRD 132070
Professional designations
Listed by Reality Financial Planning Services
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
Investment adviser representative registrations
John Cunningham is registered as an investment adviser representative in Florida, since November 2020.
- FloridaSince 16 November 2020
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 63 | Uniform Securities Agent State Law Examination | 21 June 2018 |
| Series 7 | General Securities Representative Examination | 11 June 2018 |
| Series 65 | Uniform Investment Adviser Law Examination | 1 September 2015 |
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Representative Examination
- Name
- Uniform Investment Adviser Law Examination
- Full name
- John Joseph Cunningham
- CRD
- 6543551
- Firm
- Reality Financial Planning Services · CRD 143352
- Role
- Principal/Chief Compliance Officer/Managing Member
- Office
- 3947 CLARK ROAD, Sarasota, FL 34233
- Registration
- Investment adviser registration
- In the industry since
- October 2015
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- realityfinancialplanning.com
Where does John Cunningham work?
John Cunningham has been Principal/Chief Compliance Officer/Managing Member of Reality Financial Planning Services, LLC since January 2023, and is a control person of the firm.
Is John Cunningham a financial advisor?
Yes. John Cunningham has a current investment-adviser registration in Florida, through Reality Financial Planning Services since November 2020.
How many years of experience does John Cunningham have?
John Cunningham has 11 years in the financial industry, since October 2015, across 3 adviser firms.
What exams has John Cunningham passed?
John Cunningham has passed 3 licensing exams: the Series 65, Series 7 and Series 63. The earliest, the Series 65, was passed in September 2015. FINRA credited John Cunningham with the SIE, which began in October 2018.
Where did John Cunningham work before Reality Financial Planning Services?
Before Reality Financial Planning Services, John Cunningham was registered through Advice and Planning Services, June 2018 to November 2020; Global Financial Private Capital, LLC, September 2015 to May 2018.
Where is John Cunningham based?
John Cunningham’s registered office is in Sarasota, FL.
Is John Cunningham registered with FINRA?
No. John Cunningham has no current broker registration.
Is John Cunningham a CFP?
Reality Financial Planning Services lists John Cunningham with the CFP credential (“CERTIFIED FINANCIAL PLANNER™ (CFP®)”) on its website. CFP Board confirms certification status.
Source: John Cunningham III biography, realityfinancialplanning.com
How can I verify John Cunningham’s record?
Search CRD 6543551 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes John Cunningham’s full registration record.