Derek Ralston has been Prinicpal of Income & Asset Advisory since December 2024, is a control person of the firm and directly owns between 50% and 75% of it. Derek Ralston holds a B.A. in Economics with a minor in English from Binghamton University.
Income & Asset Advisory, Inc. is an Armonk, NY firm with $175M under management, 287 clients and 4 advisers across 2 offices, as of its August 2026 filing.
Derek Ralston is Principal of Income & Asset Advisory, Inc., based in Armonk, New York. He began his career at Aon Risk Services, Inc. in New York, joined Trade Manage, LLC in 2000, and co-founded Celadon Financial Group in 2002. He joined Income & Asset Advisory in September 2011, focusing on building portfolios designed to generate income and long-term growth, and became a principal of the firm in 2025.
Derek Ralston’s longest registration is the current one, 14 years at Income & Asset Advisory since 2012.
- NCM Capital Management, LLCAlso current– present · 11 yearsRamsey, NJ · Adviser representative · Firm CRD 151109
Investment adviser representative registrations
Derek Ralston is registered as an investment adviser representative in 3 states. The first approvals date from March 2012; the most recent is New York, in August 2021.
- ConnecticutSince 21 March 2012
- New JerseySince 25 September 2015
- New YorkSince 17 August 2021
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 65 | Uniform Investment Adviser Law Examination | 20 March 2012 |
| Series 55 | Limited Representative-Equity Trader Exam | 29 November 2007 |
| Series 63 | Uniform Securities Agent State Law Examination | 3 August 2002 |
| Series 7 | General Securities Representative Examination | 5 September 2000 |
| Series 11 | Assistant Representative-Order Processing Qualification Exam | 20 March 2000 |
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Investment Adviser Law Examination
- Name
- Limited Representative-Equity Trader Exam
- Name
- Uniform Securities Agent State Law Examination
- Name
- General Securities Representative Examination
- Name
- Assistant Representative-Order Processing Qualification Exam
- Full name
- Derek Anthony Ralston
- CRD
- 4130801
- Firm
- Income & Asset Advisory · CRD 124955
- Role
- Prinicpal
- Registration
- Investment adviser registration
- In the industry since
- March 2012
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- theadvisory.com
Where does Derek Ralston work?
Derek Ralston has been Prinicpal of Income & Asset Advisory, Inc. since December 2024, and is a control person of the firm.
Is Derek Ralston a financial advisor?
Yes. Derek Ralston has a current investment-adviser registration in Connecticut, New Jersey and New York, through Income & Asset Advisory since March 2012.
How many years of experience does Derek Ralston have?
Derek Ralston has 14 years in the financial industry, since March 2012, across 2 adviser firms.
What exams has Derek Ralston passed?
Derek Ralston has passed 5 licensing exams: the Series 11, Series 7, Series 63, Series 55 and Series 65. The earliest, the Series 11, was passed in March 2000. FINRA credited Derek Ralston with the SIE, which began in October 2018.
Is Derek Ralston registered with FINRA?
No. Derek Ralston has no current broker registration.
How can I verify Derek Ralston’s record?
Search CRD 4130801 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Derek Ralston’s full registration record.
