David Fransko has been Member/CCO/Shareholder of Morman, Kaplan, Brilliant and Fransko since June 2016, is a control person of the firm and directly owns between 25% and 50% of it. David Fransko holds a BA in Economics from the University of Michigan and an MBA in Finance & Marketing from Wayne State University.
Morman, Kaplan, Brilliant and Fransko, LLC is an Ann Arbor, MI firm with $163M under management, 353 clients and 6 advisers across 2 offices, as of its March 2026 filing.
David Fransko is Principal & Managing Partner of Four Financial Management, based in Ann Arbor. He started his career in wealth management in 2001. His primary responsibility is sharing how the firm can serve to help families tackle complex financial situations through planning and investment management.
David Fransko’s longest registration is the current one, 17 years at LPL Financial LLC since 2008. Before joining Morman, Kaplan, Brilliant and Fransko in 2016, David Fransko was registered through Ameriprise Advisor Services, Inc.
- Four Financial ManagementCurrent– present · 9 yearsAnn Arbor, MI · Adviser representative · Firm CRD 284251
- ProvizrAlso current– present · 9 yearsAnn Arbor, MI · Adviser representative · Firm CRD 284252
- LPL Financial LLCAlso current– present · 17 yearsAnn Arbor, MI · Adviser representative and broker · Firm CRD 6413
- Ameriprise Advisor Services, Inc.– · 1 yearAnn Arbor, MI · Adviser representative · Firm CRD 5979
Investment adviser representative registrations
David Fransko is registered as an investment adviser representative in 2 states. The first approvals date from October 2016; the most recent is North Carolina, in February 2025.
- MichiganSince 25 October 2016
- North CarolinaSince 13 February 2025
Examinations
| Exam | Name | Passed |
|---|---|---|
| SIE | Securities Industry Essentials Examination | Credited |
| Series 66 | Uniform Combined State Law Examination | 28 August 2007 |
| Series 9 | General Securities Sales Supervisor - Options Module Examination | 1 October 2003 |
| Series 10 | General Securities Sales Supervisor - General Module Examination | 27 September 2003 |
| Series 65 | Uniform Investment Adviser Law Examination | 10 September 2001 |
| Series 7 | General Securities Representative Examination | 5 June 2001 |
| Series 63 | Uniform Securities Agent State Law Examination | 29 March 2001 |
| Series 6 | Investment Company Products/Variable Contracts Representative Examination | 13 March 2001 |
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Combined State Law Examination
- Name
- General Securities Sales Supervisor - Options Module Examination
- Name
- General Securities Sales Supervisor - General Module Examination
- Name
- Uniform Investment Adviser Law Examination
- Name
- General Securities Representative Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- Investment Company Products/Variable Contracts Representative Examination
- Full name
- David Lewis Fransko
- CRD
- 4365885
- Firm
- Morman, Kaplan, Brilliant and Fransko · CRD 284251
- Role
- Member/CCO/Shareholder
- Office
- 777 E. EISENHOWER PKWY, SUITE 740, Ann Arbor, MI 48108
- Registration
- Investment adviser and broker registrations
- In the industry since
- March 2001
- Disciplinary history
- Not yet shown here · SEC record · BrokerCheck
- Firm bio
- fourfinancial.com
Where does David Fransko work?
David Fransko has been Member/CCO/Shareholder of Morman, Kaplan, Brilliant and Fransko, LLC since June 2016, and is a control person of the firm.
Is David Fransko a financial advisor?
Yes. David Fransko has a current investment-adviser registration in Michigan and North Carolina, through Morman, Kaplan, Brilliant and Fransko since October 2016.
How many years of experience does David Fransko have?
David Fransko has 25 years in the financial industry, since March 2001, across 4 adviser firms.
What exams has David Fransko passed?
David Fransko has passed 7 licensing exams: the Series 6, Series 63, Series 7, Series 65, Series 10, Series 9 and Series 66. The earliest, the Series 6, was passed in March 2001. FINRA credited David Fransko with the SIE, which began in October 2018.
Where did David Fransko work before Morman, Kaplan, Brilliant and Fransko?
Before Morman, Kaplan, Brilliant and Fransko, David Fransko was registered through Ameriprise Advisor Services, Inc., August 2007 to November 2008.
Where is David Fransko based?
David Fransko’s registered office is in Ann Arbor, MI.
Is David Fransko registered with FINRA?
Yes. David Fransko has a current broker registration, under CRD 4365885.
Source: FINRA BrokerCheck
How can I verify David Fransko’s record?
Search CRD 4365885 on the SEC’s adviser search (adviserinfo.sec.gov) and FINRA’s broker search (brokercheck.finra.org), which publish David Fransko’s full registration record.
