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Christine Papelian, portrait

Christine Papelian

Investment adviser representative at Rinkey Investments in Orchard Park, NY

Investment adviser registrationUpdated

Christine Papelian is an investment adviser representative at Rinkey Investments, an investment adviser managing $471M, and works from its Orchard Park, NY office. Christine Papelian has been registered through Rinkey Investments since 10 December 2025, has 13 years in the industry across 7 firms and has passed the Series 7, Series 63 and Series 66.

13
Years in industry
0
Years at firm
7
Adviser firms
1
States registered

From the IAPD record, checked 23 October 2026SEC record

Career

Christine Papelian has been an investment adviser representative at Rinkey Investments since December 2025, and is not listed among the firm’s executive officers or direct owners. Christine Papelian holds a Bachelor's degree in economics from the University of Nebraska-Lincoln and a Master's degree in economics from the University of Nebraska-Lincoln.

Rinkey Investments is a San Diego, CA firm with $471M under management, 215 clients and 9 advisers across 9 offices, as of its May 2026 filing.

Christine Papelian is Financial Planner of Illumination Wealth Management. She joined the firm in 2025 as a Financial Planner. She brings 13 years of experience in wealth management, working with high-net-worth families, business owners, entrepreneurs and farmers on protecting assets, the financial side of divorce and crop-hedging strategies.

Christine Papelian’s longest registration was 6 years at Schwab Private Client Investment Advisory, Inc. (2014–2021). Before joining Rinkey Investments in 2025, Christine Papelian was registered through Sterling Investment Counsel, LLC and LPL Financial LLC.

  1. – present · under a year
    Orchard Park, NY · Adviser representative · Firm CRD 149576
  2. Sterling Investment Counsel, LLC
    – · 1 year
    Buffalo, NY · Adviser representative · Firm CRD 282624
  3. LPL Financial LLC
    – · under a year
    Buffalo, NY · Adviser representative · Firm CRD 6413
  4. Redw Wealth LLC
    – · 2 years
    Phoenix, AZ · Adviser representative · Firm CRD 109446
  5. Smarter Financial Solutions
    – · under a year
    Phoenix, AZ · Adviser representative · Firm CRD 310800
  6. Schwab Private Client Investment Advisory, Inc.
    – · 6 years
    Phoenix, AZ · Adviser representative · Firm CRD 159035
  7. Charles Schwab & Co., Inc.
    – · under a year
    Phoenix, AZ · Adviser representative · Firm CRD 5393

Credentials and registrations

Professional designations

Listed by Rinkey Investments

  • CERTIFIED FINANCIAL PLANNER™ (CFP®)
  • Certified Wealth Strategist (CWS®)

Investment adviser representative registrations

Christine Papelian is registered as an investment adviser representative in New York, since December 2025.

  • New YorkSince 10 December 2025

Examinations

Series 6614 October 2024
Name
Uniform Combined State Law Examination
SIECredited
Name
Securities Industry Essentials Examination
Series 636 August 2012
Name
Uniform Securities Agent State Law Examination
Series 73 August 2012
Name
General Securities Representative Examination

Key facts

CRD
6068257
Firm
Rinkey Investments · CRD 149576
Office
Orchard Park, NY
Registration
Investment adviser registration
In the industry since
March 2013
Disciplinary history
Not yet shown here · SEC record

Common questions

Where does Christine Papelian work?

Christine Papelian is an investment adviser representative registered through Rinkey Investments since December 2025, and is not listed among the firm’s executive officers or direct owners.

Source: IAPD individual record, checked 23 October 2026

Is Christine Papelian a financial advisor?

Yes. Christine Papelian has a current investment-adviser registration in New York, through Rinkey Investments since December 2025.

Source: IAPD individual record, checked 23 October 2026

How many years of experience does Christine Papelian have?

Christine Papelian has 13 years in the financial industry, since March 2013, across 7 adviser firms.

Source: IAPD individual record, checked 23 October 2026

What exams has Christine Papelian passed?

Christine Papelian has passed 3 licensing exams: the Series 7, Series 63 and Series 66. The earliest, the Series 7, was passed in August 2012. FINRA credited Christine Papelian with the SIE, which began in October 2018.

Source: IAPD individual record, checked 23 October 2026

Where did Christine Papelian work before Rinkey Investments?

Before Rinkey Investments, Christine Papelian was registered through Sterling Investment Counsel, LLC, November 2024 to December 2025; LPL Financial LLC, September 2024 to October 2024; Redw Wealth LLC, May 2022 to August 2024; Smarter Financial Solutions, May 2021 to November 2021; Schwab Private Client Investment Advisory, Inc., June 2014 to April 2021; Charles Schwab & Co., Inc., June 2014 to June 2014.

Source: IAPD individual record, checked 23 October 2026

Where is Christine Papelian based?

Christine Papelian’s registered office is in Orchard Park, NY.

Source: IAPD individual record, checked 23 October 2026

Is Christine Papelian registered with FINRA?

No. Christine Papelian has no current broker registration.

Source: IAPD individual record, checked 23 October 2026

Is Christine Papelian a CFP?

Rinkey Investments lists Christine Papelian with the CFP credential (“CERTIFIED FINANCIAL PLANNER™ (CFP®)”) on its website. CFP Board confirms certification status.

Source: Christine Papelian, CFP®, EA, Financial Planner biography, illuminationwealth.com

How can I verify Christine Papelian’s record?

Search CRD 6068257 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Christine Papelian’s full registration record.

Source: IAPD individual record, checked 23 October 2026

Leadership at Rinkey Investments

Sources

  1. IAPD individual record, CRD 6068257, checked 23 October 2026. Registration status, employment history and examinations.
  2. Form ADV Part 1A, Schedules A and B of Rinkey Investments, filed 19 May 2026. Executive officers and direct owners; this person is not among them.
  3. Rinkey Investments team page. Biography, education, credentials, awards and the portrait, reproduced for identification.