Anessa Custovic has been Investment Advisor Representative/Chief Investment Officer of Cardinal Retirement Planning since March 2022, is a control person of the firm and directly owns under 5% of it. Anessa Custovic holds a Bachelor of Arts in International Business from Arcadia University and a PhD in Financial Econometrics from the University of North Carolina at Chapel Hill.
Cardinal Retirement Planning, Inc. is a firm with $127M under management, 107 clients and 3 advisers across 3 offices, as of its June 2026 filing.
Anessa Custovic is Chief Investment Officer & Investment Advisor Representative of Cardinal Retirement Planning, Inc. She worked with former CIO Dr. Mike Aguilar to develop the firm's asset allocation software, Padme, and helped him run the Quantitative Financial Economics program at UNC-CH. Her professional experience includes asset allocation, strategic and tactical portfolio positioning, and credit risk. She has been published in the Journal of Risk and Financial Management.
- – present · 6 yearsChapel Hill, NC · Adviser representative · Firm CRD 166545
Professional designations
Listed by Cardinal Retirement Planning
- Retirement Income Certified Professional (RICP®)
Investment adviser representative registrations
Anessa Custovic is registered as an investment adviser representative in 2 states. Each was approved in September 2020.
- North CarolinaSince 22 September 2020
- TexasSince 22 September 2020
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 65 | Uniform Investment Adviser Law Examination | 28 July 2020 |
- Name
- Uniform Investment Adviser Law Examination
- CRD
- 7283489
- Firm
- Cardinal Retirement Planning · CRD 166545
- Role
- Investment Advisor Representative/Chief Investment Officer
- Office
- Chapel Hill, NC
- Registration
- Investment adviser registration
- In the industry since
- September 2020
- Disciplinary history
- Not yet shown here · SEC record
- Firm bio
- planwithcardinal.com
Where does Anessa Custovic work?
Anessa Custovic has been Investment Advisor Representative/Chief Investment Officer of Cardinal Retirement Planning, Inc. since March 2022, and is a control person of the firm.
Is Anessa Custovic a financial advisor?
Yes. Anessa Custovic has a current investment-adviser registration in North Carolina and Texas, through Cardinal Retirement Planning since September 2020.
How many years of experience does Anessa Custovic have?
Anessa Custovic has 6 years in the financial industry, since September 2020, across 1 adviser firm.
What exams has Anessa Custovic passed?
Anessa Custovic passed the Series 65 in July 2020.
Where is Anessa Custovic based?
Anessa Custovic’s registered office is in Chapel Hill, NC.
Is Anessa Custovic registered with FINRA?
No. Anessa Custovic has no current broker registration.
How can I verify Anessa Custovic’s record?
Search CRD 7283489 on the SEC’s adviser search (adviserinfo.sec.gov), which publishes Anessa Custovic’s full registration record.
