Andrew Lord has been Member, Chief Compliance Officer of Essential Planning since January 1984, is a control person of the firm and directly owns 75% or more of it. Andrew Lord studied at the University of New Hampshire.
Essential Planning, LLC is a Portsmouth, NH firm with $524M under management, 573 clients and 3 advisers across 2 offices, as of its March 2026 filing.
Andy Lord is Founding and Managing Partner of Essential Planning, LLC, an SEC-registered advisory firm. A New Hampshire native, he graduated from the University of New Hampshire in 1984 and spent 5 years as a Field Manager for Equitable Financial Companies (now AXA) before becoming a financial advisor.
Andrew Lord’s longest registration is the current one, 24 years at Essential Planning since 2002.
- Investors Capital Advisory– · 2 yearsPortsmouth, NH · Adviser representative · Firm CRD 30613
- Investors Capital Advisory– · under a yearPortsmouth, NH · Adviser representative · Firm CRD 30613
- Essential Planning, LLCCurrent– present · 24 yearsPortsmouth, NH · Adviser representative · Firm CRD 106651
Professional designations
Listed by Essential Planning
- Chartered Financial Consultant (ChFC®)
Investment adviser representative registrations
Andrew Lord is registered as an investment adviser representative in 5 states, as a resident of Texas. The first approvals date from August 2002; the most recent is Florida, in August 2020.
- FloridaSince 18 August 2020
- MaineSince 15 July 2020
- MassachusettsSince 7 August 2002
- New HampshireSince 6 August 2002
- TexasResidentSince 30 September 2019
Examinations
| Exam | Name | Passed |
|---|---|---|
| Series 99TO | Operations Professional Examination | 2 January 2023 |
| SIE | Securities Industry Essentials Examination | Credited |
| Series 63 | Uniform Securities Agent State Law Examination | 4 August 2006 |
| Series 6 | Investment Company Products/Variable Contracts Representative Examination | 4 August 2006 |
- Name
- Operations Professional Examination
- Name
- Securities Industry Essentials Examination
- Name
- Uniform Securities Agent State Law Examination
- Name
- Investment Company Products/Variable Contracts Representative Examination
- Full name
- Andrew Charles Lord
- CRD
- 1289303
- Firm
- Essential Planning · CRD 106651
- Role
- Member, Chief Compliance Officer
- Office
- 500 Market Street, Suite 1D, Portsmouth, NH 03801
- Registration
- Investment adviser and broker registrations
- In the industry since
- March 1990
- Disciplinary history
- Not yet shown here · SEC record · BrokerCheck
- Firm bio
- essential-planning.com
Where does Andrew Lord work?
Andrew Lord has been Member, Chief Compliance Officer of Essential Planning, LLC since January 1984, and is a control person of the firm.
Is Andrew Lord a financial advisor?
Yes. Andrew Lord has a current investment-adviser registration in Florida, Maine, Massachusetts, New Hampshire and Texas, through Essential Planning since August 2002.
How many years of experience does Andrew Lord have?
Andrew Lord has 36 years in the financial industry, since March 1990, across 2 adviser firms.
What exams has Andrew Lord passed?
Andrew Lord has passed 3 licensing exams: the Series 63, Series 6 and Series 99TO. The earliest, the Series 63, was passed in August 2006. FINRA credited Andrew Lord with the SIE, which began in October 2018.
Where is Andrew Lord based?
Andrew Lord’s registered office is in Portsmouth, NH.
Is Andrew Lord registered with FINRA?
Yes. Andrew Lord has a current broker registration, under CRD 1289303.
Source: FINRA BrokerCheck
How can I verify Andrew Lord’s record?
Search CRD 1289303 on the SEC’s adviser search (adviserinfo.sec.gov) and FINRA’s broker search (brokercheck.finra.org), which publish Andrew Lord’s full registration record.