{"url":"https://nivawealth.com/firms/zermatt-wealth-partners-105736","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/105736","regulatoryAum":158362396,"crd":"105736","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1689624","suffix":null,"lastName":"DWORSKY","firstName":"LOUIS","middleName":"DAVID"},{"crd":"7020479","suffix":null,"lastName":"Griffie","firstName":"Austin","middleName":"Joseph"},{"crd":"5697041","suffix":null,"lastName":"JENSEN","firstName":"ANDREW","middleName":"MARSHALL"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-07-22","regulatoryAum":8425074,"clients":131,"employees":7,"offices":2},{"filedOn":"2022-07-08","regulatoryAum":83335393,"clients":222,"employees":8,"offices":3},{"filedOn":"2023-04-21","regulatoryAum":90792221,"clients":244,"employees":8,"offices":2},{"filedOn":"2024-07-03","regulatoryAum":149992356,"clients":539,"employees":7,"offices":2},{"filedOn":"2025-03-31","regulatoryAum":116022167,"clients":127,"employees":6,"offices":2},{"filedOn":"2026-07-24","regulatoryAum":158362396,"clients":211,"employees":6,"offices":2}],"secFileNumber":"801-17502","legalName":"Zermatt Wealth Partners LLC","displayName":"Zermatt Wealth Partners","slug":"zermatt-wealth-partners-105736","website":"https://zermattwealthpartners.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"HTTPS://LINKEDIN.COM/COMPANY/zermatt-wealth-partners/","founded":null,"organization":"North Carolina limited liability company","fiscalYearEnd":"December","headquarters":{"street":"2251 San Diego Ave., Suite B-257","city":"San Diego","state":"CA","stateName":"California","country":"United States","postalCode":"92110"},"tradeNames":["Wfa Wealth Managers"],"registration":{"secApproved":"18 August 1982","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":732995.0765550239,"staff":{"employees":6,"advisory":4,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":158362396,"discretionary":158362396,"discretionaryAccounts":531,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":124,"regulatoryAum":24341142},{"label":"High-net-worth individuals","clients":85,"regulatoryAum":128854829},{"label":"Pension and profit-sharing plans","clients":1,"fewerThan5":true,"regulatoryAum":915477},{"label":"Corporations and other businesses","clients":1,"fewerThan5":true,"regulatoryAum":4250948}],"feePrograms":[{"role":"other","program":"401(k) services","summary":"An annual fee for 401(k) consultation services, set in the advisory agreement; no rate is stated.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1048714","versionId":1048714,"submittedOn":"2026-06-17","documentName":"ZERMATT WEALTH PARTNERS ADV PART 2A"},{"role":"other","program":"Flat consultation fee","summary":"A flat (fixed) consultation fee set by the project scope and billed in advance under the client agreement; no rate is stated.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1048714","versionId":1048714,"submittedOn":"2026-06-17","documentName":"ZERMATT WEALTH PARTNERS ADV PART 2A"},{"role":"other","program":"Hourly services","summary":"Miscellaneous services are billed hourly at $100 to $500 per hour, depending on staff billing rates and the scope of services.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1048714","versionId":1048714,"submittedOn":"2026-06-17","documentName":"ZERMATT WEALTH PARTNERS ADV PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T11:48:50.534704+00:00","documents":[{"name":"ZERMATT WEALTH PARTNERS ADV PART 2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1048714","versionId":1048714,"submittedOn":"2026-06-17"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":38486485}],"custodyNote":"Zermatt Wealth Partners does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"David Harris","title":"President","crd":"1250257"},{"name":"David White","title":"Chief Compliance Officer","crd":"1027468"},{"name":"Louis Dworsky","title":"CEO","crd":"1689624"}],"ownership":[{"label":"Zermatt Holdings, LLC","detail":"Owner in the 75% or more ownership band and a control person, since June 2020."},{"label":"Louis Dworsky","detail":"Indirect owner: a partner of Zermatt Holdings, LLC in the 25% to 50% band and a control person, since January 2018.","parent":"Zermatt Holdings, LLC"},{"label":"Meyer Dworsky","detail":"Indirect owner: a partner of Zermatt Holdings, LLC in the 25% to 50% band and a control person, since January 2018.","parent":"Zermatt Holdings, LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"California","offices":1,"addresses":[{"street":"2251 San Diego Ave., Suite B-257","city":"San Diego","headquarters":true}]},{"state":"North Carolina","offices":1,"addresses":[{"street":"1427 Military Cuttoff RD Suite 206","city":"Wilmington"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"619-491-0225","stateRegisteredReps":4,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":53},{"label":"U.S. government/agency bonds","percent":2},{"label":"U.S. state and local bonds","percent":1},{"label":"Non-investment grade corporate bonds","percent":3},{"label":"Securities issued by registered investment companies or business development companies","percent":37},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"24 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/105736/PDF/105736.pdf","brochureDate":"17 June 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1048714","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Zermatt Wealth Partners have?","answer":"Zermatt Wealth Partners has 211 clients and manages $158 million for them, as of July 2026. They include 124 individual clients, 85 high-net-worth individuals and 1 pension or profit-sharing plan.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Zermatt Wealth Partners offer?","answer":"Zermatt Wealth Partners provides portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Zermatt Wealth Partners use?","answer":"Zermatt Wealth Partners’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $38.5M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Zermatt Wealth Partners have?","answer":"Zermatt Wealth Partners has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Zermatt Wealth Partners invest in?","answer":"At the end of its last fiscal year, Zermatt Wealth Partners’ separately managed accounts held 53% exchange-traded equities, 37% registered funds (mutual funds, ETFs, BDCs), 3% high-yield corporate bonds, 3% cash and equivalents, 2% U.S. government and agency bonds and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Zermatt Wealth Partners?","answer":"Zermatt Wealth Partners is owned through a holding company by Louis and Meyer Dworsky. Its direct owner is Zermatt Holdings, LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Zermatt Wealth Partners get paid?","answer":"Zermatt Wealth Partners is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Zermatt Wealth Partners?","answer":"Zermatt Wealth Partners’ main office is at 2251 San Diego Ave., Suite B-257, San Diego, CA 92110. Its phone number is 619-491-0225. Its website is zermattwealthpartners.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}