{"url":"https://nivawealth.com/firms/zenith-advisory-group-321689","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/321689","regulatoryAum":115437420,"crd":"321689","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7825585","suffix":null,"lastName":"Lietz","firstName":"Todd","middleName":"John"},{"crd":"5923711","suffix":null,"lastName":"PATTERSON","firstName":"BART","middleName":"ALAN"},{"crd":"8170588","suffix":null,"lastName":"Wells","firstName":"Jacob","middleName":"Carson"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135252","legalName":"Zenith Advisory Group, LLC","displayName":"Zenith Advisory Group","slug":"zenith-advisory-group-321689","website":"https://zenithadvisorygroup.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/zenith-advisory-group/","xUrl":"https://twitter.com/zenith_advisory","founded":null,"organization":"Florida limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1068 Lake Sumter Landing","city":"The Villages","state":"FL","stateName":"Florida","country":"United States","postalCode":"32162"},"tradeNames":[],"registration":{"secApproved":"6 February 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":620631.2903225806,"staff":{"employees":4,"advisory":2,"brokerDealerReps":0,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":115437420,"discretionary":115437420,"discretionaryAccounts":706,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":161,"regulatoryAum":43862682},{"label":"High-net-worth individuals","clients":25,"regulatoryAum":71574738}],"feePrograms":[{"role":"other","program":"Financial Planning","summary":"Financial planning is a negotiated fixed fee of $500 to $2,500, with 50% paid in advance and the rest on presentation of the plan.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009701","versionId":1009701,"submittedOn":"2026-02-18","documentName":"FORM ADV PART 2A - ZENITH ADVISORY GROUP, LLC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T17:15:12.871505+00:00","documents":[{"name":"FORM ADV PART 2A - ZENITH ADVISORY GROUP, LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009701","versionId":1009701,"submittedOn":"2026-02-18"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":115437420}],"custodyNote":"Zenith Advisory Group has custody of $276K for 2 clients.","otherCustodians":[],"leadership":[{"name":"Krystal Dale","title":"Chief Compliance Officer","crd":"7557072"}],"ownership":[{"label":"Bart A. Patterson, P.a.","detail":"Member and chief executive officer in the 50% to 75% ownership band and a control person, since April 2022."},{"label":"Michael A. Torres, P.a.","detail":"Member and chief financial officer in the 10% to 25% ownership band, since April 2022."},{"label":"Kevin T. Keen, P.a.","detail":"Member in the 10% to 25% ownership band, since April 2022."},{"label":"Krystal L. Dale, P.a.","detail":"Member in the 10% to 25% ownership band, since April 2022."},{"label":"Bart Patterson","detail":"Indirect owner: a ceo of Bart A. Patterson, P.a. in the 75% or more band and a control person, since April 2022.","parent":"Bart A. Patterson, P.a."},{"label":"Kevin Keen","detail":"Indirect owner: a managing member of Kevin T. Keen, P.a. in the 75% or more band and a control person, since April 2022.","parent":"Kevin T. Keen, P.a."},{"label":"Michael Torres","detail":"Indirect owner: a cfo of Michael A. Torres, P.a. in the 75% or more band and a control person, since April 2022.","parent":"Michael A. Torres, P.a."},{"label":"Krystal Dale","detail":"Indirect owner: a managing member of Krystal L. Dale, P.a. in the 75% or more band and a control person, since April 2022.","parent":"Krystal L. Dale, P.a."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":2,"addresses":[{"street":"1068 Lake Sumter Landing","city":"The Villages","headquarters":true},{"street":"1900 Se 18th Ave","city":"Ocala"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"352-282-0810","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Educational seminars/workshops"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":60},{"label":"Securities issued by registered investment companies or business development companies","percent":35},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"18 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/321689/PDF/321689.pdf","brochureDate":"18 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1009701","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Zenith Advisory Group have?","answer":"Zenith Advisory Group has 186 clients and manages $115 million for them, as of February 2026. They include 161 individual clients and 25 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Zenith Advisory Group offer?","answer":"Zenith Advisory Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Zenith Advisory Group use?","answer":"Zenith Advisory Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $115M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Zenith Advisory Group have?","answer":"Zenith Advisory Group has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Zenith Advisory Group invest in?","answer":"At the end of its last fiscal year, Zenith Advisory Group’s separately managed accounts held 60% exchange-traded equities, 35% registered funds (mutual funds, ETFs, BDCs) and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Zenith Advisory Group?","answer":"Zenith Advisory Group is owned through holding companies by Bart Patterson, Kevin Keen, Michael Torres and Krystal Dale. Its direct owners are Bart A. Patterson, P.a. (50% to 75%), Michael A. Torres, P.a. (10% to 25%), Kevin T. Keen, P.a. (10% to 25%) and Krystal L. Dale, P.a. (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 18 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Zenith Advisory Group get paid?","answer":"Zenith Advisory Group is paid through fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Zenith Advisory Group?","answer":"Zenith Advisory Group’s main office is at 1068 Lake Sumter Landing, The Villages, FL 32162. Its phone number is 352-282-0810. Its website is zenithadvisorygroup.com.","source":"Form ADV Part 1A, Item 1.F, filed 18 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}