{"url":"https://nivawealth.com/firms/women-s-wealth-advisor-317291","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/317291","regulatoryAum":120806478,"crd":"317291","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4162173","suffix":null,"lastName":"CATES","firstName":"DONNA","middleName":"S"},{"crd":"7145847","suffix":null,"lastName":"Cleaver","firstName":"Tonyia","middleName":null},{"crd":"6753669","suffix":null,"lastName":"ELIA","firstName":"SARAH","middleName":"CATHERINE"},{"crd":"5356281","suffix":null,"lastName":"RODGERS","firstName":"VERONICA","middleName":"JOYNER"},{"crd":"8143293","suffix":null,"lastName":"Sandkamp","firstName":"Denise","middleName":"Bogotana"},{"crd":"6451548","suffix":null,"lastName":"STILWELL","firstName":"AMANDA","middleName":"MCHUGH"},{"crd":"6809844","suffix":null,"lastName":"Tanis","firstName":"Caroline","middleName":"Ann"},{"crd":"5564098","suffix":null,"lastName":"WEAVER","firstName":"JESSICA","middleName":"CLAIRE"}],"total":8,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2022-06-15","regulatoryAum":0,"clients":0,"employees":2,"offices":3},{"filedOn":"2024-06-07","regulatoryAum":100221959,"clients":397,"employees":12,"offices":3},{"filedOn":"2025-07-18","regulatoryAum":94135525,"clients":287,"employees":12,"offices":8},{"filedOn":"2026-04-24","regulatoryAum":120806478,"clients":317,"employees":12,"offices":7}],"secFileNumber":"801-129886","legalName":"Women'S Wealth Advisor","displayName":"Women'S Wealth Advisor","slug":"women-s-wealth-advisor-317291","website":"https://clarityfinsolutions.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"New Jersey corporation","fiscalYearEnd":"December","headquarters":{"street":"32 Collis Lane, Suite A","city":"Chester","state":"NJ","stateName":"New Jersey","country":"United States","postalCode":"07930"},"tradeNames":["Carnelian Wealth Solutions, LLC","Clarity Financial Advisors","Female Financial Fitness","Money Matters Wealth Solutions","Tanis Financial Group","Women'S Wealth Boutique"],"registration":{"secApproved":"11 April 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":381092.9905362776,"staff":{"employees":12,"advisory":11,"brokerDealerReps":0,"insuranceAgents":8,"promoters":0},"aum":{"regulatory":120806478,"discretionary":120806478,"discretionaryAccounts":802,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":123490370,"nonUsClientsPct":0,"nonAumClients":29},"clientTypes":[{"label":"Individuals (other than HNW)","clients":290,"regulatoryAum":72374876},{"label":"High-net-worth individuals","clients":27,"regulatoryAum":48431602}],"feePrograms":[{"role":"main","program":"Investment Management Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015909","versionId":1015909,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-09","documentName":"20240308 FORM ADV PART 2A - WWB","fee_rate_low":0.7,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Stand-alone financial plans: Silver $3,500 (net worth $250,000), Gold $5,800 ($500,000), Platinum $8,900 ($1,000,000); above $1,000,000 as quoted.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015909","versionId":1015909,"submittedOn":"2026-03-09","documentName":"20240308 FORM ADV PART 2A - WWB"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T17:06:37.1619+00:00","documents":[{"name":"20240308 FORM ADV PART 2A - WWB","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015909","versionId":1015909,"submittedOn":"2026-03-09"}]},"custodians":[{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"Fort Mills, SC","smaAssets":31054066},{"name":"Assetmark","shortName":"Assetmark","location":"Concord, CA","smaAssets":77993748}],"custodyNote":"Women'S Wealth Advisor does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Jessica Weaver","title":"CCO/Owner","crd":"5564098"}],"ownership":[{"label":"Jessica Weaver","detail":"Cco/owner in the 75% or more ownership band and a control person, since January 2021."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":6,"privateResidences":4},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"New Jersey","offices":1,"addresses":[{"street":"32 Collis Lane, Suite A","city":"Chester","headquarters":true}]},{"state":"South Carolina","offices":1,"addresses":[{"street":"770 Pelham RD.","city":"Greenville"}]},{"state":"Texas","offices":1,"addresses":[{"street":"17177 Preston Road","city":"Dallas"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"908-955-0077","stateRegisteredReps":7,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"51-100","assetMix":[{"label":"Exchange-traded equity securities","percent":26},{"label":"Non-exchange-traded equity securities","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":64},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":1},{"label":"Cash and cash equivalents","percent":4},{"label":"Other","percent":4,"detail":"Annuities"}],"privateFunds":0},"sources":{"adv1FilingDate":"24 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/317291/PDF/317291.pdf","brochureDate":"9 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015909","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Women'S Wealth Advisor have?","answer":"Women'S Wealth Advisor has 317 clients and manages $121 million for them, as of April 2026. They include 290 individual clients and 27 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Women'S Wealth Advisor offer?","answer":"Women'S Wealth Advisor provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Women'S Wealth Advisor charge?","answer":"Women'S Wealth Advisor charges 0.70%–1.50% a year for its Investment Management Fees. The fee is billed in advance and is negotiable.","source":"20240308 FORM ADV PART 2A - WWB, filed 9 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Women'S Wealth Advisor use?","answer":"Women'S Wealth Advisor’s separately managed account assets are held at Assetmark (Concord, CA), with $78M and LPL Financial LLC (Fort Mills, SC), with $31.1M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Women'S Wealth Advisor have?","answer":"Women'S Wealth Advisor has 7 investment adviser representatives registered with state securities authorities, out of 12 employees, and 11 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 8 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Women'S Wealth Advisor invest in?","answer":"At the end of its last fiscal year, Women'S Wealth Advisor’s separately managed accounts held 64% registered funds (mutual funds, ETFs, BDCs), 26% exchange-traded equities, 4% cash and equivalents, 4% other, 1% non-exchange-traded equities and 1% pooled vehicles (private funds and similar). The 4% other category is described as: Annuities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Women'S Wealth Advisor?","answer":"Women'S Wealth Advisor’s direct owner is Jessica Weaver (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Women'S Wealth Advisor get paid?","answer":"Women'S Wealth Advisor is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Women'S Wealth Advisor?","answer":"Women'S Wealth Advisor’s main office is at 32 Collis Lane, Suite A, Chester, NJ 07930. Its phone number is 908-955-0077. Its website is clarityfinsolutions.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}