{"url":"https://nivawealth.com/firms/williams-and-associates-338196","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/338196","regulatoryAum":661067873,"crd":"338196","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6261273","suffix":null,"lastName":"GOESSL","firstName":"KARISSA","middleName":"NICOLE"},{"crd":"7269250","suffix":null,"lastName":"MCCALL","firstName":"DUNCAN","middleName":"SHAWN"},{"crd":"6661521","suffix":null,"lastName":"McKinney","firstName":"Brian","middleName":"Scott"},{"crd":"7746688","suffix":null,"lastName":"Walter","firstName":"Gavin","middleName":"Paul"},{"crd":"6188925","suffix":"III","lastName":"WATSON","firstName":"GEORGE","middleName":"THOMAS"},{"crd":"2470323","suffix":null,"lastName":"WILLIAMS","firstName":"GARY","middleName":"STUART"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-135121","legalName":"Williams & Associates, Inc.","displayName":"Williams & Associates","slug":"williams-and-associates-338196","website":"https://williamsassetmanagement.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"xUrl":"https://x.com/WilliamsAsset","founded":"2002","organization":"Maryland corporation","fiscalYearEnd":"December","headquarters":{"street":"8850 Columbia 100 Parkway, Suite 204","city":"Columbia","state":"MD","stateName":"Maryland","country":"United States","postalCode":"21045"},"tradeNames":[],"registration":{"secApproved":"8 January 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1526715.6420323325,"staff":{"employees":9,"advisory":6,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":661067873,"discretionary":654348508,"discretionaryAccounts":1586,"nonDiscretionary":6719365,"nonDiscretionaryAccounts":22,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"High-net-worth individuals","clients":433,"regulatoryAum":661067873}],"feePrograms":[{"role":"other","program":"Financial Planning","summary":"The fixed rate for creating client financial plans is between $5,000 and $50,000.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024010","versionId":1024010,"submittedOn":"2026-03-23","documentName":"WILLIAMS ASSET MANAGEMENT ADV PART2A 2026"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T07:58:55.872039+00:00","documents":[{"name":"WILLIAMS ASSET MANAGEMENT ADV PART2A 2026","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024010","versionId":1024010,"submittedOn":"2026-03-23"}]},"custodians":[{"name":"LPL Financial LLC","shortName":"LPL Financial","location":"Fort Mill, SC","smaAssets":661067873}],"custodyNote":"Williams & Associates has custody of client assets.","otherCustodians":[],"leadership":[{"name":"Gary Williams","title":"Managing Member, CEO, President, Chief Compliance Officer","crd":"2470323"}],"ownership":[{"label":"Gary Williams","detail":"Managing member, ceo, president, chief compliance officer in the 75% or more ownership band and a control person, since June 2002."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Maryland","offices":1,"addresses":[{"street":"8850 Columbia 100 Parkway, Suite 204","city":"Columbia","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","philanthropic planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"410-740-0220","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":90},{"label":"Securities issued by registered investment companies or business development companies","percent":5},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"27 May 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/338196/PDF/338196.pdf","brochureDate":"23 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1024010","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Williams & Associates have?","answer":"Williams & Associates has 433 clients and manages $661 million for them, as of May 2026. They include 433 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 May 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Williams & Associates offer?","answer":"Williams & Associates provides financial planning, portfolio management for individuals and small businesses, selecting other managers, education planning, estate planning, insurance, philanthropic planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Williams & Associates use?","answer":"Williams & Associates’ separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $661M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 May 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Williams & Associates have?","answer":"Williams & Associates has 6 investment adviser representatives registered with state securities authorities, out of 9 employees, and 6 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Williams & Associates invest in?","answer":"At the end of its last fiscal year, Williams & Associates’ separately managed accounts held 90% exchange-traded equities, 5% registered funds (mutual funds, ETFs, BDCs) and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Williams & Associates?","answer":"Williams & Associates’ direct owner is Gary Williams (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 27 May 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Williams & Associates get paid?","answer":"Williams & Associates is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Williams & Associates?","answer":"Williams & Associates’ main office is at 8850 Columbia 100 Parkway, Suite 204, Columbia, MD 21045. Its phone number is 410-740-0220. Its website is williamsassetmanagement.com.","source":"Form ADV Part 1A, Item 1.F, filed 27 May 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}