{"url":"https://nivawealth.com/firms/wheels-up-wealth-307736","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/307736","regulatoryAum":129969382,"crd":"307736","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"7864777","suffix":null,"lastName":"Beaman","firstName":"Leigh","middleName":"Nicole"},{"crd":"6251842","suffix":null,"lastName":"HARKINS","firstName":"BRIDGET","middleName":"ELIZABETH"},{"crd":"4244859","suffix":null,"lastName":"HARKINS","firstName":"FRANCES","middleName":"EVANS"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-01-29","regulatoryAum":122898651,"clients":107,"employees":5,"offices":1},{"filedOn":"2026-02-09","regulatoryAum":129969382,"clients":114,"employees":5,"offices":1}],"secFileNumber":"801-131524","legalName":"Wheels Up Wealth, Inc.","displayName":"Wheels Up Wealth","slug":"wheels-up-wealth-307736","website":"https://wheelsupwealthinc.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/307736/574020a96dd4d3bd-r1.webp","tone":"light","width":825,"height":200,"sourceUrl":"https://wheelsupwealthinc.com/","sourceLabel":"Wheels UP Wealth, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/wheels-up-wealth-inc/","founded":null,"organization":"California corporation","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"26 November 2024","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1140082.298245614,"staff":{"employees":5,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":129969382,"discretionary":129969382,"discretionaryAccounts":458,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":68,"regulatoryAum":26299260},{"label":"High-net-worth individuals","clients":46,"regulatoryAum":103670122}],"feePrograms":[{"role":"main","program":"Combined Financial Planning and Investment Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007401","versionId":1007401,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-02-09","documentName":"ADV PART 2A - 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They include 68 individual clients and 46 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Wheels Up Wealth offer?","answer":"Wheels Up Wealth provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Wheels Up Wealth charge?","answer":"Wheels Up Wealth charges 0.40%–0.75% a year for its Combined Financial Planning and Investment Management. The fee is billed in arrears, is negotiable and has a $10,000 annual minimum.","source":"ADV PART 2A - WHEELS UP WEALTH, filed 9 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Wheels Up Wealth use?","answer":"Wheels Up Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $137M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Wheels Up Wealth have?","answer":"Wheels Up Wealth has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Wheels Up Wealth invest in?","answer":"At the end of its last fiscal year, Wheels Up Wealth’s separately managed accounts held 94% registered funds (mutual funds, ETFs, BDCs), 4% cash and equivalents, 2% exchange-traded equities and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Wheels Up Wealth?","answer":"Wheels Up Wealth’s direct owner is Bridget Harkins (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Wheels Up Wealth get paid?","answer":"Wheels Up Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Wheels Up Wealth?","answer":"Its phone number is 707-400-0992. Its website is wheelsupwealthinc.com.","source":"Form ADV Part 1A, Item 1.F, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/wheels-up-wealth-307736/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-27","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/2107618/000210761826000003/0002107618-26-000003-index.html","totalValue":117942409,"positionCount":23,"top10Share":0.8911067604189771,"top10":[{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US COR EQU 2 ETF","cusip":"25434V708","value":34451449,"shares":776633,"shareType":"SH","priorValue":29411454,"priorShares":756857},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"CORE FIXE IN ETF","cusip":"25434V872","value":16414836,"shares":388885,"shareType":"SH","priorValue":15213893,"priorShares":360348},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US EQT 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filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}