{"url":"https://nivawealth.com/firms/wheeler-retirement-plans-327889","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/327889","regulatoryAum":618125975,"crd":"327889","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5329550","suffix":null,"lastName":"COOLE","firstName":"RYAN","middleName":"D"},{"crd":"4554897","suffix":null,"lastName":"WHEELER","firstName":"ANDREW","middleName":"HEIMBACH"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2024-01-12","regulatoryAum":313000000,"clients":65,"employees":1,"offices":1},{"filedOn":"2025-05-02","regulatoryAum":520000000,"clients":56,"employees":1,"offices":1},{"filedOn":"2026-01-07","regulatoryAum":618125975,"clients":78,"employees":2,"offices":1}],"secFileNumber":"801-128751","legalName":"Wheeler Retirement Plans LLC","displayName":"Wheeler Retirement Plans","slug":"wheeler-retirement-plans-327889","website":"https://wheelerrp.com/","classification":{"segment":"institutions","segmentLabel":"Institutional","type":"retirement_plan_adviser","typeLabel":"Retirement plans","feeDisclosure":"payment_only"},"founded":null,"organization":"Minnesota limited liability company","fiscalYearEnd":"December","headquarters":{"street":"324 West Superior Street, Suite 1000","city":"Duluth","state":"MN","stateName":"Minnesota","country":"United States","postalCode":"55802"},"tradeNames":[],"registration":{"secApproved":"15 September 2023","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":618125975,"discretionary":618125975,"discretionaryAccounts":78,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Pooled investment vehicles","clients":22,"regulatoryAum":171500000},{"label":"Pension and profit-sharing plans","clients":56,"regulatoryAum":446625975}],"feePrograms":[],"brochureCoverage":{"scope":"known_documents","status":"not_processed","checkedAt":null,"documents":[]},"custodians":[{"name":"Stancorp Financial Group, Inc.","shortName":"Stancorp Financial Group","location":"Portland, OR","smaAssets":169000000},{"name":"Ascensus, LLC","shortName":"Ascensus","location":"Dresher, PA","smaAssets":113000000},{"name":"T. Rowe Price Investment Services, Inc.","shortName":"T. Rowe Price Investment Services","location":"Baltimore, MD","smaAssets":89000000},{"name":"Fidelity Asset Management","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":105000000}],"custodyNote":"Wheeler Retirement Plans does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Ryan Coole","title":"Managing Principal / CCO","crd":"5329550"}],"ownership":[{"label":"Ryan Coole","detail":"Managing principal / cco in the 75% or more ownership band and a control person, since September 2023."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Minnesota","offices":1,"addresses":[{"street":"324 West Superior Street, Suite 1000","city":"Duluth","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"218-336-8524","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services"],"financialPlanningClients":null,"assetMix":[{"label":"Securities issued by registered investment companies or business development companies","percent":90},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":10}],"privateFunds":0},"sources":{"adv1FilingDate":"7 January 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/327889/PDF/327889.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-21","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Wheeler Retirement Plans have?","answer":"Wheeler Retirement Plans has 78 clients and manages $618 million for them, as of January 2026. They include 56 pension and profit-sharing plans and 22 pooled investment vehicles.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 7 January 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Wheeler Retirement Plans offer?","answer":"Wheeler Retirement Plans provides portfolio management for institutions and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Wheeler Retirement Plans use?","answer":"Wheeler Retirement Plans’ separately managed account assets are held at Stancorp Financial Group, Inc. (Portland, OR), with $169M, Ascensus, LLC (Dresher, PA), with $113M, Fidelity Asset Management (Smithfield, RI), with $105M and T. Rowe Price Investment Services, Inc. (Baltimore, MD), with $89M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 7 January 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Wheeler Retirement Plans have?","answer":"Wheeler Retirement Plans has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Wheeler Retirement Plans invest in?","answer":"At the end of its last fiscal year, Wheeler Retirement Plans’ separately managed accounts held 90% registered funds (mutual funds, ETFs, BDCs) and 10% pooled vehicles (private funds and similar).","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Wheeler Retirement Plans?","answer":"Wheeler Retirement Plans’ direct owner is Ryan Coole (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 7 January 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Wheeler Retirement Plans get paid?","answer":"Wheeler Retirement Plans is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Wheeler Retirement Plans?","answer":"Wheeler Retirement Plans’ main office is at 324 West Superior Street, Suite 1000, Duluth, MN 55802. Its phone number is 218-336-8524. Its website is wheelerrp.com.","source":"Form ADV Part 1A, Item 1.F, filed 7 January 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}