{"url":"https://nivawealth.com/firms/wharton-wealth-management-281348","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/281348","regulatoryAum":209168957,"crd":"281348","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1983908","suffix":"JR","lastName":"GUERIERA","firstName":"ROBERT","middleName":"CHARLES"},{"crd":"1284484","suffix":null,"lastName":"MORGENTHALER","firstName":"JOHN","middleName":"JOSEPH"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-14","regulatoryAum":101483862,"clients":201,"employees":2,"offices":1},{"filedOn":"2022-03-31","regulatoryAum":127723324,"clients":250,"employees":2,"offices":1},{"filedOn":"2023-03-29","regulatoryAum":126194085,"clients":284,"employees":3,"offices":1},{"filedOn":"2024-03-27","regulatoryAum":148196485,"clients":317,"employees":2,"offices":1},{"filedOn":"2025-03-31","regulatoryAum":170368413,"clients":322,"employees":2,"offices":1},{"filedOn":"2026-04-01","regulatoryAum":209168957,"clients":333,"employees":2,"offices":1}],"secFileNumber":"801-121088","legalName":"Wharton Wealth Management, LLC","displayName":"Wharton Wealth Management","slug":"wharton-wealth-management-281348","website":"https://whartonwealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Pennsylvania limited liability company","fiscalYearEnd":"December","headquarters":{"street":"110 Phoenixville Pike, Suite 300","city":"Malvern","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"19355"},"tradeNames":[],"registration":{"secApproved":"18 May 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":621338.0336391437,"staff":{"employees":2,"advisory":2,"brokerDealerReps":2,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":209168957,"discretionary":209168957,"discretionaryAccounts":951,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":0,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":250,"regulatoryAum":64998128},{"label":"High-net-worth individuals","clients":77,"regulatoryAum":138179409},{"label":"Pension and profit-sharing plans","clients":4,"regulatoryAum":3466222},{"label":"Corporations and other businesses","clients":2,"fewerThan5":true,"regulatoryAum":2525198}],"feePrograms":[{"role":"main","program":"Investment Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039644","versionId":1039644,"ratePeriod":"not_stated","fee_billing":"advance","submittedOn":"2026-04-01","documentName":"WHARTON WEALTH MANAGEMENT DISCLOSURE BROCHURE","fee_rate_low":0.38,"fee_rate_high":1.15,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial Planning","summary":"Financial planning fees are hourly, $150 to $300 an hour depending on complexity; half is payable when the agreement is signed.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039644","versionId":1039644,"submittedOn":"2026-04-01","documentName":"WHARTON WEALTH MANAGEMENT DISCLOSURE BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:17:01.734231+00:00","documents":[{"name":"WHARTON WEALTH MANAGEMENT DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039644","versionId":1039644,"submittedOn":"2026-04-01"}]},"custodians":[{"name":"Pershing Advisor Solutions LLC","shortName":"Pershing","location":"Jersey City, NJ","smaAssets":209168956}],"custodyNote":"Wharton Wealth Management does not have custody of client assets.","leadership":[{"name":"Robert Gueriera","title":"President and CCO","crd":"1983908"}],"ownership":[{"label":"Robert Gueriera","detail":"President and cco in the 75% or more ownership band and a control person, since May 2015."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Pennsylvania","offices":1,"addresses":[{"street":"110 Phoenixville Pike, Suite 300","city":"Malvern","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"484-328-3590","stateRegisteredReps":2,"otherAdviserReps":2,"compensation":["A percentage of assets under management","Hourly charges"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":94},{"label":"Cash and cash equivalents","percent":6}],"privateFunds":0},"sources":{"adv1FilingDate":"1 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/281348/PDF/281348.pdf","brochureDate":"1 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1039644","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Wharton Wealth Management have?","answer":"Wharton Wealth Management has 333 clients and manages $209 million for them, as of April 2026. They include 250 individual clients, 77 high-net-worth individuals, and 4 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Wharton Wealth Management offer?","answer":"Wharton Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Wharton Wealth Management charge?","answer":"Wharton Wealth Management charges 0.38%–1.15% for its Investment Management. The brochure does not state whether the rate is annual. The fee is billed in advance.","source":"WHARTON WEALTH MANAGEMENT DISCLOSURE BROCHURE, filed 1 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Wharton Wealth Management use?","answer":"Wharton Wealth Management’s separately managed account assets are held at Pershing Advisor Solutions LLC (Jersey City, NJ), with $209M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Wharton Wealth Management have?","answer":"Wharton Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Wharton Wealth Management invest in?","answer":"At the end of its last fiscal year, Wharton Wealth Management’s separately managed accounts held 94% exchange-traded equities and 6% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Wharton Wealth Management?","answer":"Wharton Wealth Management’s direct owner is Robert Gueriera (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 1 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Wharton Wealth Management get paid?","answer":"Wharton Wealth Management is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Wharton Wealth Management registered with the SEC?","answer":"Yes, Wharton Wealth Management has been registered with the SEC as an investment adviser since 18 May 2021. Its CRD number is 281348 and its SEC file number is 801-121088.","source":"Form ADV Part 1A, Item 1, filed 1 April 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Wharton Wealth Management?","answer":"Wharton Wealth Management’s main office is at 110 Phoenixville Pike, Suite 300, Malvern, PA 19355. Its phone number is 484-328-3590. Its website is whartonwealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 1 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}