{"url":"https://nivawealth.com/firms/wfg-capital-advisors-310008","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/310008","regulatoryAum":354763277,"crd":"310008","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8331475","suffix":null,"lastName":"Nowell","firstName":"Meredith","middleName":"Leah"},{"crd":"4447994","suffix":null,"lastName":"WILLIAMS","firstName":"BILLY","middleName":"RAY"},{"crd":"5188305","suffix":null,"lastName":"WILLIAMS","firstName":"MATT","middleName":"ANDREW"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-06","regulatoryAum":196285986,"clients":666,"employees":5,"offices":2},{"filedOn":"2022-02-10","regulatoryAum":255129369,"clients":917,"employees":5,"offices":2},{"filedOn":"2023-03-27","regulatoryAum":252212040,"clients":1059,"employees":5,"offices":2},{"filedOn":"2024-03-27","regulatoryAum":277766543,"clients":490,"employees":5,"offices":2},{"filedOn":"2025-03-07","regulatoryAum":292650324,"clients":521,"employees":5,"offices":2},{"filedOn":"2026-03-17","regulatoryAum":354763277,"clients":658,"employees":5,"offices":2}],"secFileNumber":"801-119410","legalName":"WFG Capital Advisors, LLC","displayName":"WFG Capital Advisors","slug":"wfg-capital-advisors-310008","website":"https://wfgplanning.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Alabama limited liability company","fiscalYearEnd":"December","headquarters":{"street":"2616-A Dauphin Street","city":"Mobile","state":"AL","stateName":"Alabama","country":"United States","postalCode":"36606"},"tradeNames":[],"registration":{"secApproved":"4 September 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":586917.5264957265,"staff":{"employees":5,"advisory":2,"brokerDealerReps":0,"insuranceAgents":3,"promoters":0},"aum":{"regulatory":354763277,"discretionary":354763277,"discretionaryAccounts":358,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":247916841,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":422,"regulatoryAum":209645049},{"label":"High-net-worth individuals","clients":163,"regulatoryAum":133701704},{"label":"Pension and profit-sharing plans","clients":69,"regulatoryAum":11266313},{"label":"Charitable organizations","clients":2,"fewerThan5":true,"regulatoryAum":140679},{"label":"Corporations and other businesses","clients":2,"fewerThan5":true,"regulatoryAum":9532}],"feePrograms":[{"role":"main","program":"Portfolio Management Fees","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019930","versionId":1019930,"ratePeriod":"annual","fee_billing":"both","submittedOn":"2026-03-17","documentName":"WILLIAMS FINANCIAL GROUP - FORM ADV PART 2A BROCHURE","fee_rate_low":0.5,"fee_rate_high":1.2,"fee_negotiable":true,"minimum_account":250000,"feeMinimumPeriod":"annual","fee_minimum_annual":3000},{"role":"other","program":"Financial Planning/Consulting Services","summary":"Hourly fees range from $150 to $350 per hour, and fixed fee services from $1,500 to $50,000; negotiated based on scope and complexity.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019930","versionId":1019930,"submittedOn":"2026-03-17","documentName":"WILLIAMS FINANCIAL GROUP - FORM ADV PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T10:54:21.657257+00:00","documents":[{"name":"WILLIAMS FINANCIAL GROUP - FORM ADV PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019930","versionId":1019930,"submittedOn":"2026-03-17"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019929","versionId":1019929,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Omaha, NE","smaAssets":343496964}],"custodyNote":"WFG Capital Advisors does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Matt Williams","title":"Managing Partner / Chief Compliance Officer","crd":"5188305"},{"name":"Billy Williams","title":"Managing Partner","crd":"4447994"}],"ownership":[{"label":"Billy Williams","detail":"Managing partner in the 50% to 75% ownership band and a control person, since June 2020."},{"label":"Matt Williams","detail":"Managing partner / chief compliance officer in the 50% to 75% ownership band and a control person, since June 2020."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Alabama","offices":2,"addresses":[{"street":"2616-A Dauphin Street","city":"Mobile","headquarters":true},{"street":"2007 College Ave","city":"Jackson"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"251-473-2120","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":10},{"label":"Securities issued by registered investment companies or business development companies","percent":88},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"17 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/310008/PDF/310008.pdf","brochureDate":"17 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1019930","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does WFG Capital Advisors have?","answer":"WFG Capital Advisors has 658 clients and manages $355 million for them, as of March 2026. They include 422 individual clients, 163 high-net-worth individuals, and 69 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 17 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does WFG Capital Advisors offer?","answer":"WFG Capital Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does WFG Capital Advisors charge?","answer":"WFG Capital Advisors charges 0.50%–1.20% a year for its Portfolio Management Fees. The fee is billed in advance or in arrears, is negotiable, has a $3,000 annual minimum and requires an account of at least $250,000.","source":"WILLIAMS FINANCIAL GROUP - FORM ADV PART 2A BROCHURE, filed 17 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does WFG Capital Advisors use?","answer":"WFG Capital Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Omaha, NE), with $343M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does WFG Capital Advisors have?","answer":"WFG Capital Advisors has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does WFG Capital Advisors invest in?","answer":"At the end of its last fiscal year, WFG Capital Advisors’ separately managed accounts held 88% registered funds (mutual funds, ETFs, BDCs), 10% exchange-traded equities and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does WFG Capital Advisors have a minimum investment?","answer":"Yes, WFG Capital Advisors’ minimum account size for its Portfolio Management Fees is $250K. It charges a $3K annual minimum fee.","source":"WILLIAMS FINANCIAL GROUP - FORM ADV PART 2A BROCHURE, filed 17 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns WFG Capital Advisors?","answer":"WFG Capital Advisors’ direct owners are Billy Williams (50% to 75%) and Matt Williams (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 17 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does WFG Capital Advisors get paid?","answer":"WFG Capital Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact WFG Capital Advisors?","answer":"WFG Capital Advisors’ main office is at 2616-A Dauphin Street, Mobile, AL 36606. Its phone number is 251-473-2120. Its website is wfgplanning.com.","source":"Form ADV Part 1A, Item 1.F, filed 17 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}