{"url":"https://nivawealth.com/firms/west-financial-services-137497","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/137497","regulatoryAum":2836210165,"crd":"137497","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1981493","suffix":null,"lastName":"ANDERSON","firstName":"KRISTAN","middleName":"LEIGH"},{"crd":"1711256","suffix":null,"lastName":"BUCO","firstName":"GLEN","middleName":"JOSEPH"},{"crd":"5980091","suffix":null,"lastName":"CARSON","firstName":"TANYA","middleName":"BRITTINGHAM"},{"crd":"4796481","suffix":null,"lastName":"COHEN","firstName":"MATT","middleName":null},{"crd":"4260696","suffix":null,"lastName":"FITZGERALD","firstName":"PATRICK","middleName":"F"},{"crd":"7999517","suffix":null,"lastName":"GAULTNEY","firstName":"THOMAS","middleName":"BRYANT"},{"crd":"7547831","suffix":null,"lastName":"Glazov","firstName":"Marianna","middleName":null},{"crd":"6174399","suffix":null,"lastName":"Henry","firstName":"VICTORIA","middleName":"Grossmann"},{"crd":"2378224","suffix":null,"lastName":"HORAN","firstName":"BRIAN","middleName":"JAMES"},{"crd":"6581946","suffix":null,"lastName":"Huerta","firstName":"Rodrigo","middleName":"Esteban"},{"crd":"4405541","suffix":null,"lastName":"IRAZOLA","firstName":"ANGEL","middleName":null},{"crd":"5191369","suffix":null,"lastName":"JUST","firstName":"ABIGAIL","middleName":"ELIZABETH"},{"crd":"2493122","suffix":null,"lastName":"KRAMER","firstName":"LAURETTA","middleName":"MARIE"},{"crd":"7268892","suffix":null,"lastName":"Lyons","firstName":"Brendan","middleName":"J"},{"crd":"4120118","suffix":null,"lastName":"MACKIN","firstName":"BRIAN","middleName":"LAURENCE"},{"crd":"6973372","suffix":null,"lastName":"MENASE","firstName":"ALAN","middleName":"RAFAEL"},{"crd":"6744961","suffix":null,"lastName":"Nash","firstName":"Laura","middleName":null},{"crd":"4874444","suffix":null,"lastName":"STOLZ","firstName":"RICHARD","middleName":"JONATHAN"},{"crd":"6453951","suffix":null,"lastName":"STREILEIN","firstName":"RYAN","middleName":"SCOTT"},{"crd":"4622459","suffix":null,"lastName":"STURMAN","firstName":"KIRSTIE","middleName":"BRIDGET"},{"crd":"2226554","suffix":null,"lastName":"TROSCH","firstName":"DANIEL","middleName":null},{"crd":"6990533","suffix":null,"lastName":"Wisbrun","firstName":"Eduardo","middleName":null}],"total":22,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-26","regulatoryAum":1942511133,"clients":814,"employees":35,"offices":2},{"filedOn":"2022-06-24","regulatoryAum":2283300433,"clients":883,"employees":38,"offices":3},{"filedOn":"2023-07-11","regulatoryAum":1898689741,"clients":911,"employees":38,"offices":2},{"filedOn":"2024-06-17","regulatoryAum":2162441566,"clients":890,"employees":37,"offices":1},{"filedOn":"2025-06-13","regulatoryAum":2574623952,"clients":919,"employees":38,"offices":2},{"filedOn":"2026-08-10","regulatoryAum":2836210165,"clients":964,"employees":39,"offices":2}],"acquisitions":[{"date":"2018-01-01","datePrecision":"day","name":"1st Portfolio (1st Portfolio  Wealth Advisors)","crd":"269855","source":"adv_w","dealType":"acquisition","sellerAum":null,"sellerAumDate":null,"sourceUrl":"https://adviserinfo.sec.gov/firm/summary/269855"}],"secFileNumber":"801-64834","legalName":"West Financial Services, Inc.","displayName":"West Financial Services","slug":"west-financial-services-137497","website":"https://westfinancial.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/137497/496d50c6176359bf-r1.webp","tone":"light","width":435,"height":200,"sourceUrl":"https://www.westfinancial.com/","sourceLabel":"West Financial Services, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/west-financial/","founded":"1982","organization":"Maryland corporation","fiscalYearEnd":"December","headquarters":{"street":"2010 Corporate Ridge Road, Ste 530","city":"McLean","state":"VA","stateName":"Virginia","country":"United States","postalCode":"22102"},"tradeNames":[],"registration":{"secApproved":"3 October 2005","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2850990.709574468,"staff":{"employees":39,"advisory":22,"brokerDealerReps":0,"insuranceAgents":0,"promoters":1},"aum":{"regulatory":2836210165,"discretionary":2811298866,"discretionaryAccounts":2709,"nonDiscretionary":24911299,"nonDiscretionaryAccounts":57,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":43},"clientTypes":[{"label":"Individuals (other than HNW)","clients":394,"regulatoryAum":148800818},{"label":"High-net-worth individuals","clients":546,"regulatoryAum":2531130449},{"label":"Pension and profit-sharing plans","clients":4,"regulatoryAum":18748139},{"label":"Charitable organizations","clients":1,"fewerThan5":true,"regulatoryAum":741070},{"label":"Corporations and other 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provided for a fixed subscription fee of $125.00 per month.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054387","versionId":1054387,"submittedOn":"2026-08-10","documentName":"WFS - FORM ADV, PART 2A"},{"role":"other","program":"Personalized Consulting Services","summary":"Personalized consulting is billed at $250.00 per hour, as a fixed fee, or as otherwise negotiated.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054387","versionId":1054387,"submittedOn":"2026-08-10","documentName":"WFS - FORM ADV, PART 2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T04:37:49.589734+00:00","documents":[{"name":"WFS - FORM ADV, PART 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Corporation","detail":"Indirect owner: a shareholder of Atlantic Union Bank in the 75% or more band and a control person, since April 2025.","parent":"Atlantic Union Bank"}],"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Maryland","offices":1,"addresses":[{"street":"14941 Shady Grove Road","city":"Rockville"}]},{"state":"Virginia","offices":1,"addresses":[{"street":"2010 Corporate Ridge Road, Ste 530","city":"McLean","headquarters":true}]}],"brochureServices":["business succession planning","education planning","estate planning","insurance","philanthropic planning","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"703-847-2500","stateRegisteredReps":22,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":56},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":5},{"label":"Investment grade corporate bonds","percent":21},{"label":"Securities issued by registered investment companies or business development companies","percent":12},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"10 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/137497/PDF/137497.pdf","brochureDate":"10 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1054387","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does West Financial Services have?","answer":"West Financial Services has 964 clients and manages $2.84 billion for them, as of August 2026. They include 546 high-net-worth individuals, 394 individual clients, and 19 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does West Financial Services offer?","answer":"West Financial Services provides financial planning, portfolio management for individuals and small businesses, pension consulting, business succession planning, education planning, estate planning, insurance, philanthropic planning, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does West Financial Services charge?","answer":"West Financial Services charges 0.30%–1.00% a year for its Investment Management Services. The fee is billed in arrears and requires an account of at least $1,000,000.","source":"WFS - FORM ADV, PART 2A, filed 10 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does West Financial Services use?","answer":"West Financial Services’ separately managed account assets are held at Fidelity Distributors Company LLC (Smithfield, RI), with $1.73B and Charles Schwab & Co., Inc. (Orlando, FL), with $1.09B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does West Financial Services have?","answer":"West Financial Services has 22 investment adviser representatives registered with state securities authorities, out of 39 employees, and 22 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does West Financial Services invest in?","answer":"At the end of its last fiscal year, West Financial Services’ separately managed accounts held 56% exchange-traded equities, 21% investment grade corporate bonds, 12% registered funds (mutual funds, ETFs, BDCs), 5% state and local bonds, 5% cash and equivalents and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does West Financial Services have a minimum investment?","answer":"Yes, West Financial Services’ minimum account size for its Investment Management Services is $1M.","source":"WFS - FORM ADV, PART 2A, filed 10 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns West Financial Services?","answer":"West Financial Services is owned through a holding company by Atlantic Union Bankshares Corporation. Its direct owner is Atlantic Union Bank (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does West Financial Services get paid?","answer":"West Financial Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is West Financial Services registered with the SEC?","answer":"Yes, West Financial Services has been registered with the SEC as an investment adviser since 3 October 2005. Its CRD number is 137497 and its SEC file number is 801-64834.","source":"Form ADV Part 1A, Item 1, filed 10 August 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact West Financial Services?","answer":"West Financial Services’ main office is at 2010 Corporate Ridge Road, Ste 530, McLean, VA 22102. Its phone number is 703-847-2500. Its website is westfinancial.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}