{"url":"https://nivawealth.com/firms/wescott-financial-advisory-group-105989","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/105989","regulatoryAum":4155788050,"crd":"105989","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5442561","suffix":null,"lastName":"Bap-Wasko","firstName":"Robert","middleName":"A"},{"crd":"6833141","suffix":"JR","lastName":"CIAMACCO","firstName":"JAMES","middleName":"PATRICK"},{"crd":"5536492","suffix":null,"lastName":"CORTESE","firstName":"CHRISTOPHER","middleName":"ANTHONY"},{"crd":"6278697","suffix":null,"lastName":"ELLIS","firstName":"WENDY","middleName":"M"},{"crd":"4593034","suffix":null,"lastName":"ESQUIRELL","firstName":"DANIEL","middleName":"JAMES"},{"crd":"2668665","suffix":null,"lastName":"FERKO","firstName":"TIMOTHY","middleName":"F"},{"crd":"7086375","suffix":null,"lastName":"Frazer","firstName":"Joseph","middleName":null},{"crd":"711192","suffix":null,"lastName":"GOODSTEIN","firstName":"SANDRA","middleName":"ELAINE"},{"crd":"6470209","suffix":null,"lastName":"GREEN","firstName":"SUSAN","middleName":"MARY"},{"crd":"6350580","suffix":null,"lastName":"HENSON","firstName":"PETER","middleName":"T"},{"crd":"6563526","suffix":null,"lastName":"IACOPELLI","firstName":"REBECCA","middleName":null},{"crd":"6066840","suffix":null,"lastName":"JAMES","firstName":"STEPHANIE","middleName":"MICHELLE"},{"crd":"7802228","suffix":null,"lastName":"Janssen","firstName":"Benjamin","middleName":"G."},{"crd":"6872243","suffix":null,"lastName":"JOHNSTON","firstName":"CHARLES","middleName":"Howard"},{"crd":"1712748","suffix":null,"lastName":"LAFFERTY","firstName":"DAVID","middleName":"BRIAN"},{"crd":"6629841","suffix":null,"lastName":"LANDIS","firstName":"BETHANY","middleName":"JILL"},{"crd":"2850011","suffix":null,"lastName":"Levin","firstName":"Scott","middleName":"Howard"},{"crd":"4882895","suffix":null,"lastName":"MCINTYRE","firstName":"KAREN","middleName":"BETH"},{"crd":"1964339","suffix":null,"lastName":"MICHALEK","firstName":"SCOTT","middleName":"ANTHONY"},{"crd":"6902271","suffix":null,"lastName":"Rawdin","firstName":"Alexander","middleName":"Jonathan"},{"crd":"1650586","suffix":null,"lastName":"RAWDIN","firstName":"GRANT","middleName":null},{"crd":"2186477","suffix":null,"lastName":"ROBERTS","firstName":"SEAN","middleName":"MARK"},{"crd":"818361","suffix":null,"lastName":"VOLPE","firstName":"RICHARD","middleName":"JOHN"}],"total":23,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-24","regulatoryAum":2440467782,"clients":516,"employees":32,"offices":3},{"filedOn":"2022-02-16","regulatoryAum":3452848520,"clients":757,"employees":51,"offices":4},{"filedOn":"2023-06-12","regulatoryAum":3386326881,"clients":774,"employees":51,"offices":4},{"filedOn":"2024-04-04","regulatoryAum":3477406798,"clients":785,"employees":54,"offices":4},{"filedOn":"2025-03-14","regulatoryAum":3725004015,"clients":777,"employees":50,"offices":7},{"filedOn":"2026-04-21","regulatoryAum":4155788050,"clients":787,"employees":48,"offices":6}],"acquisitions":[{"date":"2021-12-31","datePrecision":"day","name":"Asset Planning Services","crd":"105727","source":"adv_w","dealType":"acquisition","sellerAum":815600983,"sellerAumDate":"2021-05-28","sourceUrl":"https://adviserinfo.sec.gov/firm/summary/105727"}],"secFileNumber":"801-29752","legalName":"Wescott Financial Advisory Group LLC","displayName":"Wescott Financial Advisory Group","slug":"wescott-financial-advisory-group-105989","website":"https://wescott.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/105989/f3aa3e367ac4554c-r1.webp","tone":"light","width":1433,"height":200,"sourceUrl":"https://wescott.com/","sourceLabel":"Wescott Financial Advisory Group LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/wescott-financial-advisory-group/","founded":null,"organization":"Delaware limited liability company","fiscalYearEnd":"December","headquarters":{"street":"30 South 17th Street","city":"Philadelphia","state":"PA","stateName":"Pennsylvania","country":"United States","postalCode":"19103-4196"},"tradeNames":[],"registration":{"secApproved":"11 June 1987","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":3892751.288686606,"staff":{"employees":48,"advisory":27,"brokerDealerReps":0,"insuranceAgents":0,"promoters":1},"aum":{"regulatory":4155788050,"discretionary":3181898426,"discretionaryAccounts":3186,"nonDiscretionary":973889624,"nonDiscretionaryAccounts":179,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":188,"regulatoryAum":82505584},{"label":"High-net-worth individuals","clients":581,"regulatoryAum":2911020157},{"label":"Pension and profit-sharing plans","clients":4,"regulatoryAum":1053470164},{"label":"Charitable organizations","clients":13,"regulatoryAum":107952132},{"label":"Corporations and other businesses","clients":1,"fewerThan5":true,"regulatoryAum":840013}],"feePrograms":[{"role":"main","program":"Wealth Management Program Services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032861","versionId":1032861,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-30","documentName":"ADV PART 2A - WESCOTT PRIMARY","fee_rate_low":0.5,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":2000000,"feeMinimumPeriod":"annual","fee_minimum_annual":25000},{"role":"other","program":"Asset Allocation Services","summary":"Hourly rates of $150 to $750, payable in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032861","versionId":1032861,"submittedOn":"2026-03-30","documentName":"ADV PART 2A - WESCOTT PRIMARY"},{"role":"other","program":"Entrada Management Program","summary":"Annual fee of 1.00% of assets under management; minimum $500,000 (may be negotiable) with a $1,500 annual minimum fee; billed quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032861","versionId":1032861,"submittedOn":"2026-03-30","documentName":"ADV PART 2A - WESCOTT PRIMARY"},{"role":"other","program":"Family Office Solution Services","summary":"Minimum annual fee of $50,000 including portfolio management and planning; AUM fees of 1.00% to $5 million, 0.75% to $7 million and 0.50% above, credited against the minimum; billed quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032861","versionId":1032861,"submittedOn":"2026-03-30","documentName":"ADV PART 2A - WESCOTT PRIMARY"},{"role":"other","program":"Financial Planning & Consulting Services","summary":"Hourly fees of $150 to $750, depending on scope and complexity; payable in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032861","versionId":1032861,"submittedOn":"2026-03-30","documentName":"ADV PART 2A - WESCOTT PRIMARY"},{"role":"other","program":"MRK PBW Initial Wealth Management Plan","summary":"Fixed planning fee of $12,000 to $15,000 (Merck Executive Director and above or investable assets above $3 million), or $7,500 to $12,000 below; 50% at onset, 50% on presentation.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032861","versionId":1032861,"submittedOn":"2026-03-30","documentName":"ADV PART 2A - WESCOTT PRIMARY"},{"role":"other","program":"Retirement Plan & Pension Consulting Services","summary":"Annual fee on plan assets: 1.00% to $3 million, 0.75% to $8 million, 0.50% to $25 million, 0.25% thereafter; minimum $2,000,000; billed quarterly in advance.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032861","versionId":1032861,"submittedOn":"2026-03-30","documentName":"ADV PART 2A - WESCOTT PRIMARY"},{"role":"other","program":"Trust Services","summary":"Annual trustee fee on AUM: 0.55% up to $2 million, 0.50% to $5 million, 0.35% above; minimum $800,000 of trust assets; billing per the Trust Services Agreement.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032861","versionId":1032861,"submittedOn":"2026-03-30","documentName":"ADV PART 2A - WESCOTT PRIMARY"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T03:59:30.751288+00:00","documents":[{"name":"ADV PART 2A - WESCOTT PRIMARY","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032861","versionId":1032861,"submittedOn":"2026-03-30"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":2434884220},{"name":"Fidelity Distributors Company LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":1575062945}],"custodyNote":"Wescott Financial Advisory Group has custody of $1.2B in client assets for 442 clients.","leadership":[{"name":"Carrie Delgott","title":"Chief Operations Officer and Chief Compliance Officer, Managing Board Member, President","crd":"3208545"},{"name":"Grant Rawdin","title":"Chairman, President, CEO, Member, and Managing Board Member","crd":"1650586"},{"name":"Mark McCarron","title":"Chief Investment Officer, Managing Board Member","crd":"5962263"},{"name":"Charles O'Donnell","title":"Managing Board Member","crd":"4294754"},{"name":"Matthew Taylor","title":"Managing Board Member","crd":"7091610"}],"ownership":[{"label":"Grant Rawdin","detail":"Chairman, president, ceo, member, and managing board member in the 50% to 75% ownership band and a control person, since February 1987."},{"label":"Wescott Holding Company LLC","detail":"Member in the 10% to 25% ownership band and a control person, since December 2003."},{"label":"Wescott Holding Company","detail":"Member in the 10% to 25% ownership band and a control person, since December 2003."},{"label":"Anterian Holdings LTD","detail":"Member in the 10% to 25% ownership band and a control person, since December 2021."},{"label":"Duane Morris LLP","detail":"Indirect owner: a member of Wescott Holding Company LLC in the 25% to 50% band and a control person, since January 2022.","parent":"Wescott Holding Company LLC"}],"filedOffices":{"otherThanPrincipal":5,"privateResidences":3},"listedOfficeAddresses":3,"foreignOffices":[],"officesByState":[{"state":"Florida","offices":1,"addresses":[{"street":"201 S. Biscayne BLVD","city":"Miami"}]},{"state":"Pennsylvania","offices":2,"addresses":[{"street":"30 South 17th Street","city":"Philadelphia","headquarters":true},{"street":"162 Main Street","city":"Harleysville"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"215-979-1619","stateRegisteredReps":23,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients","Pension consulting services","Selection of other advisers (including private fund managers)","Other"],"financialPlanningClients":"787","assetMix":[{"label":"Exchange-traded equity securities","percent":9},{"label":"U.S. state and local bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":86},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"21 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/105989/PDF/105989.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1032861","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Wescott Financial Advisory Group have?","answer":"Wescott Financial Advisory Group has 787 clients and manages $4.16 billion for them, as of April 2026. They include 581 high-net-worth individuals, 188 individual clients and 13 charitable organizations.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 21 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Wescott Financial Advisory Group offer?","answer":"Wescott Financial Advisory Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Wescott Financial Advisory Group charge?","answer":"Wescott Financial Advisory Group charges 0.50%–1.25% a year for its Wealth Management Program Services. The fee is billed in advance, is negotiable, has a $25,000 annual minimum and requires an account of at least $2,000,000.","source":"ADV PART 2A - WESCOTT PRIMARY, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Wescott Financial Advisory Group use?","answer":"Wescott Financial Advisory Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $2.43B and Fidelity Distributors Company LLC (Boston, MA), with $1.58B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 21 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Wescott Financial Advisory Group have?","answer":"Wescott Financial Advisory Group has 23 investment adviser representatives registered with state securities authorities, out of 48 employees, and 27 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Wescott Financial Advisory Group invest in?","answer":"At the end of its last fiscal year, Wescott Financial Advisory Group’s separately managed accounts held 86% registered funds (mutual funds, ETFs, BDCs), 9% exchange-traded equities, 4% cash and equivalents and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Wescott Financial Advisory Group have a minimum investment?","answer":"Yes, Wescott Financial Advisory Group’s minimum account size for its Wealth Management Program Services is $2M. It charges a $25K annual minimum fee.","source":"ADV PART 2A - WESCOTT PRIMARY, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Wescott Financial Advisory Group?","answer":"Wescott Financial Advisory Group is owned through a holding company by Duane Morris LLP. Its direct owners are Grant Rawdin (50% to 75%), Wescott Holding Company LLC (10% to 25%), Wescott Holding Company (10% to 25%) and Anterian Holdings LTD (10% to 25%).","source":"Form ADV Part 1A, Schedules A and B, filed 21 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Wescott Financial Advisory Group get paid?","answer":"Wescott Financial Advisory Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Wescott Financial Advisory Group registered with the SEC?","answer":"Yes, Wescott Financial Advisory Group has been registered with the SEC as an investment adviser since 11 June 1987. Its CRD number is 105989 and its SEC file number is 801-29752.","source":"Form ADV Part 1A, Item 1, filed 21 April 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Wescott Financial Advisory Group?","answer":"Wescott Financial Advisory Group’s main office is at 30 South 17th Street, Philadelphia, PA 19103-4196. Its phone number is 215-979-1619. Its website is wescott.com.","source":"Form ADV Part 1A, Item 1.F, filed 21 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/wescott-financial-advisory-group-105989/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-08-04","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1864880/000117266126003047/0001172661-26-003047-index.html","totalValue":1291327528,"positionCount":200,"top10Share":0.5495998788930023,"top10":[{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":195778496,"shares":285055,"shareType":"SH","priorValue":167474791,"priorShares":280269},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":111586218,"shares":151529,"shareType":"SH","priorValue":86663504,"priorShares":150149},{"issuer":"VANGUARD WELLINGTON FD","titleOfClass":"SHORT TRM TAX EX","cusip":"921935870","value":74933778,"shares":739648,"shareType":"SH","priorValue":73378929,"priorShares":725519},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":57619024,"shares":76939,"shareType":"SH","priorValue":49068782,"priorShares":75119},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":52290622,"shares":541423,"shareType":"SH","priorValue":46140196,"priorShares":509667},{"issuer":"ISHARES TR","titleOfClass":"RUS MD CP GR ETF","cusip":"464287481","value":49609253,"shares":338838,"shareType":"SH","priorValue":43294005,"priorShares":337918},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":49494706,"shares":597473,"shareType":"SH","priorValue":41897024,"priorShares":600674},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP E","cusip":"25434V773","value":41978922,"shares":1198371,"shareType":"SH","priorValue":39950898,"priorShares":1186543},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":41496943,"shares":754353,"shareType":"SH","priorValue":37398903,"priorShares":771747},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 ETF","cusip":"464287622","value":34925491,"shares":85288,"shareType":"SH","priorValue":30853352,"priorShares":86531}],"positionsListed":200,"positions":[{"issuer":"VANGUARD INDEX FDS","titleOfClass":"S&P 500 ETF SHS","cusip":"922908363","value":195778496,"shares":285055,"shareType":"SH","priorValue":167474791,"priorShares":280269},{"issuer":"INVESCO QQQ TR","titleOfClass":"UNIT SER 1","cusip":"46090E103","value":111586218,"shares":151529,"shareType":"SH","priorValue":86663504,"priorShares":150149},{"issuer":"VANGUARD WELLINGTON FD","titleOfClass":"SHORT TRM TAX EX","cusip":"921935870","value":74933778,"shares":739648,"shareType":"SH","priorValue":73378929,"priorShares":725519},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P500 ETF","cusip":"464287200","value":57619024,"shares":76939,"shareType":"SH","priorValue":49068782,"priorShares":75119},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI EAFE","cusip":"46432F842","value":52290622,"shares":541423,"shareType":"SH","priorValue":46140196,"priorShares":509667},{"issuer":"ISHARES TR","titleOfClass":"RUS MD CP GR ETF","cusip":"464287481","value":49609253,"shares":338838,"shareType":"SH","priorValue":43294005,"priorShares":337918},{"issuer":"ISHARES INC","titleOfClass":"CORE MSCI EMKT","cusip":"46434G103","value":49494706,"shares":597473,"shareType":"SH","priorValue":41897024,"priorShares":600674},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP E","cusip":"25434V773","value":41978922,"shares":1198371,"shareType":"SH","priorValue":39950898,"priorShares":1186543},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US MKTWIDE VALUE","cusip":"25434V724","value":41496943,"shares":754353,"shareType":"SH","priorValue":37398903,"priorShares":771747},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 ETF","cusip":"464287622","value":34925491,"shares":85288,"shareType":"SH","priorValue":30853352,"priorShares":86531},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"INTERMED TERM","cusip":"921937819","value":32090243,"shares":418386,"shareType":"SH","priorValue":30118256,"priorShares":390234},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US LARG VALU ETF","cusip":"25434V666","value":31727179,"shares":802407,"shareType":"SH","priorValue":27219721,"priorShares":762244},{"issuer":"ISHARES TR","titleOfClass":"RUS MDCP VAL ETF","cusip":"464287473","value":28834480,"shares":175179,"shareType":"SH","priorValue":26362937,"priorShares":180890},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"GLOBAL REAL EST","cusip":"25434V658","value":26040887,"shares":898892,"shareType":"SH","priorValue":24138941,"priorShares":908162},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHRT TRM CORP BD","cusip":"92206C409","value":25137526,"shares":318076,"shareType":"SH","priorValue":24800347,"priorShares":312859},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTERNATNAL VAL","cusip":"25434V807","value":22612242,"shares":418590,"shareType":"SH","priorValue":21297893,"priorShares":403522},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"EMGR CRE EQT MNG","cusip":"25434V302","value":19983522,"shares":496979,"shareType":"SH","priorValue":16323759,"priorShares":482096},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":19510652,"shares":67427,"shareType":"SH","priorValue":15833655,"priorShares":62389},{"issuer":"MERCK & CO INC","titleOfClass":"COM","cusip":"58933Y105","value":16991531,"shares":132230,"shareType":"SH","priorValue":15893265,"priorShares":132124},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P MCP ETF","cusip":"464287507","value":15715152,"shares":203801,"shareType":"SH","priorValue":12712328,"priorShares":188247},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US SMALL CAP ETF","cusip":"25434V500","value":15639035,"shares":189932,"shareType":"SH","priorValue":13168101,"priorShares":185127},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 GRWT ETF","cusip":"464287309","value":15366846,"shares":111735,"shareType":"SH","priorValue":11861647,"priorShares":104868},{"issuer":"ISHARES TR","titleOfClass":"CORE 1 5 YR USD","cusip":"46432F859","value":12657838,"shares":262339,"shareType":"SH","priorValue":11887352,"priorShares":245302},{"issuer":"ISHARES TR","titleOfClass":"CORE US AGGBD ET","cusip":"464287226","value":11899529,"shares":120222,"shareType":"SH","priorValue":11701021,"priorShares":117871},{"issuer":"ELI LILLY & CO","titleOfClass":"COM","cusip":"532457108","value":11346595,"shares":9460,"shareType":"SH","priorValue":8651138,"priorShares":9406},{"issuer":"ISHARES TR","titleOfClass":"S&P 500 VAL ETF","cusip":"464287408","value":11163180,"shares":49164,"shareType":"SH","priorValue":9642384,"priorShares":45666},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST SHO TREAS ETF","cusip":"78468R101","value":7799425,"shares":268853,"shareType":"SH","priorValue":7782454,"priorShares":266705},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL A","cusip":"084670108","value":7488500,"shares":10,"shareType":"SH","priorValue":7181400,"priorShares":10},{"issuer":"ISHARES TR","titleOfClass":"MSCI ACWI ETF","cusip":"464288257","value":6847262,"shares":43621,"shareType":"SH","priorValue":6449509,"priorShares":46611},{"issuer":"ISHARES TR","titleOfClass":"ESG AWRE 1 5 YR","cusip":"46435G243","value":6381583,"shares":255365,"shareType":"SH","priorValue":6363897,"priorShares":253896},{"issuer":"VANGUARD STAR FDS","titleOfClass":"VG TL INTL STK F","cusip":"921909768","value":6027016,"shares":70500,"shareType":"SH","priorValue":5600058,"priorShares":72624},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"TOTAL STK MKT","cusip":"922908769","value":6013093,"shares":16250,"shareType":"SH","priorValue":5311734,"priorShares":16557},{"issuer":"VANGUARD TAX-MANAGED FDS","titleOfClass":"VAN FTSE DEV MKT","cusip":"921943858","value":6002670,"shares":84248,"shareType":"SH","priorValue":5494635,"priorShares":85746},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"GROWTH ETF","cusip":"922908736","value":5896067,"shares":68447,"shareType":"SH","priorValue":4862928,"priorShares":11133},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P SCP ETF","cusip":"464287804","value":5852425,"shares":39461,"shareType":"SH","priorValue":4969055,"priorShares":39973},{"issuer":"ISHARES TR","titleOfClass":"U S EQUITY FACTR","cusip":"46434V282","value":5698588,"shares":75348,"shareType":"SH","priorValue":5029832,"priorShares":76210},{"issuer":"BERKSHIRE HATHAWAY INC DEL","titleOfClass":"CL B NEW","cusip":"084670702","value":5240564,"shares":10473,"shareType":"SH","priorValue":5019601,"priorShares":10475},{"issuer":"JOHNSON & JOHNSON","titleOfClass":"COM","cusip":"478160104","value":5160062,"shares":20318,"shareType":"SH","priorValue":5090691,"priorShares":20826},{"issuer":"ISHARES TR","titleOfClass":"IBOXX INV CP ETF","cusip":"464287242","value":5013852,"shares":45969,"shareType":"SH","priorValue":4761336,"priorShares":43686},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":4806451,"shares":12885,"shareType":"SH","priorValue":4818012,"priorShares":13016},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"VALUE ETF","cusip":"922908744","value":4741408,"shares":21757,"shareType":"SH","priorValue":4424422,"priorShares":22550},{"issuer":"NORFOLK SOUTHN CORP","titleOfClass":"COM","cusip":"655844108","value":4659239,"shares":14811,"shareType":"SH","priorValue":4249744,"priorShares":14807},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MID CAP ETF","cusip":"922908629","value":4570534,"shares":56727,"shareType":"SH","priorValue":4402371,"priorShares":15330},{"issuer":"ISHARES TR","titleOfClass":"CORE MSCI TOTAL","cusip":"46432F834","value":4221788,"shares":44235,"shareType":"SH","priorValue":3987708,"priorShares":46026},{"issuer":"ISHARES TR","titleOfClass":"1 3 YR TREAS BD","cusip":"464287457","value":3910403,"shares":47624,"shareType":"SH","priorValue":3752883,"priorShares":45451},{"issuer":"ISHARES U S ETF TR","titleOfClass":"SHOR DURA BD ETF","cusip":"46431W507","value":3892569,"shares":76837,"shareType":"SH","priorValue":3715205,"priorShares":73083},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"NATL MUN BD ETF","cusip":"25434V849","value":3834427,"shares":79330,"shareType":"SH","priorValue":3848393,"priorShares":80292},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US MID-CAP ETF","cusip":"808524508","value":3683849,"shares":99915,"shareType":"SH","priorValue":3153780,"priorShares":101866},{"issuer":"PROCTER & GAMBLE CO","titleOfClass":"COM","cusip":"742718109","value":3512270,"shares":23952,"shareType":"SH","priorValue":3347767,"priorShares":23178},{"issuer":"VANGUARD BD INDEX FDS","titleOfClass":"SHORT TRM BOND","cusip":"921937827","value":3389023,"shares":43499,"shareType":"SH","priorValue":3391367,"priorShares":43251},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"1000 INDEX ETF","cusip":"808524722","value":3382670,"shares":93807,"shareType":"SH","priorValue":2850654,"priorShares":90988},{"issuer":"EXXON MOBIL CORP","titleOfClass":"COM","cusip":"30231G102","value":3322631,"shares":24302,"shareType":"SH","priorValue":4226576,"priorShares":24912},{"issuer":"ISHARES INC","titleOfClass":"ESG AWR MSCI EM","cusip":"46434G863","value":3176361,"shares":58079,"shareType":"SH","priorValue":2680180,"priorShares":58943},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P500ETF","cusip":"78464A854","value":3082285,"shares":35074,"shareType":"SH","priorValue":3132284,"priorShares":40924},{"issuer":"NVIDIA CORPORATION","titleOfClass":"COM","cusip":"67066G104","value":3035157,"shares":15169,"shareType":"SH","priorValue":2418736,"priorShares":13869},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 GRW ETF","cusip":"464287614","value":2987802,"shares":24062,"shareType":"SH","priorValue":2590642,"priorShares":6075},{"issuer":"ISHARES TR","titleOfClass":"ESG AWARE MSCI","cusip":"46435U663","value":2702924,"shares":48327,"shareType":"SH","priorValue":2300305,"priorShares":48922},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":2667195,"shares":7463,"shareType":"SH","priorValue":2103016,"priorShares":7314},{"issuer":"NUSHARES ETF TR","titleOfClass":"NUVEEN ESG SMLCP","cusip":"67092P607","value":2666018,"shares":51152,"shareType":"SH","priorValue":2321065,"priorShares":51511},{"issuer":"ISHARES TR","titleOfClass":"EAFE SML CP ETF","cusip":"464288273","value":2589047,"shares":31471,"shareType":"SH","priorValue":2271542,"priorShares":28970},{"issuer":"VANGUARD SCOTTSDALE FDS","titleOfClass":"SHORT TERM TREAS","cusip":"92206C102","value":2586290,"shares":44438,"shareType":"SH","priorValue":2585048,"priorShares":44158},{"issuer":"3M CO","titleOfClass":"COM","cusip":"88579Y101","value":2557608,"shares":15796,"shareType":"SH","priorValue":2292948,"priorShares":15788},{"issuer":"CHUBB LIMITED","titleOfClass":"COM","cusip":"H1467J104","value":2549757,"shares":7483,"shareType":"SH","priorValue":1988173,"priorShares":6100},{"issuer":"ISHARES TR","titleOfClass":"ESG OPTIMIZED","cusip":"464288802","value":2453907,"shares":15903,"shareType":"SH","priorValue":2099328,"priorShares":15892},{"issuer":"GOLDMAN SACHS GROUP INC","titleOfClass":"COM","cusip":"38141G104","value":2444981,"shares":2417,"shareType":"SH","priorValue":2005391,"priorShares":2370},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL CORE EQT MK","cusip":"25434V203","value":2407858,"shares":58372,"shareType":"SH","priorValue":2278813,"priorShares":58491},{"issuer":"ISHARES TR","titleOfClass":"RUS 2000 GRW ETF","cusip":"464287648","value":2355016,"shares":5978,"shareType":"SH","priorValue":1729714,"priorShares":5512},{"issuer":"CARLISLE COS INC","titleOfClass":"COM","cusip":"142339100","value":2325969,"shares":6412,"shareType":"SH","priorValue":2139183,"priorShares":6412},{"issuer":"ISHARES TR","titleOfClass":"EAFE GRWTH ETF","cusip":"464288885","value":2062971,"shares":16581,"shareType":"SH","priorValue":1644419,"priorShares":14766},{"issuer":"META PLATFORMS INC","titleOfClass":"CL A","cusip":"30303M102","value":1997921,"shares":3547,"shareType":"SH","priorValue":1956009,"priorShares":3419},{"issuer":"MARRIOTT INTL INC NEW","titleOfClass":"CL A","cusip":"571903202","value":1921292,"shares":5184,"shareType":"SH","priorValue":1739882,"priorShares":5320},{"issuer":"ISHARES TR","titleOfClass":"ISHS 1-5YR INVS","cusip":"464288646","value":1804296,"shares":34427,"shareType":"SH","priorValue":1807241,"priorShares":34385},{"issuer":"AMAZON COM INC","titleOfClass":"COM","cusip":"023135106","value":1789864,"shares":7510,"shareType":"SH","priorValue":1462114,"priorShares":7021},{"issuer":"ISHARES TR","titleOfClass":"ESG AWR US AGRGT","cusip":"46435U549","value":1748532,"shares":36881,"shareType":"SH","priorValue":1754671,"priorShares":36902},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":1725700,"shares":4884,"shareType":"SH","priorValue":1359106,"priorShares":4737},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP VA ETF","cusip":"808524409","value":1696267,"shares":48729,"shareType":"SH","priorValue":1454945,"priorShares":47703},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP GR IDXVIP","cusip":"922908538","value":1653537,"shares":5398,"shareType":"SH","priorValue":1405851,"priorShares":5463},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US CORE EQT MKT","cusip":"25434V104","value":1600237,"shares":30958,"shareType":"SH","priorValue":1439058,"priorShares":31894},{"issuer":"NUSHARES ETF TR","titleOfClass":"NUVEEN ESG LRGCP","cusip":"67092P201","value":1501812,"shares":12829,"shareType":"SH","priorValue":1168708,"priorShares":12851},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA MIN ETF","cusip":"46429B697","value":1501395,"shares":15565,"shareType":"SH","priorValue":1470628,"priorShares":15857},{"issuer":"VANGUARD ADMIRAL FDS INC","titleOfClass":"SMLLCP 600 IDX","cusip":"921932828","value":1488319,"shares":10821,"shareType":"SH","priorValue":1276679,"priorShares":11118},{"issuer":"GE AEROSPACE","titleOfClass":"COM NEW","cusip":"369604301","value":1455773,"shares":3895,"shareType":"SH","priorValue":1084346,"priorShares":3821},{"issuer":"CATERPILLAR INC","titleOfClass":"COM","cusip":"149123101","value":1447431,"shares":1359,"shareType":"SH","priorValue":957982,"priorShares":1352},{"issuer":"ISHARES TR","titleOfClass":"ESG AW MSCI EAFE","cusip":"46435G516","value":1443324,"shares":14039,"shareType":"SH","priorValue":1344033,"priorShares":14056},{"issuer":"BROADCOM INC","titleOfClass":"COM","cusip":"11135F101","value":1428006,"shares":3780,"shareType":"SH","priorValue":1102194,"priorShares":3561},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"MCAP VL IDXVIP","cusip":"922908512","value":1363729,"shares":6901,"shareType":"SH","priorValue":1377989,"priorShares":7478},{"issuer":"AMETEK INC","titleOfClass":"COM","cusip":"031100100","value":1326569,"shares":5483,"shareType":"SH","priorValue":1174058,"priorShares":5477},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"LARGE CAP ETF","cusip":"922908637","value":1303680,"shares":3791,"shareType":"SH","priorValue":1130006,"priorShares":3781},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":1290203,"shares":1728,"shareType":"SH","priorValue":1140271,"priorShares":1753},{"issuer":"COSTCO WHOLESALE CORPORATION","titleOfClass":"COM","cusip":"22160K105","value":1286323,"shares":1375,"shareType":"SH","priorValue":1378094,"priorShares":1383},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P TTL STK","cusip":"464287150","value":1274277,"shares":7757,"shareType":"SH","priorValue":1270858,"priorShares":8923},{"issuer":"JPMORGAN CHASE & CO","titleOfClass":"COM","cusip":"46625H100","value":1254184,"shares":3832,"shareType":"SH","priorValue":1089617,"priorShares":3704},{"issuer":"NUSHARES ETF TR","titleOfClass":"NUVEEN ESG LRGVL","cusip":"67092P300","value":1219499,"shares":24395,"shareType":"SH","priorValue":1111058,"priorShares":24418},{"issuer":"GE VERNOVA INC","titleOfClass":"COM","cusip":"36828A101","value":1169276,"shares":995,"shareType":"SH","priorValue":869510,"priorShares":996},{"issuer":"ISHARES TR","titleOfClass":"0-5YR INVT GR CP","cusip":"46434V100","value":1163888,"shares":23107,"shareType":"SH","priorValue":1143710,"priorShares":22652},{"issuer":"HERSHEY CO","titleOfClass":"COM","cusip":"427866108","value":1126165,"shares":6419,"shareType":"SH","priorValue":1687366,"priorShares":8117},{"issuer":"VANGUARD WORLD FD","titleOfClass":"MEGA CAP INDEX","cusip":"921910873","value":1117752,"shares":4085,"shareType":"SH","priorValue":963258,"priorShares":4076},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"ALLWRLD EX US","cusip":"922042775","value":1085670,"shares":12963,"shareType":"SH","priorValue":1111732,"priorShares":14804},{"issuer":"VANGUARD WORLD FD","titleOfClass":"MEGA GRWTH IND","cusip":"921910816","value":1084867,"shares":12341,"shareType":"SH","priorValue":906745,"priorShares":2468},{"issuer":"RTX CORPORATION","titleOfClass":"COM","cusip":"75513E101","value":1070768,"shares":5644,"shareType":"SH","priorValue":1056227,"priorShares":5475},{"issuer":"ISHARES TR","titleOfClass":"CORE S&P US GWT","cusip":"464287671","value":1059962,"shares":5635,"shareType":"SH","priorValue":873010,"priorShares":5628},{"issuer":"ISHARES GOLD TR","titleOfClass":"ISHARES NEW","cusip":"464285204","value":1041132,"shares":13788,"shareType":"SH","priorValue":1234769,"priorShares":14006},{"issuer":"TESLA INC","titleOfClass":"COM","cusip":"88160R101","value":1034899,"shares":2461,"shareType":"SH","priorValue":856709,"priorShares":2305},{"issuer":"BANK OF AMER CORP","titleOfClass":"COM","cusip":"060505104","value":1026061,"shares":18007,"shareType":"SH","priorValue":886311,"priorShares":18181},{"issuer":"NUSHARES ETF TR","titleOfClass":"NUVEEN ESG INTL","cusip":"67092P805","value":978082,"shares":24440,"shareType":"SH","priorValue":885411,"priorShares":24519},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST SHOR CORP ETF","cusip":"78464A474","value":972442,"shares":32404,"shareType":"SH","priorValue":969597,"priorShares":32245},{"issuer":"ISHARES TR","titleOfClass":"ISHS 5-10YR INVT","cusip":"464288638","value":965690,"shares":18162,"shareType":"SH","priorValue":944875,"priorShares":17754},{"issuer":"CENCORA INC","titleOfClass":"COM","cusip":"03073E105","value":924496,"shares":3267,"shareType":"SH","priorValue":1040121,"priorShares":3311},{"issuer":"TRANE TECHNOLOGIES PLC","titleOfClass":"SHS","cusip":"G8994E103","value":855326,"shares":1741,"shareType":"SH","priorValue":715723,"priorShares":1717},{"issuer":"INTERNATIONAL BUSINESS MACHS","titleOfClass":"COM","cusip":"459200101","value":811937,"shares":2887,"shareType":"SH","priorValue":759964,"priorShares":3135},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"MUN BD ETF","cusip":"808524649","value":807334,"shares":31268,"shareType":"SH","priorValue":789795,"priorShares":30997},{"issuer":"DISNEY WALT CO","titleOfClass":"COM","cusip":"254687106","value":804441,"shares":8358,"shareType":"SH","priorValue":803035,"priorShares":8332},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SM CP VAL ETF","cusip":"922908611","value":786999,"shares":3239,"shareType":"SH","priorValue":746863,"priorShares":3438},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"INTL EQTY ETF","cusip":"808524805","value":769536,"shares":27781,"shareType":"SH","priorValue":731142,"priorShares":29541},{"issuer":"ISHARES TR","titleOfClass":"SHRT NAT MUN ETF","cusip":"464288158","value":741704,"shares":6966,"shareType":"SH","priorValue":737956,"priorShares":6930},{"issuer":"APPLIED MATLS INC","titleOfClass":"COM","cusip":"038222105","value":695882,"shares":962,"shareType":"SH","priorValue":327249,"priorShares":958},{"issuer":"VANGUARD WORLD FD","titleOfClass":"INF TECH ETF","cusip":"92204A702","value":683224,"shares":5716,"shareType":"SH","priorValue":559278,"priorShares":802},{"issuer":"WALMART INC","titleOfClass":"COM","cusip":"931142103","value":672094,"shares":5934,"shareType":"SH","priorValue":739621,"priorShares":5952},{"issuer":"VANGUARD INDEX FDS","titleOfClass":"SMALL CP ETF","cusip":"922908751","value":664367,"shares":2192,"shareType":"SH","priorValue":701935,"priorShares":2680},{"issuer":"COCA COLA CO","titleOfClass":"COM","cusip":"191216100","value":658730,"shares":8105,"shareType":"SH","priorValue":685016,"priorShares":9007},{"issuer":"CUMMINS INC","titleOfClass":"COM","cusip":"231021106","value":613605,"shares":860,"shareType":"SH","priorValue":455868,"priorShares":847},{"issuer":"MICRON TECHNOLOGY INC","titleOfClass":"COM","cusip":"595112103","value":606406,"shares":525,"shareType":"SH","priorValue":209913,"priorShares":621},{"issuer":"CHEVRON CORPORATION","titleOfClass":"COM","cusip":"166764100","value":603507,"shares":3641,"shareType":"SH","priorValue":899348,"priorShares":4346},{"issuer":"ISHARES TR","titleOfClass":"RUS 1000 VAL ETF","cusip":"464287598","value":599932,"shares":2475,"shareType":"SH","priorValue":528474,"priorShares":2473},{"issuer":"NORTHROP GRUMMAN CORP","titleOfClass":"COM","cusip":"666807102","value":595114,"shares":1168,"shareType":"SH","priorValue":795122,"priorShares":1165},{"issuer":"ISHARES TR","titleOfClass":"RUSSELL 2000 ETF","cusip":"464287655","value":542460,"shares":1805,"shareType":"SH","priorValue":514818,"priorShares":2076},{"issuer":"INVESCO EXCHANGE TRADED FD T","titleOfClass":"LARGE CAP VALUE","cusip":"46137V738","value":539419,"shares":7119,"shareType":"SH","priorValue":496277,"priorShares":7119},{"issuer":"SPDR GOLD TR","titleOfClass":"GOLD SHS","cusip":"78463V107","value":536867,"shares":1457,"shareType":"SH","priorValue":717454,"priorShares":1667},{"issuer":"ISHARES TR","titleOfClass":"ISHARES BIOTECH","cusip":"464287556","value":526636,"shares":2769,"shareType":"SH","priorValue":468052,"priorShares":2772},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST STR INFRA ETF","cusip":"78463X855","value":517555,"shares":6836,"shareType":"SH","priorValue":508346,"priorShares":6687},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR SP600 SML","cusip":"78468R853","value":511121,"shares":8863,"shareType":"SH","priorValue":428168,"priorShares":8861},{"issuer":"ISHARES TR","titleOfClass":"MSCI USA QLT FCT","cusip":"46432F339","value":508817,"shares":2319,"shareType":"SH","priorValue":444369,"priorShares":2317},{"issuer":"VANGUARD INTL EQUITY INDEX F","titleOfClass":"FTSE EMR MKT ETF","cusip":"922042858","value":506954,"shares":8493,"shareType":"SH","priorValue":465134,"priorShares":8606},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":501412,"shares":4269,"shareType":"SH","priorValue":315893,"priorShares":4071},{"issuer":"SPDR INDEX SHS FDS","titleOfClass":"ST PORT MARK ETF","cusip":"78463X509","value":490169,"shares":9466,"shareType":"SH","priorValue":430540,"priorShares":9178},{"issuer":"SCHWAB STRATEGIC TR","titleOfClass":"US LCAP GR ETF","cusip":"808524300","value":484302,"shares":14312,"shareType":"SH","priorValue":285065,"priorShares":9786},{"issuer":"ISHARES TR","titleOfClass":"USD INV GRDE ETF","cusip":"464288620","value":475806,"shares":9277,"shareType":"SH","priorValue":469616,"priorShares":9167},{"issuer":"GILEAD SCIENCES INC","titleOfClass":"COM","cusip":"375558103","value":468704,"shares":3710,"shareType":"SH","priorValue":517605,"priorShares":3714},{"issuer":"QUALCOMM INC","titleOfClass":"COM","cusip":"747525103","value":450508,"shares":2438,"shareType":"SH","priorValue":321934,"priorShares":2500},{"issuer":"INTEL CORP","titleOfClass":"COM","cusip":"458140100","value":446893,"shares":3201,"shareType":"SH"},{"issuer":"CVS HEALTH CORP","titleOfClass":"COM","cusip":"126650100","value":446377,"shares":4315,"shareType":"SH","priorValue":308948,"priorShares":4302},{"issuer":"PNC FINL SVCS GROUP INC","titleOfClass":"COM","cusip":"693475105","value":444056,"shares":1803,"shareType":"SH","priorValue":383339,"priorShares":1842},{"issuer":"INVESCO EXCH TRADED FD TR II","titleOfClass":"NASDAQ 100 ETF","cusip":"46138G649","value":437422,"shares":1444,"shareType":"SH","priorValue":242616,"priorShares":1021},{"issuer":"ISHARES TR","titleOfClass":"INTL EQTY FACTOR","cusip":"46434V274","value":418136,"shares":10208,"shareType":"SH","priorValue":396903,"priorShares":10187},{"issuer":"ENERGY TRANSFER L P","titleOfClass":"COM UT LTD PTN","cusip":"29273V100","value":411443,"shares":21519,"shareType":"SH","priorValue":415317,"priorShares":21519},{"issuer":"BANK OF NY MELLON CORP","titleOfClass":"COM","cusip":"064058100","value":409651,"shares":2833,"shareType":"SH","priorValue":334394,"priorShares":2819},{"issuer":"ISHARES TR","titleOfClass":"US SML CAP EQT","cusip":"46434V290","value":406074,"shares":4555,"shareType":"SH","priorValue":343892,"priorShares":4555},{"issuer":"HOME DEPOT INC","titleOfClass":"COM","cusip":"437076102","value":397088,"shares":1126,"shareType":"SH","priorValue":332745,"priorShares":1012},{"issuer":"ADVANCED MICRO DEVICES INC","titleOfClass":"COM","cusip":"007903107","value":393443,"shares":677,"shareType":"SH"},{"issuer":"MCDONALDS CORP","titleOfClass":"COM","cusip":"580135101","value":390474,"shares":1445,"shareType":"SH","priorValue":446489,"priorShares":1436},{"issuer":"SPDR SERIES TRUST","titleOfClass":"ST STR P400MID","cusip":"78464A847","value":390120,"shares":5774,"shareType":"SH","priorValue":336977,"priorShares":5690},{"issuer":"VANGUARD WHITEHALL FDS","titleOfClass":"HIGH DIV YLD","cusip":"921946406","value":386253,"shares":2444,"shareType":"SH","priorValue":361966,"priorShares":2444},{"issuer":"NETFLIX INC.","titleOfClass":"COM","cusip":"64110L106","value":375828,"shares":5264,"shareType":"SH","priorValue":528700,"priorShares":5499},{"issuer":"UNILEVER PLC","titleOfClass":"SPON ADR NEW","cusip":"904767803","value":367033,"shares":6105,"shareType":"SH","priorValue":357847,"priorShares":6281},{"issuer":"VISA INC","titleOfClass":"COM CL A","cusip":"92826C839","value":346587,"shares":1010,"shareType":"SH","priorValue":336721,"priorShares":1114},{"issuer":"COLGATE PALMOLIVE CO","titleOfClass":"COM","cusip":"194162103","value":343458,"shares":3746,"shareType":"SH","priorValue":313664,"priorShares":3680},{"issuer":"ISHARES TR","titleOfClass":"NATIONAL MUN ETF","cusip":"464288414","value":338691,"shares":3147,"shareType":"SH","priorValue":333195,"priorShares":3139},{"issuer":"PEPSICO INC","titleOfClass":"COM","cusip":"713448108","value":331800,"shares":2451,"shareType":"SH","priorValue":393762,"priorShares":2536},{"issuer":"PERELLA WEINBERG PARTNERS","titleOfClass":"CLASS A COM","cusip":"71367G102","value":327382,"shares":20513,"shareType":"SH","priorValue":370863,"priorShares":20422},{"issuer":"SYSCO CORP","titleOfClass":"COM","cusip":"871829107","value":318858,"shares":3815,"shareType":"SH","priorValue":271910,"priorShares":3812},{"issuer":"AMERICAN CENTY ETF TR","titleOfClass":"US LARGE CAP VLU","cusip":"025072349","value":317787,"shares":3484,"shareType":"SH","priorValue":280856,"priorShares":3484},{"issuer":"SOLVENTUM CORP","titleOfClass":"COM SHS","cusip":"83444M101","value":310297,"shares":4022,"shareType":"SH","priorValue":260547,"priorShares":3990},{"issuer":"CARRIER GLOBAL CORPORATION","titleOfClass":"COM","cusip":"14448C104","value":304926,"shares":4157,"shareType":"SH","priorValue":233352,"priorShares":4144},{"issuer":"SELECT SECTOR SPDR TR","titleOfClass":"ST STR TECHN ETF","cusip":"81369Y803","value":304098,"shares":1596,"shareType":"SH","priorValue":245757,"priorShares":1849},{"issuer":"VERTIV HOLDINGS CO","titleOfClass":"COM CL A","cusip":"92537N108","value":303348,"shares":906,"shareType":"SH","priorValue":223228,"priorShares":891},{"issuer":"FS KKR CAP CORP","titleOfClass":"COM","cusip":"302635206","value":298323,"shares":28412,"shareType":"SH","priorValue":289231,"priorShares":28412},{"issuer":"TORONTO DOMINION BK ONT","titleOfClass":"COM NEW","cusip":"891160509","value":287061,"shares":2364,"shareType":"SH","priorValue":220585,"priorShares":2364},{"issuer":"PHILIP MORRIS INTL INC","titleOfClass":"COM","cusip":"718172109","value":275623,"shares":1524,"shareType":"SH","priorValue":264259,"priorShares":1598},{"issuer":"ENTERPRISE PRODS PARTNERS L","titleOfClass":"COM","cusip":"293792107","value":271002,"shares":7372,"shareType":"SH","priorValue":278679,"priorShares":7365},{"issuer":"WESTERN DIGITAL CORP","titleOfClass":"COM","cusip":"958102105","value":270859,"shares":424,"shareType":"SH"},{"issuer":"THE CIGNA GROUP","titleOfClass":"COM","cusip":"125523100","value":270423,"shares":981,"shareType":"SH","priorValue":262401,"priorShares":983},{"issuer":"CORNING INC","titleOfClass":"COM","cusip":"219350105","value":268288,"shares":1050,"shareType":"SH"},{"issuer":"TJX COS INC NEW","titleOfClass":"COM","cusip":"872540109","value":264621,"shares":1747,"shareType":"SH","priorValue":287381,"priorShares":1800},{"issuer":"VERIZON COMMUNICATIONS INC","titleOfClass":"COM","cusip":"92343V104","value":264078,"shares":6237,"shareType":"SH","priorValue":477745,"priorShares":9517},{"issuer":"AMGEN INC","titleOfClass":"COM","cusip":"031162100","value":258755,"shares":715,"shareType":"SH","priorValue":265459,"priorShares":754},{"issuer":"KLA CORP","titleOfClass":"COM NEW","cusip":"482480100","value":255603,"shares":847,"shareType":"SH"},{"issuer":"EATON CORP PLC","titleOfClass":"SHS","cusip":"G29183103","value":254842,"shares":598,"shareType":"SH","priorValue":201025,"priorShares":562},{"issuer":"LAM RESEARCH CORP","titleOfClass":"COM NEW","cusip":"512807306","value":250052,"shares":577,"shareType":"SH"},{"issuer":"ECOLAB INC","titleOfClass":"COM","cusip":"278865100","value":249389,"shares":895,"shareType":"SH","priorValue":245565,"priorShares":923},{"issuer":"ORACLE CORP","titleOfClass":"COM","cusip":"68389X105","value":248807,"shares":1698,"shareType":"SH","priorValue":262237,"priorShares":1783},{"issuer":"J P MORGAN EXCHANGE TRADED F","titleOfClass":"INTL BD OPP ETF","cusip":"46641Q852","value":248640,"shares":5143,"shareType":"SH","priorValue":244939,"priorShares":5122},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"INTL SMALL CAP V","cusip":"25434V781","value":248601,"shares":6195,"shareType":"SH","priorValue":240733,"priorShares":6104},{"issuer":"QUEST DIAGNOSTICS INC","titleOfClass":"COM","cusip":"74834L100","value":243531,"shares":1149,"shareType":"SH","priorValue":224201,"priorShares":1144},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"US REAL ESTA ETF","cusip":"25434V823","value":234106,"shares":8949,"shareType":"SH","priorValue":246882,"priorShares":10439},{"issuer":"SPROTT ASSET MANAGEMENT LP","titleOfClass":"PHYSICAL GOLD AN","cusip":"85208R101","value":229749,"shares":5711,"shareType":"SH","priorValue":272523,"priorShares":5711},{"issuer":"SANDISK CORP","titleOfClass":"COM","cusip":"80004C200","value":227373,"shares":100,"shareType":"SH"},{"issuer":"DIMENSIONAL ETF TRUST","titleOfClass":"WORLD EX US CORE","cusip":"25434V880","value":212591,"shares":5771,"shareType":"SH","priorValue":217073,"priorShares":6390},{"issuer":"VANECK ETF TRUST","titleOfClass":"SEMICONDUCTR ETF","cusip":"92189F676","value":211852,"shares":323,"shareType":"SH"},{"issuer":"ANALOG DEVICES INC","titleOfClass":"COM","cusip":"032654105","value":210281,"shares":529,"shareType":"SH"},{"issuer":"MASTERCARD INCORPORATED","titleOfClass":"CL A","cusip":"57636Q104","value":207863,"shares":405,"shareType":"SH"},{"issuer":"BLACKROCK INC","titleOfClass":"COM","cusip":"09290D101","value":207328,"shares":216,"shareType":"SH","priorValue":202535,"priorShares":211},{"issuer":"L3HARRIS TECHNOLOGIES INC","titleOfClass":"COM","cusip":"502431109","value":204668,"shares":704,"shareType":"SH","priorValue":243762,"priorShares":706},{"issuer":"ABBVIE INC","titleOfClass":"COM","cusip":"00287Y109","value":204007,"shares":811,"shareType":"SH"},{"issuer":"AMERICAN ELEC PWR CO INC","titleOfClass":"COM","cusip":"025537101","value":203769,"shares":1489,"shareType":"SH"},{"issuer":"VANGUARD MUN BD FDS","titleOfClass":"TAX EXEMPT BD","cusip":"922907746","value":201694,"shares":3988,"shareType":"SH"},{"issuer":"ISHARES TR","titleOfClass":"0-3 MTH TREASURY","cusip":"46436E718","value":201492,"shares":2002,"shareType":"SH","priorValue":200507,"priorShares":1992},{"issuer":"PAYONEER GLOBAL INC","titleOfClass":"COM","cusip":"70451X104","value":124436,"shares":17477,"shareType":"SH","priorValue":84414,"priorShares":17477},{"issuer":"EMPIRE ST RLTY OP L P","titleOfClass":"UNIT LTD PRTNSP","cusip":"292102100","value":91064,"shares":16408,"shareType":"SH","priorValue":82696,"priorShares":16408},{"issuer":"EMPIRE ST RLTY OP L P","titleOfClass":"UNIT LTD PRT 60","cusip":"292102209","value":78252,"shares":16474,"shareType":"SH","priorValue":86306,"priorShares":16474},{"issuer":"ANNOVIS BIO INC","titleOfClass":"COM","cusip":"03615A108","value":77389,"shares":41607,"shareType":"SH","priorValue":92784,"priorShares":41607}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}