{"url":"https://nivawealth.com/firms/wealth-navigation-140612","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/140612","regulatoryAum":446281743,"crd":"140612","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4512257","suffix":null,"lastName":"CANNON","firstName":"JOSEPH","middleName":"SCOTT"},{"crd":"4159340","suffix":null,"lastName":"CAPERTON","firstName":"JASON","middleName":"DONALD"},{"crd":"6710449","suffix":null,"lastName":"CLAYTON","firstName":"LARRY","middleName":"TROY"},{"crd":"6715557","suffix":null,"lastName":"Clayton","firstName":"Porter","middleName":null},{"crd":"5231886","suffix":null,"lastName":"FISHER","firstName":"ADAM","middleName":"CRAIG"},{"crd":"4966708","suffix":null,"lastName":"JONES","firstName":"MICHAEL","middleName":"SCOTT"},{"crd":"7872025","suffix":null,"lastName":"McDonald","firstName":"Tyson","middleName":null},{"crd":"8032719","suffix":null,"lastName":"Riggs","firstName":"Nathan","middleName":"McKell"},{"crd":"5213276","suffix":null,"lastName":"STOWELL","firstName":"SCOTT","middleName":null}],"total":9,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-29","regulatoryAum":193028173,"clients":582,"employees":7,"offices":2},{"filedOn":"2022-06-10","regulatoryAum":265742963,"clients":552,"employees":7,"offices":2},{"filedOn":"2023-06-02","regulatoryAum":258680189,"clients":713,"employees":6,"offices":2},{"filedOn":"2024-04-29","regulatoryAum":305164237,"clients":802,"employees":6,"offices":2},{"filedOn":"2025-03-27","regulatoryAum":367281893,"clients":794,"employees":12,"offices":2},{"filedOn":"2026-03-30","regulatoryAum":446281743,"clients":932,"employees":12,"offices":2}],"secFileNumber":"801-116880","legalName":"Wealth Navigation, LLC","displayName":"Wealth Navigation","slug":"wealth-navigation-140612","website":"https://oaklanewealth.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"xUrl":"https://x.com/WealthNav","founded":null,"organization":"Utah limited liability company","fiscalYearEnd":"December","headquarters":{"street":"1222 W. Legacy Crossing BLVD, Suite 6","city":"Centerville","state":"UT","stateName":"Utah","country":"United States","postalCode":"84014"},"tradeNames":["Edge Financial Advisors, LLC","Oak Lane Advisors","Oak Lane Wealth","Wealth Navigation Advisors"],"registration":{"secApproved":"28 June 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":415008.4521158129,"staff":{"employees":12,"advisory":8,"brokerDealerReps":0,"insuranceAgents":4,"promoters":2},"aum":{"regulatory":446281743,"discretionary":446214007,"discretionaryAccounts":2532,"nonDiscretionary":67736,"nonDiscretionaryAccounts":1,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":639,"regulatoryAum":70099593},{"label":"High-net-worth individuals","clients":259,"regulatoryAum":302577997},{"label":"Pension and profit-sharing plans","clients":27,"regulatoryAum":68290604},{"label":"Corporations and other businesses","clients":7,"regulatoryAum":5313549}],"feePrograms":[{"role":"main","program":"Standard asset management fee","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031479","versionId":1031479,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-03-30","documentName":"FORM ADV PART 2A BROCHURE","fee_rate_low":0.9,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Comprehensive financial planning","summary":"Planning is a fixed fee set in the planning contract, based on an approximate hourly rate of $250 to $300.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031479","versionId":1031479,"submittedOn":"2026-03-30","documentName":"FORM ADV PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:10:00.274145+00:00","documents":[{"name":"FORM ADV PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031479","versionId":1031479,"submittedOn":"2026-03-30"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":344601275}],"custodyNote":"Wealth Navigation has custody of $111M in client assets for 169 clients.","otherCustodians":[],"leadership":[{"name":"Michael Jones","title":"Chief Operating Officer / Chief Compliance Officer","crd":"4966708"},{"name":"Adam Fisher","title":"Managing Partner","crd":"5231886"}],"ownership":[{"label":"WN Holdings, LLC","detail":"Member in the 75% or more ownership band and a control person, since November 2008."},{"label":"Axis Family Holdings, LLC","detail":"Indirect owner: a managing member of WN Holdings, LLC in the 75% or more band and a control person, since January 2009.","parent":"WN Holdings, LLC"},{"label":"Adam Fisher","detail":"Indirect owner: a owner of The Adam Craig Fisher Trust in the 75% or more band and a control person, since January 2009.","parent":"The Adam Craig Fisher Trust"},{"label":"The Adam Craig Fisher Trust","detail":"Indirect owner: a owner of Axis Family Holdings, LLC in the 75% or more band and a control person, since January 2009.","parent":"Axis Family Holdings, LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"Idaho","offices":1,"addresses":[{"street":"3350 S. 15th E.","city":"Idaho Falls"}]},{"state":"Utah","offices":1,"addresses":[{"street":"1222 W. Legacy Crossing BLVD, Suite 6","city":"Centerville","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"801-335-8200","stateRegisteredReps":8,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":48},{"label":"U.S. government/agency bonds","percent":1},{"label":"U.S. state and local bonds","percent":2},{"label":"Investment grade corporate bonds","percent":5},{"label":"Securities issued by registered investment companies or business development companies","percent":20},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":12},{"label":"Cash and cash equivalents","percent":12}],"privateFunds":0},"sources":{"adv1FilingDate":"30 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/140612/PDF/140612.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031479","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Wealth Navigation have?","answer":"Wealth Navigation has 932 clients and manages $446 million for them, as of March 2026. They include 639 individual clients, 259 high-net-worth individuals, and 27 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Wealth Navigation offer?","answer":"Wealth Navigation provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Wealth Navigation charge?","answer":"Wealth Navigation charges 0.90%–1.25% a year for its Standard asset management fee. The fee is billed in arrears and is negotiable.","source":"FORM ADV PART 2A BROCHURE, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Wealth Navigation use?","answer":"Wealth Navigation’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $345M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Wealth Navigation have?","answer":"Wealth Navigation has 8 investment adviser representatives registered with state securities authorities, out of 12 employees, and 8 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Wealth Navigation invest in?","answer":"At the end of its last fiscal year, Wealth Navigation’s separately managed accounts held 48% exchange-traded equities, 20% registered funds (mutual funds, ETFs, BDCs), 12% pooled vehicles (private funds and similar), 12% cash and equivalents, 5% investment grade corporate bonds, 2% state and local bonds and 1% U.S. government and agency bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Wealth Navigation?","answer":"Wealth Navigation is owned through a chain of holding companies by Adam Fisher. Its direct owner is WN Holdings, LLC (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Wealth Navigation get paid?","answer":"Wealth Navigation is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Wealth Navigation?","answer":"Wealth Navigation’s main office is at 1222 W. Legacy Crossing BLVD, Suite 6, Centerville, UT 84014. Its phone number is 801-335-8200. Its website is oaklanewealth.com.","source":"Form ADV Part 1A, Item 1.F, filed 30 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}