{"url":"https://nivawealth.com/firms/wealth-creation-management-group-300539","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/300539","regulatoryAum":106116250,"crd":"300539","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2438140","suffix":null,"lastName":"BARREIRO","firstName":"JOSEPH","middleName":"CHARLES"},{"crd":"5245671","suffix":null,"lastName":"VANDER PLAAT","firstName":"MARILYN","middleName":"LOUISE"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-01-14","regulatoryAum":60000000,"clients":130,"employees":2,"offices":1},{"filedOn":"2022-01-21","regulatoryAum":74000000,"clients":141,"employees":2,"offices":1},{"filedOn":"2023-02-03","regulatoryAum":65000000,"clients":141,"employees":2,"offices":1},{"filedOn":"2024-01-25","regulatoryAum":78498284,"clients":157,"employees":2,"offices":1},{"filedOn":"2025-02-05","regulatoryAum":95791416,"clients":153,"employees":2,"offices":1},{"filedOn":"2026-02-04","regulatoryAum":106116250,"clients":158,"employees":2,"offices":1}],"secFileNumber":"801-114788","legalName":"Wealth Creation Management Group LLC","displayName":"Wealth Creation Management Group","slug":"wealth-creation-management-group-300539","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"New York limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"6 March 2019","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":645517.5159235669,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":106116250,"discretionary":106116250,"discretionaryAccounts":267,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":1,"nonAumClients":2},"clientTypes":[{"label":"Individuals (other than HNW)","clients":136,"regulatoryAum":36486250},{"label":"High-net-worth individuals","clients":21,"regulatoryAum":64860000},{"label":"Corporations and other businesses","clients":1,"regulatoryAum":4770000}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"whole_balance","fee_tiers":[{"to":1000000,"pct":1.75,"from":0},{"to":null,"pct":1.1,"from":1000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006228","versionId":1006228,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-02-04","documentName":"FORM ADV2A","fee_rate_low":1.1,"fee_rate_high":1.75,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Assets Held Away","summary":"Assets held away from the firm are charged an annual advisory fee of no more than 1.10%, which is negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006228","versionId":1006228,"submittedOn":"2026-02-04","documentName":"FORM ADV2A"},{"role":"other","program":"Financial Planning","summary":"Financial planning is charged a flat fee between $250 and $1,000, billed 50% in advance with the balance due on plan delivery.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006228","versionId":1006228,"submittedOn":"2026-02-04","documentName":"FORM ADV2A"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:17:05.29189+00:00","documents":[{"name":"FORM ADV2A","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006228","versionId":1006228,"submittedOn":"2026-02-04"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":106116250}],"custodyNote":"Wealth Creation Management Group does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Joseph Barreiro","title":"Managing Member/Chief Compliance Officer/Investment Advisor Representative","crd":"2438140"},{"name":"Marilyn Vander Plaat","title":"Investment Advisor Representative/Memberpartner/CIO/CFO","crd":"5245671"}],"ownership":[{"label":"Joseph Barreiro","detail":"Managing member/chief compliance officer/investment advisor representative in the 50% to 75% ownership band and a control person, since January 2019."},{"label":"Marilyn Vander Plaat","detail":"Investment advisor representative/memberpartner/cio/cfo in the 25% to 50% ownership band and a control person, since February 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"845-774-1144","stateRegisteredReps":2,"otherAdviserReps":2,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Educational seminars/workshops"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":40},{"label":"Securities issued by registered investment companies or business development companies","percent":55},{"label":"Cash and cash equivalents","percent":5}],"privateFunds":0},"sources":{"adv1FilingDate":"4 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/300539/PDF/300539.pdf","brochureDate":"4 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1006228","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Wealth Creation Management Group have?","answer":"Wealth Creation Management Group has 158 clients and manages $106 million for them, as of February 2026. They include 136 individual clients, 21 high-net-worth individuals and 1 corporate or other business client.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Wealth Creation Management Group offer?","answer":"Wealth Creation Management Group provides financial planning, portfolio management for individuals and small businesses, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Wealth Creation Management Group charge?","answer":"Wealth Creation Management Group charges 1.10%–1.75% a year for its Asset Management. The whole portfolio is charged at the rate of its band. The fee is billed in advance and is negotiable.","source":"FORM ADV2A, filed 4 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Wealth Creation Management Group use?","answer":"Wealth Creation Management Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $106M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Wealth Creation Management Group have?","answer":"Wealth Creation Management Group has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Wealth Creation Management Group invest in?","answer":"At the end of its last fiscal year, Wealth Creation Management Group’s separately managed accounts held 55% registered funds (mutual funds, ETFs, BDCs), 40% exchange-traded equities and 5% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Wealth Creation Management Group?","answer":"Wealth Creation Management Group’s direct owners are Joseph Barreiro (50% to 75%) and Marilyn Vander Plaat (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 4 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Wealth Creation Management Group get paid?","answer":"Wealth Creation Management Group is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Wealth Creation Management Group?","answer":"Its phone number is 845-774-1144.","source":"Form ADV Part 1A, Item 1.F, filed 4 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}