{"url":"https://nivawealth.com/firms/wealth-compass-financial-290139","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/290139","regulatoryAum":115401312,"crd":"290139","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"3255143","suffix":null,"lastName":"LENHOFF","firstName":"TOD","middleName":"LEIGHTON"},{"crd":"6320555","suffix":null,"lastName":"NUCKOLS","firstName":"STEVEN","middleName":"THOMAS"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-134778","legalName":"Wealth Compass Financial, Inc.","displayName":"Wealth Compass Financial","slug":"wealth-compass-financial-290139","website":"https://wealthcompass.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/290139/aec6990c929e1976-r1.webp","tone":"dark","width":829,"height":200,"sourceUrl":"https://wealthcompass.com/","sourceLabel":"Wealth 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FINANCIAL FORM ADV PART 2A DISCLOSURE BROCHURE","fee_rate_low":0.75,"fee_rate_high":1.5,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:54:30.556425+00:00","documents":[{"name":"2026 04 27 WEALTH COMPASS FINANCIAL FORM ADV PART 2A DISCLOSURE BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042920","versionId":1042920,"submittedOn":"2026-04-27"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":18293215},{"name":"Fidelity Investments","shortName":"Fidelity","location":"Covington, KY","smaAssets":96961398}],"custodyNote":"Wealth Compass Financial does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Steven Nuckols","title":"President & Chief Compliance Officer","crd":"6320555"}],"ownership":[{"label":"Steven Nuckols","detail":"President & chief compliance officer in the 75% or more ownership band and a control person, since September 2017."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"foreignOffices":[],"officesByState":[{"state":"California","offices":2,"addresses":[{"street":"5860 Owens Avenue, Suite 100","city":"Carlsbad","headquarters":true},{"street":"940 Canterbury Place","city":"Escondido"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"760-509-4000","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":9},{"label":"Securities issued by registered investment companies or business development companies","percent":80},{"label":"Cash and cash equivalents","percent":11}],"privateFunds":0},"sources":{"adv1FilingDate":"27 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/290139/PDF/290139.pdf","brochureDate":"27 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042920","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Wealth Compass Financial have?","answer":"Wealth Compass Financial has 251 clients and manages $115 million for them, as of April 2026. They include 198 individual clients, 38 high-net-worth individuals, and 15 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Wealth Compass Financial offer?","answer":"Wealth Compass Financial provides portfolio management for individuals and small businesses and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Wealth Compass Financial charge?","answer":"Wealth Compass Financial charges 0.75%–1.50% a year for its Portfolio Management Fees. The fee is billed in arrears and is negotiable.","source":"2026 04 27 WEALTH COMPASS FINANCIAL FORM ADV PART 2A DISCLOSURE BROCHURE, filed 27 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Wealth Compass Financial use?","answer":"Wealth Compass Financial’s separately managed account assets are held at Fidelity Investments (Covington, KY), with $97M and Charles Schwab & Co., Inc. (San Francisco, CA), with $18.3M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Wealth Compass Financial have?","answer":"Wealth Compass Financial has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Wealth Compass Financial invest in?","answer":"At the end of its last fiscal year, Wealth Compass Financial’s separately managed accounts held 80% registered funds (mutual funds, ETFs, BDCs), 11% cash and equivalents and 9% exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Wealth Compass Financial?","answer":"Wealth Compass Financial’s direct owner is Steven Nuckols (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 27 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Wealth Compass Financial get paid?","answer":"Wealth Compass Financial is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Wealth Compass Financial?","answer":"Wealth Compass Financial’s main office is at 5860 Owens Avenue, Suite 100, Carlsbad, CA 92008. Its phone number is 760-509-4000. Its website is wealthcompass.com.","source":"Form ADV Part 1A, Item 1.F, filed 27 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}