{"url":"https://nivawealth.com/firms/waypoint-wealth-management-155574","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/155574","regulatoryAum":242454876,"crd":"155574","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"3083659","suffix":null,"lastName":"DIXON","firstName":"PETER","middleName":"DAVID"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-01","regulatoryAum":172199553,"clients":210,"employees":4,"offices":2},{"filedOn":"2022-07-11","regulatoryAum":191286596,"clients":205,"employees":4,"offices":2},{"filedOn":"2023-02-06","regulatoryAum":169693007,"clients":210,"employees":4,"offices":2},{"filedOn":"2024-07-31","regulatoryAum":193636840,"clients":209,"employees":4,"offices":2},{"filedOn":"2025-02-18","regulatoryAum":209069908,"clients":205,"employees":3,"offices":2},{"filedOn":"2026-08-05","regulatoryAum":242454876,"clients":207,"employees":1,"offices":1}],"secFileNumber":"801-110641","legalName":"Waypoint Wealth Management, LLC","displayName":"Waypoint Wealth Management","slug":"waypoint-wealth-management-155574","website":"https://waypointwm.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/waypoint-wealth-management-advisors/about/","xUrl":"https://twitter.com/waypointwmmd","founded":"2010","organization":"Maryland limited liability company","fiscalYearEnd":"December","headquarters":{"street":"9515 Deereco Road, Suite 1001","city":"Timonium","state":"MD","stateName":"Maryland","country":"United States","postalCode":"21093"},"tradeNames":[],"registration":{"secApproved":"31 May 2017","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1173231.044117647,"staff":{"employees":1,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":242454876,"discretionary":242454876,"discretionaryAccounts":555,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":132,"regulatoryAum":60002908},{"label":"High-net-worth individuals","clients":72,"regulatoryAum":179336225},{"label":"Corporations and other businesses","clients":3,"regulatoryAum":3115743}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"marginal","fee_tiers":[{"to":500000,"pct":1.25,"from":0},{"to":1000000,"pct":1,"from":500000},{"to":2000000,"pct":0.9,"from":1000000},{"to":3000000,"pct":0.8,"from":2000000},{"to":5000000,"pct":0.7,"from":3000000},{"to":null,"pct":0.6,"from":5000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053997","versionId":1053997,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-08-05","documentName":"WAYPOINT WEALTH MANAGEMENT LLC FORM ADV PART 2","fee_rate_low":0.6,"fee_rate_high":1.25,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":10000},{"role":"other","program":"Financial Planning Services","summary":"Fixed fee, typically $1,800 to $7,500 depending on the nature and complexity of the engagement; 50% of the estimate may be due on signing.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053997","versionId":1053997,"submittedOn":"2026-08-05","documentName":"WAYPOINT WEALTH MANAGEMENT LLC FORM ADV PART 2"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T14:14:29.692916+00:00","documents":[{"name":"WAYPOINT WEALTH MANAGEMENT LLC FORM ADV PART 2","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053997","versionId":1053997,"submittedOn":"2026-08-05"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":238832272}],"custodyNote":"Waypoint Wealth Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Peter Dixon","title":"Managing Member / Chief Compliance Officer","crd":"3083659"},{"name":"Victoria Dixon","title":"Managing Member","crd":"3181579"}],"ownership":[{"label":"Victoria Dixon","detail":"Managing member in the 5% to 10% ownership band, since December 2025."},{"label":"Peter Dixon","detail":"Managing member / chief compliance officer in the 75% or more ownership band and a control person, since October 2016."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Maryland","offices":1,"addresses":[{"street":"9515 Deereco Road, Suite 1001","city":"Timonium","headquarters":true}]}],"brochureServices":["education planning","estate planning","insurance","tax planning"],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"410-561-3994","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"1-10","assetMix":[{"label":"Exchange-traded equity securities","percent":3},{"label":"U.S. government/agency bonds","percent":8},{"label":"U.S. state and local bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":74},{"label":"Cash and cash equivalents","percent":12},{"label":"Other","percent":1,"detail":"Variable Annuity."}],"privateFunds":0},"sources":{"adv1FilingDate":"5 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/155574/PDF/155574.pdf","brochureDate":"5 August 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1053997","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Waypoint Wealth Management have?","answer":"Waypoint Wealth Management has 207 clients and manages $242 million for them, as of August 2026. They include 132 individual clients, 72 high-net-worth individuals, and 3 corporations and other businesses.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 5 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Waypoint Wealth Management offer?","answer":"Waypoint Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, education planning, estate planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Waypoint Wealth Management charge?","answer":"Waypoint Wealth Management charges 0.60%–1.25% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $10,000 annual minimum.","source":"WAYPOINT WEALTH MANAGEMENT LLC FORM ADV PART 2, filed 5 August 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Waypoint Wealth Management use?","answer":"Waypoint Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $239M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Waypoint Wealth Management have?","answer":"Waypoint Wealth Management has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Waypoint Wealth Management invest in?","answer":"At the end of its last fiscal year, Waypoint Wealth Management’s separately managed accounts held 74% registered funds (mutual funds, ETFs, BDCs), 12% cash and equivalents, 8% U.S. government and agency bonds, 3% exchange-traded equities, 2% state and local bonds and 1% other. The 1% other category is described as: Variable Annuity.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Waypoint Wealth Management?","answer":"Waypoint Wealth Management’s direct owners are Victoria Dixon (5% to 10%) and Peter Dixon (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 5 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Waypoint Wealth Management get paid?","answer":"Waypoint Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Waypoint Wealth Management?","answer":"Waypoint Wealth Management’s main office is at 9515 Deereco Road, Suite 1001, Timonium, MD 21093. Its phone number is 410-561-3994. Its website is waypointwm.com.","source":"Form ADV Part 1A, Item 1.F, filed 5 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}