{"url":"https://nivawealth.com/firms/waterford-capital-investment-advisory-services-144172","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/144172","regulatoryAum":228453367,"crd":"144172","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2143494","suffix":null,"lastName":"OCONNOR","firstName":"DAVID","middleName":"PATRICK"},{"crd":"2942225","suffix":null,"lastName":"PIOTROWSKI","firstName":"DAVID","middleName":"MICHAEL"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-05-03","regulatoryAum":126100000,"clients":90,"employees":1,"offices":1},{"filedOn":"2022-03-30","regulatoryAum":143700000,"clients":90,"employees":3,"offices":1},{"filedOn":"2023-03-15","regulatoryAum":131097000,"clients":94,"employees":3,"offices":1},{"filedOn":"2024-03-14","regulatoryAum":150144000,"clients":94,"employees":3,"offices":1},{"filedOn":"2025-03-18","regulatoryAum":171417575,"clients":106,"employees":3,"offices":1},{"filedOn":"2026-03-18","regulatoryAum":228453367,"clients":110,"employees":3,"offices":1}],"secFileNumber":"801-108907","legalName":"Waterford Capital Investment Advisory Services LLC","displayName":"Waterford Capital Investment Advisory Services","slug":"waterford-capital-investment-advisory-services-144172","website":"https://waterfordcapital.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":"2007","organization":"Texas limited liability company","fiscalYearEnd":"December","headquarters":{"street":"14275 Midway Road, Suite 138","city":"Addison","state":"TX","stateName":"Texas","country":"United States","postalCode":"75001"},"tradeNames":[],"registration":{"secApproved":"23 January 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CAPITAL INVESTMENT ADVISORY SERVICES BROCHURE 3.18.26","fee_rate_low":1,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T13:35:26.249515+00:00","documents":[{"name":"WATERFORD CAPITAL INVESTMENT ADVISORY SERVICES BROCHURE 3.18.26","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020814","versionId":1020814,"submittedOn":"2026-03-18"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":228000000}],"custodyNote":"Waterford Capital Investment Advisory Services does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"David Oconnor","title":"Managing Member, President and Chief Compliance Officer","crd":"2143494"}],"ownership":[{"label":"David Oconnor","detail":"Managing member, president and chief compliance officer in the 75% or more ownership band and a control person, since May 2007."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Texas","offices":1,"addresses":[{"street":"14275 Midway Road, Suite 138","city":"Addison","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"214-363-6920","stateRegisteredReps":0,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Portfolio management for individuals and/or small businesses"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":75},{"label":"Cash and cash equivalents","percent":25}],"privateFunds":0},"sources":{"adv1FilingDate":"18 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/144172/PDF/144172.pdf","brochureDate":"18 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1020814","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Waterford Capital Investment Advisory Services have?","answer":"Waterford Capital Investment Advisory Services has 110 clients and manages $228 million for them, as of March 2026. They include 82 individual clients, 27 high-net-worth individuals and 1 banking or thrift institution.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Waterford Capital Investment Advisory Services offer?","answer":"Waterford Capital Investment Advisory Services provides portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Waterford Capital Investment Advisory Services charge?","answer":"Waterford Capital Investment Advisory Services charges 1.00% for its Standard investment management fee. The brochure does not state whether the rate is annual. The fee is billed in arrears and is negotiable.","source":"WATERFORD CAPITAL INVESTMENT ADVISORY SERVICES BROCHURE 3.18.26, filed 18 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Waterford Capital Investment Advisory Services use?","answer":"Waterford Capital Investment Advisory Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $228M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Waterford Capital Investment Advisory Services have?","answer":"Waterford Capital Investment Advisory Services has 0 investment adviser representatives registered with state securities authorities, out of 3 employees, and 1 perform investment advisory functions. 3 employees are registered representatives of a broker-dealer and 0 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Waterford Capital Investment Advisory Services invest in?","answer":"At the end of its last fiscal year, Waterford Capital Investment Advisory Services’ separately managed accounts held 75% exchange-traded equities and 25% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Waterford Capital Investment Advisory Services?","answer":"Waterford Capital Investment Advisory Services’ direct owner is David Oconnor (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Waterford Capital Investment Advisory Services get paid?","answer":"Waterford Capital Investment Advisory Services is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Waterford Capital Investment Advisory Services?","answer":"Waterford Capital Investment Advisory Services’ main office is at 14275 Midway Road, Suite 138, Addison, TX 75001. Its phone number is 214-363-6920. Its website is waterfordcapital.com.","source":"Form ADV Part 1A, Item 1.F, filed 18 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}