{"url":"https://nivawealth.com/firms/washington-financial-group-132369","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/132369","regulatoryAum":119042191,"crd":"132369","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2130828","suffix":null,"lastName":"SIRHAL","firstName":"HUMAM","middleName":"KHALIL"},{"crd":"7239416","suffix":null,"lastName":"Sirhal","firstName":"Laura","middleName":"Emily"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136644","legalName":"Washington Financial Group, Inc.","displayName":"Washington Financial Group","slug":"washington-financial-group-132369","website":"https://washingtonfinancialgroup.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Delaware corporation","fiscalYearEnd":"December","headquarters":{"street":"832 Main Street, 2nd Floor","city":"Osterville","state":"MA","stateName":"Massachusetts","country":"United States","postalCode":"02655"},"tradeNames":[],"registration":{"secApproved":"2 July 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":558883.5258215963,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":119042191,"discretionary":118984583,"discretionaryAccounts":707,"nonDiscretionary":57608,"nonDiscretionaryAccounts":3,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":152,"regulatoryAum":38491859},{"label":"High-net-worth individuals","clients":61,"regulatoryAum":80550332}],"feePrograms":[{"role":"other","program":"Financial planning and advisory services","summary":"Planning analysis is billed at $200 an hour and other advisory and administrative services at $150 an hour, or as a negotiable flat fee.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049123","versionId":1049123,"submittedOn":"2026-06-22","documentName":"WASHINGTON FINANCIAL GROUP, INC."}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T13:09:23.892036+00:00","documents":[{"name":"WASHINGTON FINANCIAL GROUP, INC.","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049123","versionId":1049123,"submittedOn":"2026-06-22"}]},"custodians":[],"custodyNote":"Washington Financial Group does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Humam Sirhal","title":"President & CCO","crd":"2130828"},{"name":"Rebecca Sirhal","title":"Treasurer","crd":"7251712"}],"ownership":[{"label":"Humam Sirhal","detail":"President & cco in the 50% to 75% ownership band and a control person, since June 1997."},{"label":"Rebecca Sirhal","detail":"Treasurer in the 25% to 50% ownership band and a control person, since April 2021."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":3,"privateResidences":3},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Massachusetts","offices":1,"addresses":[{"street":"832 Main Street, 2nd Floor","city":"Osterville","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"508-420-8341","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)","Commissions"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)","Other"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":37},{"label":"Securities issued by registered investment companies or business development companies","percent":62},{"label":"Cash and cash equivalents","percent":1}],"privateFunds":0},"sources":{"adv1FilingDate":"6 July 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/132369/PDF/132369.pdf","brochureDate":"22 June 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1049123","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Washington Financial Group have?","answer":"Washington Financial Group has 213 clients and manages $119 million for them, as of July 2026. They include 152 individual clients and 61 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 July 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Washington Financial Group offer?","answer":"Washington Financial Group provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How many financial advisors does Washington Financial Group have?","answer":"Washington Financial Group has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Washington Financial Group invest in?","answer":"At the end of its last fiscal year, Washington Financial Group’s separately managed accounts held 62% registered funds (mutual funds, ETFs, BDCs), 37% exchange-traded equities and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Washington Financial Group?","answer":"Washington Financial Group’s direct owners are Humam Sirhal (50% to 75%) and Rebecca Sirhal (25% to 50%).","source":"Form ADV Part 1A, Schedules A and B, filed 6 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Washington Financial Group get paid?","answer":"Washington Financial Group is paid through a percentage of assets under management, hourly charges, fixed fees and commissions. Its Form ADV lists no performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Washington Financial Group?","answer":"Washington Financial Group’s main office is at 832 Main Street, 2nd Floor, Osterville, MA 02655. Its phone number is 508-420-8341. Its website is washingtonfinancialgroup.com.","source":"Form ADV Part 1A, Item 1.F, filed 6 July 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}