{"url":"https://nivawealth.com/firms/walker-financial-services-145457","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/145457","regulatoryAum":373667468,"crd":"145457","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6864936","suffix":null,"lastName":"Hughes","firstName":"Heather","middleName":"Anne"},{"crd":"7236651","suffix":null,"lastName":"Jurgens","firstName":"Carl","middleName":"William"},{"crd":"7100697","suffix":null,"lastName":"Reagan","firstName":"Timothy","middleName":"J"},{"crd":"1903416","suffix":null,"lastName":"WALKER","firstName":"PHILLIP","middleName":"ANTHONY"},{"crd":"7296682","suffix":null,"lastName":"Walker","firstName":"Wesley","middleName":"Ryan"}],"total":5,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-24","regulatoryAum":127422784,"clients":1059,"employees":11,"offices":3},{"filedOn":"2022-05-12","regulatoryAum":184562312,"clients":1663,"employees":11,"offices":3},{"filedOn":"2023-07-27","regulatoryAum":189775440,"clients":1878,"employees":12,"offices":3},{"filedOn":"2024-04-12","regulatoryAum":239332002,"clients":2148,"employees":14,"offices":4},{"filedOn":"2025-06-09","regulatoryAum":312825099,"clients":2711,"employees":17,"offices":3},{"filedOn":"2026-09-01","regulatoryAum":373667468,"clients":1828,"employees":17,"offices":3}],"secFileNumber":"801-120466","legalName":"Walker Financial Services, Inc.","displayName":"Walker Financial Services","slug":"walker-financial-services-145457","website":"https://tonywalkerfinancial.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Kentucky corporation","fiscalYearEnd":"December","headquarters":{"street":"2451 Industrial Drive","city":"Bowling Green","state":"KY","stateName":"Kentucky","country":"United States","postalCode":"42101"},"tradeNames":["Tonywalkerfinancial.com","Walker Financial Services"],"registration":{"secApproved":"5 March 2021","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":204413.27571115975,"staff":{"employees":17,"advisory":4,"brokerDealerReps":0,"insuranceAgents":4,"promoters":0},"aum":{"regulatory":373667468,"discretionary":373667468,"discretionaryAccounts":2754,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":250},"clientTypes":[{"label":"Individuals (other than HNW)","clients":1772,"regulatoryAum":330959115},{"label":"High-net-worth individuals","clients":56,"regulatoryAum":42708353}],"feePrograms":[{"role":"main","program":"Investment Management Services","feeBasis":"marginal","fee_tiers":[{"to":50000,"pct":1.25,"from":0},{"to":500000,"pct":0.8,"from":50000},{"to":1000000,"pct":0.6,"from":500000},{"to":null,"pct":0.4,"from":1000000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1056708","versionId":1056708,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-09-01","documentName":"WALKER FINANCIAL SERVICES, INC. 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They include 1,772 individual clients and 56 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 1 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Walker Financial Services offer?","answer":"Walker Financial Services provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Walker Financial Services charge?","answer":"Walker Financial Services charges 0.40%–1.25% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.","source":"WALKER FINANCIAL SERVICES, INC. ADV BROCHURE PART 2A, filed 1 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Walker Financial Services use?","answer":"Walker Financial Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $374M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Walker Financial Services have?","answer":"Walker Financial Services has 4 investment adviser representatives registered with state securities authorities, out of 17 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Walker Financial Services invest in?","answer":"At the end of its last fiscal year, Walker Financial Services’ separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 10% cash and equivalents, 5% exchange-traded equities and 1% high-yield corporate bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Walker Financial Services?","answer":"Walker Financial Services’ direct owner is Phillip Walker (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 1 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Walker Financial Services get paid?","answer":"Walker Financial Services is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Walker Financial Services registered with the SEC?","answer":"Yes, Walker Financial Services has been registered with the SEC as an investment adviser since 5 March 2021. Its CRD number is 145457 and its SEC file number is 801-120466.","source":"Form ADV Part 1A, Item 1, filed 1 September 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Walker Financial Services?","answer":"Walker Financial Services’ main office is at 2451 Industrial Drive, Bowling Green, KY 42101. Its phone number is 270-843-9380. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}