{"url":"https://nivawealth.com/firms/wager-wealth-management-and-financial-planning-285107","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/285107","regulatoryAum":152764456,"crd":"285107","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2286731","suffix":null,"lastName":"WAGER","firstName":"GLENN","middleName":"ADAM"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-24","regulatoryAum":127075383,"clients":138,"employees":3,"offices":1},{"filedOn":"2022-03-03","regulatoryAum":138759164,"clients":138,"employees":3,"offices":1},{"filedOn":"2023-03-14","regulatoryAum":120529185,"clients":137,"employees":3,"offices":1},{"filedOn":"2024-03-25","regulatoryAum":134390053,"clients":130,"employees":3,"offices":1},{"filedOn":"2025-02-07","regulatoryAum":143889457,"clients":122,"employees":3,"offices":1},{"filedOn":"2026-02-24","regulatoryAum":152764456,"clients":121,"employees":3,"offices":1}],"secFileNumber":"801-108404","legalName":"Wager Wealth Management and Financial Planning LLC","displayName":"Wager Wealth Management and Financial Planning","slug":"wager-wealth-management-and-financial-planning-285107","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Colorado limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"29 September 2016","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1262516.1652892563,"staff":{"employees":3,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":152764456,"discretionary":145232925,"discretionaryAccounts":467,"nonDiscretionary":7531531,"nonDiscretionaryAccounts":7,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":53,"regulatoryAum":19625950},{"label":"High-net-worth individuals","clients":68,"regulatoryAum":133138506}],"feePrograms":[{"role":"main","program":"Investment Management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011333","versionId":1011333,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-02-24","documentName":"PART 2A BROCHURE","fee_rate_low":0.5,"fee_rate_high":0.9,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":"annual","fee_minimum_annual":1000},{"role":"other","program":"Consulting","summary":"Consulting on a limited scope is negotiated and billed as services are rendered, at a maximum hourly fee of $300.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011333","versionId":1011333,"submittedOn":"2026-02-24","documentName":"PART 2A BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:34:19.544571+00:00","documents":[{"name":"PART 2A BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011333","versionId":1011333,"submittedOn":"2026-02-24"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":144071818}],"custodyNote":"Wager Wealth Management and Financial Planning has custody of $61.6M in client assets for 133 clients.","otherCustodians":[],"leadership":[{"name":"Glenn Wager","title":"Owner, Managing Member, Chief Compliance Officer","crd":"2286731"}],"ownership":[{"label":"Glenn Wager","detail":"Owner, managing member, chief compliance officer in the 75% or more ownership band and a control person, since August 2016."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"720-745-5010","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Other"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":9},{"label":"U.S. government/agency bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":80},{"label":"Cash and cash equivalents","percent":10},{"label":"Other","percent":1,"detail":"CDS"}],"privateFunds":0},"sources":{"adv1FilingDate":"24 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/285107/PDF/285107.pdf","brochureDate":"24 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1011333","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Wager Wealth Management and Financial Planning have?","answer":"Wager Wealth Management and Financial Planning has 121 clients and manages $153 million for them, as of February 2026. They include 68 high-net-worth individuals and 53 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Wager Wealth Management and Financial Planning offer?","answer":"Wager Wealth Management and Financial Planning provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Wager Wealth Management and Financial Planning charge?","answer":"Wager Wealth Management and Financial Planning charges 0.50%–0.90% a year for its Investment Management. The fee is billed in arrears, is negotiable and has a $1,000 annual minimum.","source":"PART 2A BROCHURE, filed 24 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Wager Wealth Management and Financial Planning use?","answer":"Wager Wealth Management and Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $144M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Wager Wealth Management and Financial Planning have?","answer":"Wager Wealth Management and Financial Planning has 1 investment adviser representative registered with state securities authorities, out of 3 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Wager Wealth Management and Financial Planning invest in?","answer":"At the end of its last fiscal year, Wager Wealth Management and Financial Planning’s separately managed accounts held 80% registered funds (mutual funds, ETFs, BDCs), 10% cash and equivalents, 9% exchange-traded equities, 2% U.S. government and agency bonds and 1% other. The 1% other category is described as: CDS.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Wager Wealth Management and Financial Planning?","answer":"Wager Wealth Management and Financial Planning’s direct owner is Glenn Wager (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Wager Wealth Management and Financial Planning get paid?","answer":"Wager Wealth Management and Financial Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Wager Wealth Management and Financial Planning?","answer":"Its phone number is 720-745-5010.","source":"Form ADV Part 1A, Item 1.F, filed 24 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}