{"url":"https://nivawealth.com/firms/voya-retirement-advisors-3989","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/3989","regulatoryAum":37473256343,"crd":"3989","secFileNumber":"801-57963","legalName":"Voya Retirement Advisors, LLC","displayName":"Voya Retirement Advisors","website":null,"founded":null,"organization":"New Jersey limited liability company","fiscalYearEnd":"December","headquarters":{"street":"One Orange Way","city":"Windsor","state":"CT","stateName":"Connecticut","country":"United States","postalCode":"06095"},"tradeNames":[],"registration":{"secApproved":"25 September 2000","noticeFilings":null,"latestNoticeFiling":null},"staff":{"employees":121,"advisory":121,"brokerDealerReps":121,"insuranceAgents":0,"promoters":0},"aum":{"discretionary":37473256343,"discretionaryAccounts":7672,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Banking or thrift institutions","clients":70,"regulatoryAum":2300486534},{"label":"State or municipal government entities","clients":175,"regulatoryAum":7286018935},{"label":"Corporations and other businesses","clients":7427,"regulatoryAum":27886750874}],"fees":[],"feeNotes":[],"custodians":[{"name":"Voya Instutional Trust Company","shortName":"Voya","location":"Windsor, CT","smaAssets":16056413452},{"name":"Northern Trust","shortName":"Northern Trust","location":"Chicago, IL","smaAssets":4384205581},{"name":"State Street Bank","shortName":"State Street Bank","location":"Boston, MA","smaAssets":6405242157},{"name":"Bank of New York Mellon","shortName":"Bank of New York Mellon","location":"Everett, MA","smaAssets":7547744568}],"custodyNote":"Voya Retirement Advisors has custody of client assets.","otherCustodians":[],"leadership":[{"name":"Chin Kuo","title":"Chief Financial Officer","crd":"8074170"},{"name":"Stephen Easton","title":"Chief Compliance Officer","crd":"3150168"},{"name":"Christopher Trovato","title":"Managing Director","crd":"2940055"}],"ownership":[{"label":"Voya Retirement Insurance and Annuity Company","detail":"Sole member of applicant in the 75% or more ownership band and a control person, since December 2019."},{"label":"Voya Financial, Inc.","detail":"Indirect owner: a shareholder of Voya Holdings, Inc. in the 75% or more band and a control person, since April 2014.","parent":"Voya Holdings, Inc."},{"label":"Voya Holdings, Inc.","detail":"Indirect owner: a parent of Voya Institutional Plan Services, LLC in the 75% or more band and a control person, since July 2008.","parent":"Voya Institutional Plan Services, LLC"}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":0},"listedOfficeAddresses":2,"officesByState":[{"state":"Connecticut","offices":1,"addresses":[{"street":"One Orange Way","city":"Windsor","headquarters":true}]},{"state":"Massachusetts","offices":1,"addresses":[{"street":"121 Seaport Boulevard","city":"Boston"}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"860-580-2817","stateRegisteredReps":121,"otherAdviserReps":18,"compensation":["A percentage of assets under management","Fixed fees (other than subscription fees)"],"activities":["Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"0","assetMix":[{"label":"Other","percent":100,"detail":"Defined Contribution Plan Assets Invested in Bank Issued Commingled Trust and Institutional Fund Investments."}],"privateFunds":0},"sources":{"adv1FilingDate":"6 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/3989/PDF/3989.pdf","brochureDate":null,"brochureUrl":null,"iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Voya Retirement Advisors have?","answer":"Voya Retirement Advisors has 7,672 clients and manages $37.5 billion for them, as of March 2026. They include 7,427 corporations and other businesses, 175 state or municipal government entities and 70 banking or thrift institutions.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Voya Retirement Advisors offer?","answer":"Voya Retirement Advisors provides portfolio management for individuals and small businesses and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Voya Retirement Advisors use?","answer":"Voya Retirement Advisors’ separately managed account assets are held at Voya Instutional Trust Company (Windsor, CT), with $16,056,413,452, Bank of New York Mellon (Everett, MA), with $7,547,744,568, State Street Bank (Boston, MA), with $6,405,242,157 and Northern Trust (Chicago, IL), with $4,384,205,581. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Voya Retirement Advisors have?","answer":"Voya Retirement Advisors has 121 investment adviser representatives registered with state securities authorities, out of 121 employees, and 121 perform investment advisory functions. 121 are registered representatives of a broker-dealer and 0 are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Voya Retirement Advisors invest in?","answer":"At the end of its last fiscal year, Voya Retirement Advisors’ separately managed accounts held 100% defined contribution plan assets invested in bank issued commingled trust and institutional fund investments.. It advises no private funds of its own.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Voya Retirement Advisors?","answer":"Voya Retirement Advisors is owned through a holding company by Voya Financial, Inc. Its direct owners are Voya Retirement Insurance and Annuity Company (75% or more) and Voya Holdings, Inc. (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Voya Retirement Advisors get paid?","answer":"Voya Retirement Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva Wealth is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}