{"url":"https://nivawealth.com/firms/volk-financial-311679","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/311679","regulatoryAum":116549001,"crd":"311679","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2301209","suffix":null,"lastName":"BARNES","firstName":"PATRICIA","middleName":null},{"crd":"6857674","suffix":null,"lastName":"Lamb","firstName":"Michelle","middleName":"Marie"},{"crd":"5946969","suffix":null,"lastName":"VOLK","firstName":"KIMBERLY","middleName":"LYNN"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136260","legalName":"Volk Financial LLC","displayName":"Volk Financial","slug":"volk-financial-311679","website":"https://maineadvisory.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Maine limited liability company","fiscalYearEnd":"December","headquarters":{"street":"358 U.S. Route 1, Suite 101","city":"Falmouth","state":"ME","stateName":"Maine","country":"United States","postalCode":"04105"},"tradeNames":[],"registration":{"secApproved":"14 May 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":655423.2613636364,"staff":{"employees":3,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":116549001,"discretionary":114225226,"discretionaryAccounts":524,"nonDiscretionary":2323775,"nonDiscretionaryAccounts":5,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":143,"regulatoryAum":50059032},{"label":"High-net-worth individuals","clients":33,"regulatoryAum":65295462},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":1194507}],"feePrograms":[{"role":"other","program":"Financial Consulting","summary":"Hourly financial consulting at $400 per hour, negotiated in advance; one-half of the estimated fee is billed in advance and one-half on completion.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058789","versionId":1058789,"submittedOn":"2026-09-23","documentName":"MAINE ADVISORY ASSOCIATES BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T16:48:18.055965+00:00","documents":[{"name":"MAINE ADVISORY ASSOCIATES BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058789","versionId":1058789,"submittedOn":"2026-09-23"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":116549001}],"custodyNote":"Volk Financial does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Kimberly Volk","title":"President, Managing Member, and Iar","crd":"5946969"},{"name":"Audra Dortch","title":"Chief Compliance Officer","crd":"8349007"}],"ownership":[{"label":"Kimberly Volk","detail":"President, managing member, and iar in the 75% or more ownership band and a control person, since March 2020."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":1,"privateResidences":1},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Maine","offices":1,"addresses":[{"street":"358 U.S. Route 1, Suite 101","city":"Falmouth","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"207-778-2250","stateRegisteredReps":3,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Portfolio management for individuals and/or small businesses","Other"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":91},{"label":"U.S. state and local bonds","percent":1},{"label":"Cash and cash equivalents","percent":8}],"privateFunds":0},"sources":{"adv1FilingDate":"23 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/311679/PDF/311679.pdf","brochureDate":"23 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1058789","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Volk Financial have?","answer":"Volk Financial has 176 clients and manages $117 million for them, as of September 2026. They include 143 individual clients and 33 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 23 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Volk Financial offer?","answer":"Volk Financial provides portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Volk Financial use?","answer":"Volk Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $117M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Volk Financial have?","answer":"Volk Financial has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Volk Financial invest in?","answer":"At the end of its last fiscal year, Volk Financial’s separately managed accounts held 91% exchange-traded equities, 8% cash and equivalents and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Volk Financial?","answer":"Volk Financial’s direct owner is Kimberly Volk (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 23 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Volk Financial get paid?","answer":"Volk Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Volk Financial?","answer":"Volk Financial’s main office is at 358 U.S. Route 1, Suite 101, Falmouth, ME 04105. Its phone number is 207-778-2250. Its website is maineadvisory.com.","source":"Form ADV Part 1A, Item 1.F, filed 23 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}