{"url":"https://nivawealth.com/firms/vilga-financial-planning-311166","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/311166","regulatoryAum":169313370,"crd":"311166","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"5952831","suffix":null,"lastName":"FALKOVICH","firstName":"YEVGENIY","middleName":null},{"crd":"6996781","suffix":null,"lastName":"LUCKIE","firstName":"AUSTIN","middleName":"JAMES"},{"crd":"5017961","suffix":null,"lastName":"SMOLYANSKIY","firstName":"IGOR","middleName":null}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-07-08","regulatoryAum":124656173,"clients":15,"employees":2,"offices":1},{"filedOn":"2026-03-24","regulatoryAum":169313370,"clients":19,"employees":2,"offices":1}],"secFileNumber":"801-132624","legalName":"Vilga Financial Planning LLC","displayName":"Vilga Financial Planning","slug":"vilga-financial-planning-311166","website":"https://vilga.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/311166/9e255d4a1108265a-r1.webp","tone":"light","width":727,"height":200,"sourceUrl":"https://www.vilga.com/","sourceLabel":"Vilga Financial Planning LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/vilga?trk=ppro_cprof","founded":null,"organization":"New Jersey limited liability company","fiscalYearEnd":"December","headquarters":{"street":"","city":"","state":"","stateName":"","country":"","postalCode":null},"tradeNames":[],"registration":{"secApproved":"30 April 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":null,"staff":{"employees":2,"advisory":2,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":169313370,"discretionary":169313370,"discretionaryAccounts":119,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":11},"clientTypes":[{"label":"Individuals (other than HNW)","clients":null,"fewerThan5":true,"regulatoryAum":1507557},{"label":"High-net-worth individuals","clients":19,"regulatoryAum":167805813}],"feePrograms":[{"role":"other","program":"One-Time Comprehensive Financial Plan","summary":"Fee ranges from $6,000 to $10,000, negotiable; half due at the start of the process.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025017","versionId":1025017,"submittedOn":"2026-03-24","documentName":"FORM ADV PART 2A & 2B"},{"role":"other","program":"Ongoing Comprehensive Financial Planning and Investment Management","summary":"Upfront fee of $3,000 plus an annual fee starting at $10,000 covering up to $3,000,000 under management; complexity-based above that. The annual fee is negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025017","versionId":1025017,"submittedOn":"2026-03-24","documentName":"FORM ADV PART 2A & 2B"},{"role":"other","program":"Project-Based Financial Planning","summary":"Hourly rate of $400 for limited-scope projects, possibly negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025017","versionId":1025017,"submittedOn":"2026-03-24","documentName":"FORM ADV PART 2A & 2B"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed_no_numerical_schedule","checkedAt":"2026-10-22T16:45:35.003874+00:00","documents":[{"name":"FORM ADV PART 2A & 2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025017","versionId":1025017,"submittedOn":"2026-03-24"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"San Francisco, CA","smaAssets":124656173}],"custodyNote":"Vilga Financial Planning has custody of $8.19M in client assets for 1 client.","otherCustodians":[],"leadership":[{"name":"Igor Smolyanskiy","title":"Owner & Chief Compliance Officer","crd":"5017961"}],"ownership":[{"label":"Igor Smolyanskiy","detail":"Owner & chief compliance officer in the 75% or more ownership band and a control person, since September 2020."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"201-300-6097","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":28},{"label":"U.S. government/agency bonds","percent":17},{"label":"Securities issued by registered investment companies or business development companies","percent":51},{"label":"Cash and cash equivalents","percent":4}],"privateFunds":0},"sources":{"adv1FilingDate":"24 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/311166/PDF/311166.pdf","brochureDate":"24 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1025017","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Vilga Financial Planning have?","answer":"Vilga Financial Planning has 19 clients and manages $169 million for them, as of March 2026. They include 19 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Vilga Financial Planning offer?","answer":"Vilga Financial Planning provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Vilga Financial Planning use?","answer":"Vilga Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $125M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 24 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Vilga Financial Planning have?","answer":"Vilga Financial Planning has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Vilga Financial Planning invest in?","answer":"At the end of its last fiscal year, Vilga Financial Planning’s separately managed accounts held 51% registered funds (mutual funds, ETFs, BDCs), 28% exchange-traded equities, 17% U.S. government and agency bonds and 4% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Vilga Financial Planning?","answer":"Vilga Financial Planning’s direct owner is Igor Smolyanskiy (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Vilga Financial Planning get paid?","answer":"Vilga Financial Planning is paid through hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Vilga Financial Planning?","answer":"Its phone number is 201-300-6097. Its website is vilga.com.","source":"Form ADV Part 1A, Item 1.F, filed 24 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}