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They include 49 high-net-worth individuals, 40 individual clients and 1 charitable organization.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 14 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Valued Retirements offer?","answer":"Valued Retirements provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Valued Retirements charge?","answer":"Valued Retirements charges 0.60%–1.00% a year for its Investment management. The fee is billed in arrears, is negotiable and has a $5,000 annual minimum.","source":"COVE WM ADV 2A 3-12-2026, filed 13 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Valued Retirements use?","answer":"Valued Retirements’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $167M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 14 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Valued Retirements have?","answer":"Valued Retirements has 3 investment adviser representatives registered with state securities authorities, out of 4 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Valued Retirements invest in?","answer":"At the end of its last fiscal year, Valued Retirements’ separately managed accounts held 62% registered funds (mutual funds, ETFs, BDCs), 21% exchange-traded equities, 8% state and local bonds, 8% cash and equivalents and 1% non-exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Valued Retirements?","answer":"Valued Retirements’ direct owners are Sarah Mizell, Cory Mizell and Malcolm Morris, each holding 50% or less.","source":"Form ADV Part 1A, Schedules A and B, filed 14 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Valued Retirements get paid?","answer":"Valued Retirements is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Valued Retirements?","answer":"Valued Retirements’ main office is at 710 North Post Oak Road, Suite 420, Houston, TX 77024-3894. Its phone number is 713-821-3243. 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