{"url":"https://nivawealth.com/firms/v-and-v-management-group-287468","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/287468","regulatoryAum":104755522,"crd":"287468","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"6297125","suffix":null,"lastName":"VARVARO","firstName":"STEVEN","middleName":"T."}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-02-01","regulatoryAum":51187545,"clients":40,"employees":2,"offices":2},{"filedOn":"2022-01-26","regulatoryAum":56212915,"clients":39,"employees":2,"offices":2},{"filedOn":"2023-02-06","regulatoryAum":57418512,"clients":41,"employees":2,"offices":2},{"filedOn":"2024-01-23","regulatoryAum":69497886,"clients":38,"employees":2,"offices":2},{"filedOn":"2025-01-31","regulatoryAum":76178943,"clients":47,"employees":1,"offices":1},{"filedOn":"2026-02-09","regulatoryAum":104755522,"clients":45,"employees":1,"offices":1}],"secFileNumber":"801-118152","legalName":"V&V Management Group Corporation","displayName":"V&V Management Group","slug":"v-and-v-management-group-287468","website":"https://fourcornersfincl.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"New York corporation","fiscalYearEnd":"December","headquarters":{"street":"150 Broadhollow Road, Suite 215","city":"Melville","state":"NY","stateName":"New York","country":"United States","postalCode":"11747"},"tradeNames":[],"registration":{"secApproved":"28 February 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2209076.4,"staff":{"employees":1,"advisory":1,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":104755522,"discretionary":97494468,"discretionaryAccounts":167,"nonDiscretionary":7261054,"nonDiscretionaryAccounts":8,"wrapProgram":null,"nonUsClientsPct":2,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":16,"regulatoryAum":6055668},{"label":"High-net-worth individuals","clients":29,"regulatoryAum":93352770},{"label":"Pension and profit-sharing plans","clients":null,"fewerThan5":true,"regulatoryAum":5347084}],"feePrograms":[{"role":"main","program":"Wealth management services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007379","versionId":1007379,"ratePeriod":"annual","fee_billing":"arrears","submittedOn":"2026-02-09","documentName":"FOUR CORNERS FINANCIAL DISCLOSURE BROCHURE, BROCHURE SUPPLEMENT AND PRIVACY POLICY","fee_rate_low":0.2,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Financial planning","summary":"One-time financial planning is charged hourly up to $300 per hour, or as a fixed fee based on the expected hours.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007379","versionId":1007379,"submittedOn":"2026-02-09","documentName":"FOUR CORNERS FINANCIAL DISCLOSURE BROCHURE, BROCHURE SUPPLEMENT AND PRIVACY POLICY"},{"role":"other","program":"Ongoing financial planning","summary":"Ongoing financial planning is charged an annual fee ranging from $2,500 to $10,000, which may be negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007379","versionId":1007379,"submittedOn":"2026-02-09","documentName":"FOUR CORNERS FINANCIAL DISCLOSURE BROCHURE, BROCHURE SUPPLEMENT AND PRIVACY POLICY"},{"role":"other","program":"Retirement plan advisory services","summary":"Retirement plan advisory is charged an annual asset-based fee of up to 0.60%, on a schedule from 0.60% to 0.30%, which may be negotiable.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007379","versionId":1007379,"submittedOn":"2026-02-09","documentName":"FOUR CORNERS FINANCIAL DISCLOSURE BROCHURE, BROCHURE SUPPLEMENT AND PRIVACY POLICY"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T15:42:00.975109+00:00","documents":[{"name":"FOUR CORNERS FINANCIAL DISCLOSURE BROCHURE, BROCHURE SUPPLEMENT AND PRIVACY POLICY","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007379","versionId":1007379,"submittedOn":"2026-02-09"}]},"custodians":[{"name":"Altruist Financial LLC","shortName":"Altruist","location":"Culver City, CA","smaAssets":100858749}],"custodyNote":"V&V Management Group has custody of $99.5M for 40 clients.","otherCustodians":[],"leadership":[{"name":"Steven Varvaro","title":"Chief Compliance Officer, Principal and Financial Advisor","crd":"6297125"}],"ownership":[{"label":"Steven Varvaro","detail":"Chief compliance officer, principal and financial advisor in the 75% or more ownership band and a control person, since January 2017."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New York","offices":1,"addresses":[{"street":"150 Broadhollow Road, Suite 215","city":"Melville","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"631-271-1170","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Pension consulting services"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":70},{"label":"Securities issued by registered investment companies or business development companies","percent":28},{"label":"Cash and cash equivalents","percent":2}],"privateFunds":0},"sources":{"adv1FilingDate":"9 February 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/287468/PDF/287468.pdf","brochureDate":"9 February 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1007379","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does V&V Management Group have?","answer":"V&V Management Group has 45 clients and manages $105 million for them, as of February 2026. They include 29 high-net-worth individuals and 16 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does V&V Management Group offer?","answer":"V&V Management Group provides financial planning, portfolio management for individuals and small businesses, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does V&V Management Group charge?","answer":"V&V Management Group charges 0.20%–1.00% a year for its Wealth management services. The fee is billed in arrears and is negotiable.","source":"FOUR CORNERS FINANCIAL DISCLOSURE BROCHURE, BROCHURE SUPPLEMENT AND PRIVACY POLICY, filed 9 February 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does V&V Management Group use?","answer":"V&V Management Group’s separately managed account assets are held at Altruist Financial LLC (Culver City, CA), with $101M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 February 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does V&V Management Group have?","answer":"V&V Management Group has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does V&V Management Group invest in?","answer":"At the end of its last fiscal year, V&V Management Group’s separately managed accounts held 70% exchange-traded equities, 28% registered funds (mutual funds, ETFs, BDCs) and 2% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns V&V Management Group?","answer":"V&V Management Group’s direct owner is Steven Varvaro (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does V&V Management Group get paid?","answer":"V&V Management Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact V&V Management Group?","answer":"V&V Management Group’s main office is at 150 Broadhollow Road, Suite 215, Melville, NY 11747. Its phone number is 631-271-1170. Its website is fourcornersfincl.com.","source":"Form ADV Part 1A, Item 1.F, filed 9 February 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}