{"url":"https://nivawealth.com/firms/usonia-advisory-group-341550","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/341550","regulatoryAum":197043391,"crd":"341550","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"2500394","suffix":null,"lastName":"GALLAGHER","firstName":"PETER","middleName":"JAMES"}],"total":1,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"secFileNumber":"801-136235","legalName":"Usonia Advisory Group, LLC","displayName":"Usonia Advisory Group","slug":"usonia-advisory-group-341550","website":"https://myurpg.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"New York limited liability company","fiscalYearEnd":"December","headquarters":{"street":"59 Sunset Drive, Unit 101a","city":"Briarcliff Manor","state":"NY","stateName":"New York","country":"United States","postalCode":"10510"},"tradeNames":[],"registration":{"secApproved":"11 May 2026","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1296338.0986842106,"staff":{"employees":2,"advisory":1,"brokerDealerReps":0,"insuranceAgents":1,"promoters":0},"aum":{"regulatory":197043391,"discretionary":187718764,"discretionaryAccounts":433,"nonDiscretionary":9324627,"nonDiscretionaryAccounts":27,"wrapProgram":197043391,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":152,"regulatoryAum":197043391}],"feePrograms":[{"role":"main","program":"Retirement planning services","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057305","versionId":1057305,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-09-08","documentName":"ADV PART 2A - FIRM BROCHURE","fee_rate_low":null,"fee_rate_high":2,"fee_negotiable":true,"minimum_account":1500000,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Standalone Financial Planning","summary":"Standalone financial planning is billed at $800 an hour or as a fixed fee of $3,500 to $5,000, half in advance and half on delivery.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057305","versionId":1057305,"submittedOn":"2026-09-08","documentName":"ADV PART 2A - FIRM BROCHURE"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T18:16:53.870517+00:00","documents":[{"name":"ADV PART 2A - FIRM BROCHURE","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057305","versionId":1057305,"submittedOn":"2026-09-08"},{"name":null,"status":"not_downloaded","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1041020","versionId":1041020,"submittedOn":null}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":178340490}],"custodyNote":"Usonia Advisory Group does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Ruth Thortvedt","title":"Chief Compliance Officer","crd":"7038795"},{"name":"Peter Gallagher","title":"Principal and Investment Advisor Representative","crd":"2500394"}],"ownership":[{"label":"Peter Gallagher","detail":"Principal and investment advisor representative in the 75% or more ownership band and a control person, since April 2026."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New York","offices":1,"addresses":[{"street":"59 Sunset Drive, Unit 101a","city":"Briarcliff Manor","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"914-432-5800","stateRegisteredReps":1,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"11-25","assetMix":[{"label":"Exchange-traded equity securities","percent":9},{"label":"Securities issued by registered investment companies or business development companies","percent":83},{"label":"Securities issued by pooled investment vehicles (other than registered investment companies)","percent":5},{"label":"Cash and cash equivalents","percent":3}],"privateFunds":0},"sources":{"adv1FilingDate":"8 September 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/341550/PDF/341550.pdf","brochureDate":"8 September 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1057305","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Usonia Advisory Group have?","answer":"Usonia Advisory Group has 152 clients and manages $197 million for them, as of September 2026. They include 152 individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 8 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Usonia Advisory Group offer?","answer":"Usonia Advisory Group provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Usonia Advisory Group charge?","answer":"Usonia Advisory Group charges up to 2.00% a year for its Retirement planning services. The fee is billed in advance, is negotiable and requires an account of at least $1,500,000.","source":"ADV PART 2A - FIRM BROCHURE, filed 8 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Usonia Advisory Group use?","answer":"Usonia Advisory Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $178M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Usonia Advisory Group have?","answer":"Usonia Advisory Group has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Usonia Advisory Group invest in?","answer":"At the end of its last fiscal year, Usonia Advisory Group’s separately managed accounts held 83% registered funds (mutual funds, ETFs, BDCs), 9% exchange-traded equities, 5% pooled vehicles (private funds and similar) and 3% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Usonia Advisory Group have a minimum investment?","answer":"Yes, Usonia Advisory Group’s minimum account size for its Retirement planning services is $1.5M.","source":"ADV PART 2A - FIRM BROCHURE, filed 8 September 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Usonia Advisory Group?","answer":"Usonia Advisory Group’s direct owner is Peter Gallagher (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 8 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Usonia Advisory Group get paid?","answer":"Usonia Advisory Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Usonia Advisory Group?","answer":"Usonia Advisory Group’s main office is at 59 Sunset Drive, Unit 101a, Briarcliff Manor, NY 10510. Its phone number is 914-432-5800. Its website is myurpg.com.","source":"Form ADV Part 1A, Item 1.F, filed 8 September 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}