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The fee is billed in advance, is negotiable and requires an account of at least $1,000,000.","source":"UPPER LEFT WEALTH MANAGEMENT ADV PART 2A, filed 14 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Upper Left Wealth Management use?","answer":"Upper Left Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $173M and Vanguard Group (Malvern, PA), with $28.1M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 7 July 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Upper Left Wealth Management have?","answer":"Upper Left Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Upper Left Wealth Management invest in?","answer":"At the end of its last fiscal year, Upper Left Wealth Management’s separately managed accounts held 98% registered funds (mutual funds, ETFs, BDCs), 1% exchange-traded equities and 1% cash and equivalents.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Upper Left Wealth Management have a minimum investment?","answer":"Yes, Upper Left Wealth Management’s minimum account size for its Methods of Compensation and Fee Schedule is $1M.","source":"UPPER LEFT WEALTH MANAGEMENT ADV PART 2A, filed 14 January 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Upper Left Wealth Management?","answer":"Upper Left Wealth Management’s direct owner is Randy Kurtz (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 7 July 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Upper Left Wealth Management get paid?","answer":"Upper Left Wealth Management is paid through a percentage of assets under management. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}