{"url":"https://nivawealth.com/firms/union-capital-110301","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/110301","regulatoryAum":150000000,"crd":"110301","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"1575694","suffix":null,"lastName":"ALMADA","firstName":"FRANCISCO","middleName":"B"},{"crd":"7395719","suffix":null,"lastName":"Almada","firstName":"Samuel","middleName":"David"},{"crd":"24606","suffix":null,"lastName":"BODKIN","firstName":"JOSEPH","middleName":"FRANCIS"},{"crd":"1240188","suffix":null,"lastName":"BROWN","firstName":"KEVIN","middleName":"MICHAEL"},{"crd":"2172969","suffix":null,"lastName":"Carpenter","firstName":"Edward","middleName":"Thomas"},{"crd":"1685607","suffix":"III","lastName":"EBERLE","firstName":"JOSEPH","middleName":null},{"crd":"1413577","suffix":null,"lastName":"FRIEDENBERG","firstName":"LARRY","middleName":"ROY"},{"crd":"4288639","suffix":null,"lastName":"HILL","firstName":"STEVEN","middleName":"RAND"},{"crd":"426080","suffix":null,"lastName":"SLADEK","firstName":"RICHARD","middleName":"BRUCE"}],"total":9,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-06-01","regulatoryAum":121000000,"clients":370,"employees":27,"offices":1},{"filedOn":"2022-03-31","regulatoryAum":151000000,"clients":519,"employees":27,"offices":1},{"filedOn":"2023-08-04","regulatoryAum":140000000,"clients":550,"employees":27,"offices":1},{"filedOn":"2024-03-24","regulatoryAum":180000000,"clients":526,"employees":23,"offices":1},{"filedOn":"2025-03-31","regulatoryAum":177000000,"clients":517,"employees":17,"offices":1},{"filedOn":"2026-08-27","regulatoryAum":150000000,"clients":414,"employees":13,"offices":1}],"secFileNumber":"801-121320","legalName":"Union Capital Company","displayName":"Union Capital","slug":"union-capital-110301","website":"https://unioncapital.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/110301/483ea29e478bb5dc-r1.webp","tone":"dark","width":2462,"height":200,"sourceUrl":"https://www.unioncapital.com/","sourceLabel":"Union Capital Company, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Arizona corporation","fiscalYearEnd":"December","headquarters":{"street":"6083 E. 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Grant RD.","city":"Tucson","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"520-664-2001","stateRegisteredReps":12,"otherAdviserReps":1,"compensation":["A percentage of assets under management","Commissions"],"activities":["Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":null,"assetMix":[{"label":"Exchange-traded equity securities","percent":47},{"label":"U.S. government/agency bonds","percent":1},{"label":"Investment grade corporate bonds","percent":4},{"label":"Non-investment grade corporate bonds","percent":2},{"label":"Securities issued by registered investment companies or business development companies","percent":36},{"label":"Cash and cash equivalents","percent":5},{"label":"Other","percent":5,"detail":"Equities"}],"privateFunds":0},"sources":{"adv1FilingDate":"27 August 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/110301/PDF/110301.pdf","brochureDate":"30 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1031600","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Union Capital have?","answer":"Union Capital has 414 clients and manages $150 million for them, as of August 2026. They include 388 individual clients and 26 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 27 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Union Capital offer?","answer":"Union Capital provides portfolio management for individuals and small businesses and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Union Capital charge?","answer":"Union Capital charges 0.40%–2.00% a year for its Portfolio Management Fee. The fee is billed in advance, is negotiable and requires an account of at least $25,000.","source":"2026_PART 2A OF FORM ADV FIRM BROCHURE, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Union Capital use?","answer":"Union Capital’s separately managed account assets are held at RBC Capital Markets, LLC (New York, NY), with $123M, Fidelity Distributors Company LLC (Smithfield, RI), with $25M and Charles Schwab & Co., Inc. (El Paso, TX), with $2M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Union Capital have?","answer":"Union Capital has 12 investment adviser representatives registered with state securities authorities, out of 13 employees, and 11 perform investment advisory functions. 13 employees are registered representatives of a broker-dealer and 11 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Union Capital invest in?","answer":"At the end of its last fiscal year, Union Capital’s separately managed accounts held 47% exchange-traded equities, 36% registered funds (mutual funds, ETFs, BDCs), 5% cash and equivalents, 5% other, 4% investment grade corporate bonds, 2% high-yield corporate bonds and 1% U.S. government and agency bonds. The 5% other category is described as: Equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does Union Capital have a minimum investment?","answer":"Yes, Union Capital’s minimum account size for its Portfolio Management Fee is $25K.","source":"2026_PART 2A OF FORM ADV FIRM BROCHURE, filed 30 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns Union Capital?","answer":"Union Capital is owned through a holding company by Francisco B Almada. Its direct owner is Union Capital Holdings, Corp. (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 27 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Union Capital get paid?","answer":"Union Capital is paid through a percentage of assets under management and commissions. Its Form ADV lists no performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Union Capital?","answer":"Union Capital’s main office is at 6083 E. Grant RD., Tucson, AZ 85712. Its phone number is 520-664-2001. Its website is unioncapital.com.","source":"Form ADV Part 1A, Item 1.F, filed 27 August 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}