{"url":"https://nivawealth.com/firms/u-s-a-financial-and-tax-services-306214","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/306214","regulatoryAum":159260000,"crd":"306214","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"4727586","suffix":null,"lastName":"ALIMO","firstName":"MICHAEL","middleName":"JOSEPH"},{"crd":"7694036","suffix":null,"lastName":"alimo","firstName":"michael","middleName":"v"},{"crd":"8208467","suffix":null,"lastName":"Fitzpatrick","firstName":"Carrie","middleName":"Lynn"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2025-02-27","regulatoryAum":120000000,"clients":400,"employees":2,"offices":1},{"filedOn":"2026-04-22","regulatoryAum":159260000,"clients":660,"employees":3,"offices":1}],"secFileNumber":"801-131690","legalName":"U.S.A. Financial & Tax Services, LLC","displayName":"U.S.A. Financial & Tax Services","slug":"u-s-a-financial-and-tax-services-306214","website":"https://usafinancialandtaxservices.com/","classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Connecticut limited liability company","fiscalYearEnd":"December","headquarters":{"street":"855 Farmington Ave","city":"Farmington","state":"CT","stateName":"Connecticut","country":"United States","postalCode":"06032"},"tradeNames":[],"registration":{"secApproved":"3 January 2025","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":241303.0303030303,"staff":{"employees":3,"advisory":3,"brokerDealerReps":0,"insuranceAgents":2,"promoters":0},"aum":{"regulatory":159260000,"discretionary":159260000,"discretionaryAccounts":660,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":2,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":633,"regulatoryAum":125160000},{"label":"High-net-worth individuals","clients":27,"regulatoryAum":34100000}],"feePrograms":[{"role":"main","program":"Asset Management","feeBasis":"whole_balance","fee_tiers":[{"to":500000,"pct":1.25,"from":0},{"to":null,"pct":1.05,"from":500000}],"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042293","versionId":1042293,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-04-22","documentName":"FORM ADV PART 2A & 2B","fee_rate_low":1.05,"fee_rate_high":1.25,"fee_negotiable":false,"minimum_account":50000,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T16:29:26.665036+00:00","documents":[{"name":"FORM ADV PART 2A & 2B","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042293","versionId":1042293,"submittedOn":"2026-04-22"}]},"custodians":[{"name":"Charles Schwab & Co., Inc.","shortName":"Charles Schwab","location":"Westlake, TX","smaAssets":120000000}],"custodyNote":"U.S.A. Financial & Tax Services does not have custody of client assets.","leadership":[{"name":"Michael Alimo","title":"Managing Member/CCO","crd":"4727586"}],"ownership":[{"label":"Michael Alimo","detail":"Managing member/cco in the 75% or more ownership band and a control person, since February 2021."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Connecticut","offices":1,"addresses":[{"street":"855 Farmington Ave","city":"Farmington","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"860-430-2138","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Selection of other advisers (including private fund managers)"],"financialPlanningClients":"26-50","assetMix":[{"label":"Exchange-traded equity securities","percent":40},{"label":"U.S. state and local bonds","percent":1},{"label":"Investment grade corporate bonds","percent":31},{"label":"Non-investment grade corporate bonds","percent":1},{"label":"Securities issued by registered investment companies or business development companies","percent":9},{"label":"Cash and cash equivalents","percent":1},{"label":"Other","percent":17,"detail":"Foreign Bonds, Municipal Bonds, Individual Stocks"}],"privateFunds":0},"sources":{"adv1FilingDate":"22 April 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/306214/PDF/306214.pdf","brochureDate":"22 April 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1042293","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does U.S.A. Financial & Tax Services have?","answer":"U.S.A. Financial & Tax Services has 660 clients and manages $159 million for them, as of April 2026. They include 633 individual clients and 27 high-net-worth individuals.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 22 April 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does U.S.A. Financial & Tax Services offer?","answer":"U.S.A. Financial & Tax Services provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does U.S.A. Financial & Tax Services charge?","answer":"U.S.A. Financial & Tax Services charges 1.05%–1.25% a year for its Asset Management. The whole portfolio is charged at the rate of its band. The fee is billed in advance, is not negotiable and requires an account of at least $50,000.","source":"FORM ADV PART 2A & 2B, filed 22 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does U.S.A. Financial & Tax Services use?","answer":"U.S.A. Financial & Tax Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $120M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 22 April 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does U.S.A. Financial & Tax Services have?","answer":"U.S.A. Financial & Tax Services has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does U.S.A. Financial & Tax Services invest in?","answer":"At the end of its last fiscal year, U.S.A. Financial & Tax Services’ separately managed accounts held 40% exchange-traded equities, 31% investment grade corporate bonds, 17% other, 9% registered funds (mutual funds, ETFs, BDCs), 1% state and local bonds, 1% high-yield corporate bonds and 1% cash and equivalents. The 17% other category is described as: Foreign Bonds, Municipal Bonds, Individual Stocks.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Does U.S.A. Financial & Tax Services have a minimum investment?","answer":"Yes, U.S.A. Financial & Tax Services’ minimum account size for its Asset Management is $50K.","source":"FORM ADV PART 2A & 2B, filed 22 April 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Who owns U.S.A. Financial & Tax Services?","answer":"U.S.A. Financial & Tax Services’ direct owner is Michael Alimo (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 22 April 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does U.S.A. Financial & Tax Services get paid?","answer":"U.S.A. Financial & Tax Services is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is U.S.A. Financial & Tax Services registered with the SEC?","answer":"Yes, U.S.A. Financial & Tax Services has been registered with the SEC as an investment adviser since 3 January 2025. Its CRD number is 306214 and its SEC file number is 801-131690.","source":"Form ADV Part 1A, Item 1, filed 22 April 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact U.S.A. Financial & Tax Services?","answer":"U.S.A. Financial & Tax Services’ main office is at 855 Farmington Ave, Farmington, CT 06032. Its phone number is 860-430-2138. Its website is usafinancialandtaxservices.com.","source":"Form ADV Part 1A, Item 1.F, filed 22 April 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}