{"url":"https://nivawealth.com/firms/two-point-capital-management-131816","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/131816","regulatoryAum":310511226,"crd":"131816","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8093383","suffix":null,"lastName":"Kenney-Zimmerli","firstName":"Jennifer","middleName":"Michelle"},{"crd":"2618496","suffix":null,"lastName":"MCGOWAN","firstName":"JOHN","middleName":"BRYAN"}],"total":2,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-31","regulatoryAum":199420004,"clients":125,"employees":3,"offices":1},{"filedOn":"2022-03-25","regulatoryAum":256396647,"clients":92,"employees":5,"offices":1},{"filedOn":"2023-02-13","regulatoryAum":223465288,"clients":97,"employees":5,"offices":1},{"filedOn":"2024-03-01","regulatoryAum":273257806,"clients":101,"employees":5,"offices":1},{"filedOn":"2025-06-13","regulatoryAum":303903884,"clients":102,"employees":6,"offices":1},{"filedOn":"2026-03-10","regulatoryAum":310511226,"clients":106,"employees":6,"offices":1}],"secFileNumber":"801-78625","legalName":"Two Point Capital Management, Inc.","displayName":"Two Point Capital Management","slug":"two-point-capital-management-131816","website":"https://twopointcapitalmanagement.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/131816/48bad2713668b1d1-r1.webp","tone":"dark","width":1294,"height":200,"sourceUrl":"https://twopointcapital.com","sourceLabel":"TWO Point Capital Management, Inc., website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/two-point-capital-management-inc","founded":null,"organization":"New York corporation","fiscalYearEnd":"December","headquarters":{"street":"4 S Main Street","city":"Pittsford","state":"NY","stateName":"New York","country":"United States","postalCode":"14534"},"tradeNames":[],"registration":{"secApproved":"30 September 2013","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":2929351.1886792453,"staff":{"employees":6,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":310511226,"discretionary":310511226,"discretionaryAccounts":217,"nonDiscretionary":0,"nonDiscretionaryAccounts":0,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":0},"clientTypes":[{"label":"Individuals (other than HNW)","clients":26,"regulatoryAum":13952080},{"label":"High-net-worth individuals","clients":80,"regulatoryAum":296559146}],"feePrograms":[{"role":"main","program":"Investment management services","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016787","versionId":1016787,"ratePeriod":"not_stated","fee_billing":"advance","submittedOn":"2026-03-10","documentName":"ADV PART 2 131231","fee_rate_low":0.75,"fee_rate_high":1,"fee_negotiable":null,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T09:00:55.383126+00:00","documents":[{"name":"ADV PART 2 131231","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016787","versionId":1016787,"submittedOn":"2026-03-10"}]},"custodians":[{"name":"Fidelity Brokerage Services LLC","shortName":"Fidelity","location":"Smithfield, RI","smaAssets":310511226}],"custodyNote":"Two Point Capital Management does not have custody of client assets.","otherCustodians":[],"leadership":[{"name":"Paul Spindler","title":"Chief Compliance Officer","crd":"2903142"},{"name":"John McGowan","title":"CEO","crd":"2618496"}],"ownership":[{"label":"John McGowan","detail":"Ceo in the 75% or more ownership band and a control person, since January 2019."}],"branchOffices":null,"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"New York","offices":1,"addresses":[{"street":"4 S Main Street","city":"Pittsford","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"585-586-1731","stateRegisteredReps":2,"otherAdviserReps":0,"compensation":["A percentage of assets under management"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses","Portfolio management for businesses (other than small businesses) or institutional clients"],"financialPlanningClients":"0","assetMix":[{"label":"Exchange-traded equity securities","percent":80},{"label":"U.S. government/agency bonds","percent":8},{"label":"U.S. state and local bonds","percent":1},{"label":"Cash and cash equivalents","percent":11}],"privateFunds":0},"sources":{"adv1FilingDate":"10 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/131816/PDF/131816.pdf","brochureDate":"10 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1016787","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Two Point Capital Management have?","answer":"Two Point Capital Management has 106 clients and manages $311 million for them, as of March 2026. They include 80 high-net-worth individuals and 26 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 10 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Two Point Capital Management offer?","answer":"Two Point Capital Management provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Two Point Capital Management charge?","answer":"Two Point Capital Management charges 0.75%–1.00% for its Investment management services. The brochure does not state whether the rate is annual. The fee is billed in advance.","source":"ADV PART 2 131231, filed 10 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Two Point Capital Management use?","answer":"Two Point Capital Management’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $311M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Two Point Capital Management have?","answer":"Two Point Capital Management has 2 investment adviser representatives registered with state securities authorities, out of 6 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Two Point Capital Management invest in?","answer":"At the end of its last fiscal year, Two Point Capital Management’s separately managed accounts held 80% exchange-traded equities, 11% cash and equivalents, 8% U.S. government and agency bonds and 1% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Two Point Capital Management?","answer":"Two Point Capital Management’s direct owner is John McGowan (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 10 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Two Point Capital Management get paid?","answer":"Two Point Capital Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How do I contact Two Point Capital Management?","answer":"Two Point Capital Management’s main office is at 4 S Main Street, Pittsford, NY 14534. Its phone number is 585-586-1731. Its website is twopointcapitalmanagement.com.","source":"Form ADV Part 1A, Item 1.F, filed 10 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":{"url":"https://nivawealth.com/firms/two-point-capital-management-131816/holdings","form":"13F-HR","periodOfReport":"2026-06-30","filedOn":"2026-07-23","filingIndexUrl":"https://www.sec.gov/Archives/edgar/data/1962382/000208585326000826/0002085853-26-000826-index.html","totalValue":248247669,"positionCount":30,"top10Share":0.6569473165929304,"top10":[{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":22727100,"shares":63595,"shareType":"SH","priorValue":18250089,"priorShares":63465},{"issuer":"D R HORTON INC","titleOfClass":"COM","cusip":"23331A109","value":21274019,"shares":130612,"shareType":"SH","priorValue":17992321,"priorShares":131120},{"issuer":"CUMMINS INC","titleOfClass":"COM","cusip":"231021106","value":19664646,"shares":27572,"shareType":"SH","priorValue":14865381,"priorShares":27630},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":18324909,"shares":63329,"shareType":"SH","priorValue":15786231,"priorShares":62202},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":17459459,"shares":46806,"shareType":"SH","priorValue":17341125,"priorShares":46846},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":16111575,"shares":137166,"shareType":"SH","priorValue":10668197,"priorShares":137494},{"issuer":"EATON CORP PLC","titleOfClass":"SHS","cusip":"G29183103","value":15559802,"shares":36515,"shareType":"SH","priorValue":13183633,"priorShares":36860},{"issuer":"FISERV INC","titleOfClass":"COM","cusip":"337738108","value":11426394,"shares":232954,"shareType":"SH","priorValue":13012505,"priorShares":233199},{"issuer":"PARKER-HANNIFIN CORP","titleOfClass":"COM","cusip":"701094104","value":10956609,"shares":11202,"shareType":"SH","priorValue":10103343,"priorShares":11286},{"issuer":"JACOBS SOLUTIONS INC","titleOfClass":"COM","cusip":"46982L108","value":9581127,"shares":76041,"shareType":"SH","priorValue":9731827,"priorShares":76460}],"positionsListed":30,"positions":[{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL A","cusip":"02079K305","value":22727100,"shares":63595,"shareType":"SH","priorValue":18250089,"priorShares":63465},{"issuer":"D R HORTON INC","titleOfClass":"COM","cusip":"23331A109","value":21274019,"shares":130612,"shareType":"SH","priorValue":17992321,"priorShares":131120},{"issuer":"CUMMINS INC","titleOfClass":"COM","cusip":"231021106","value":19664646,"shares":27572,"shareType":"SH","priorValue":14865381,"priorShares":27630},{"issuer":"APPLE INC","titleOfClass":"COM","cusip":"037833100","value":18324909,"shares":63329,"shareType":"SH","priorValue":15786231,"priorShares":62202},{"issuer":"MICROSOFT CORP","titleOfClass":"COM","cusip":"594918104","value":17459459,"shares":46806,"shareType":"SH","priorValue":17341125,"priorShares":46846},{"issuer":"CISCO SYS INC","titleOfClass":"COM","cusip":"17275R102","value":16111575,"shares":137166,"shareType":"SH","priorValue":10668197,"priorShares":137494},{"issuer":"EATON CORP PLC","titleOfClass":"SHS","cusip":"G29183103","value":15559802,"shares":36515,"shareType":"SH","priorValue":13183633,"priorShares":36860},{"issuer":"FISERV INC","titleOfClass":"COM","cusip":"337738108","value":11426394,"shares":232954,"shareType":"SH","priorValue":13012505,"priorShares":233199},{"issuer":"PARKER-HANNIFIN CORP","titleOfClass":"COM","cusip":"701094104","value":10956609,"shares":11202,"shareType":"SH","priorValue":10103343,"priorShares":11286},{"issuer":"JACOBS SOLUTIONS INC","titleOfClass":"COM","cusip":"46982L108","value":9581127,"shares":76041,"shareType":"SH","priorValue":9731827,"priorShares":76460},{"issuer":"KNIGHT-SWIFT TRANSN HLDGS IN","titleOfClass":"CL A","cusip":"499049104","value":8537236,"shares":109634,"shareType":"SH","priorValue":6519404,"priorShares":113223},{"issuer":"AIR PRODUCTS AND CHEMICALS I","titleOfClass":"COM","cusip":"009158106","value":6578627,"shares":22439,"shareType":"SH","priorValue":6561119,"priorShares":22586},{"issuer":"HERSHEY CO","titleOfClass":"COM","cusip":"427866108","value":6388006,"shares":36409,"shareType":"SH","priorValue":4489593,"priorShares":21596},{"issuer":"DOVER CORP","titleOfClass":"COM","cusip":"260003108","value":6293253,"shares":28060,"shareType":"SH","priorValue":5943862,"priorShares":28515},{"issuer":"PAYCHEX INC","titleOfClass":"COM","cusip":"704326107","value":5832034,"shares":59311,"shareType":"SH","priorValue":5512310,"priorShares":59838},{"issuer":"STRYKER CORPORATION","titleOfClass":"COM","cusip":"863667101","value":5697597,"shares":18097,"shareType":"SH","priorValue":5943089,"priorShares":18087},{"issuer":"MEDTRONIC PLC","titleOfClass":"SHS","cusip":"G5960L103","value":5693536,"shares":72779,"shareType":"SH","priorValue":6316539,"priorShares":72897},{"issuer":"STATE STR SPDR S&P 500 ETF T","titleOfClass":"TR UNIT","cusip":"78462F103","value":5381958,"shares":7207,"shareType":"SH","priorValue":4657746,"priorShares":7162},{"issuer":"THERMO FISHER SCIENTIFIC INC","titleOfClass":"COM","cusip":"883556102","value":4996629,"shares":9966,"shareType":"SH","priorValue":4944361,"priorShares":10059},{"issuer":"ORACLE CORP","titleOfClass":"COM","cusip":"68389X105","value":4741403,"shares":32353,"shareType":"SH","priorValue":8766124,"priorShares":59589},{"issuer":"HONEYWELL INTL INC","titleOfClass":"COM","cusip":"438516205","value":4533975,"shares":20250,"shareType":"SH"},{"issuer":"HONEYWELL AEROSPACE INC","titleOfClass":"COM","cusip":"43849R105","value":4476870,"shares":20250,"shareType":"SH"},{"issuer":"CORNING INC","titleOfClass":"COM","cusip":"219350105","value":4081396,"shares":15979,"shareType":"SH","priorValue":5181863,"priorShares":38110},{"issuer":"ACCENTURE PLC IRELAND","titleOfClass":"SHS CLASS A","cusip":"G1151C101","value":4030760,"shares":32391,"shareType":"SH","priorValue":6582266,"priorShares":33195},{"issuer":"ARROW ELECTRS INC","titleOfClass":"COM","cusip":"042735100","value":3896440,"shares":18258,"shareType":"SH","priorValue":2616229,"priorShares":18243},{"issuer":"INTUIT","titleOfClass":"COM","cusip":"461202103","value":1413390,"shares":5415,"shareType":"SH","priorValue":2360894,"priorShares":5460},{"issuer":"AMDOCS LTD","titleOfClass":"SHS","cusip":"G02602103","value":1361937,"shares":26948,"shareType":"SH","priorValue":1786352,"priorShares":27373},{"issuer":"ALPHABET INC","titleOfClass":"CAP STK CL C","cusip":"02079K107","value":457916,"shares":1296,"shareType":"SH","priorValue":300056,"priorShares":1046},{"issuer":"INDEPENDENT BK CORP MASS","titleOfClass":"COM","cusip":"453836108","value":434005,"shares":5184,"shareType":"SH","priorValue":389889,"priorShares":5184},{"issuer":"BROADSTONE NET LEASE INC","titleOfClass":"COM","cusip":"11135E203","value":335061,"shares":16210,"shareType":"SH"}]},"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}