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They include 228 individual clients, 194 high-net-worth individuals, and 4 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Twin Peaks Wealth Advisors offer?","answer":"Twin Peaks Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, education planning, insurance, and tax planning.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Which custodians does Twin Peaks Wealth Advisors use?","answer":"Twin Peaks Wealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $267M and Fidelity Distributors Company LLC (Smithfield, RI), with $130M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 4 September 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Twin Peaks Wealth Advisors have?","answer":"Twin Peaks Wealth Advisors has 10 investment adviser representatives registered with state securities authorities, out of 14 employees, and 9 perform investment advisory functions. 1 employee is a registered representative of a broker-dealer and 7 employees are licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Twin Peaks Wealth Advisors invest in?","answer":"At the end of its last fiscal year, Twin Peaks Wealth Advisors’ separately managed accounts held 57% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 8% pooled vehicles (private funds and similar), 5% high-yield corporate bonds, 4% other, 3% cash and equivalents and 1% derivatives. The 4% other category is described as: Structured Notes.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Twin Peaks Wealth Advisors?","answer":"Twin Peaks Wealth Advisors’ direct owners are Tushar Kumar (50% to 75%) and Vishal Kumar (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 4 September 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Twin Peaks Wealth Advisors get paid?","answer":"Twin Peaks Wealth Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Twin Peaks Wealth Advisors registered with the SEC?","answer":"Yes, Twin Peaks Wealth Advisors has been registered with the SEC as an investment adviser since 10 November 2022. Its CRD number is 323817 and its SEC file number is 801-126874.","source":"Form ADV Part 1A, Item 1, filed 4 September 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Twin Peaks Wealth Advisors?","answer":"Its phone number is 650-200-0308. 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