{"url":"https://nivawealth.com/firms/tumwater-wealth-management-300443","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/300443","regulatoryAum":406568048,"crd":"300443","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"8317685","suffix":null,"lastName":"Hersh","firstName":"Christopher","middleName":null},{"crd":"8140913","suffix":null,"lastName":"Quast","firstName":"Owen","middleName":"Patrick"},{"crd":"4840451","suffix":null,"lastName":"WARREN","firstName":"BENJAMIN","middleName":"CARL"}],"total":3,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-04-19","regulatoryAum":240028947,"clients":199,"employees":4,"offices":1},{"filedOn":"2022-03-21","regulatoryAum":291233749,"clients":215,"employees":4,"offices":1},{"filedOn":"2023-04-24","regulatoryAum":278787864,"clients":276,"employees":4,"offices":1},{"filedOn":"2024-03-20","regulatoryAum":305308483,"clients":270,"employees":4,"offices":1},{"filedOn":"2025-07-11","regulatoryAum":349507379,"clients":276,"employees":4,"offices":1},{"filedOn":"2026-08-11","regulatoryAum":406568048,"clients":310,"employees":5,"offices":1}],"secFileNumber":"801-118103","legalName":"Tumwater Wealth Management, LLC","displayName":"Tumwater Wealth Management","slug":"tumwater-wealth-management-300443","website":"https://tumwaterwealth.com/","logo":{"src":"https://rmkhnxnbeclogprvkfyl.supabase.co/storage/v1/object/public/firm-logos/300443/153a2897c5756423-r1.webp","tone":"light","width":773,"height":200,"sourceUrl":"https://tumwaterwealth.com/","sourceLabel":"Tumwater Wealth Management, LLC, website"},"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"linkedinUrl":"https://www.linkedin.com/company/tumwater-wealth-management","founded":null,"organization":"Idaho limited liability company","fiscalYearEnd":"December","headquarters":{"street":"110 W Main St","city":"Boise","state":"ID","stateName":"Idaho","country":"United States","postalCode":"83702"},"tradeNames":[],"registration":{"secApproved":"20 February 2020","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":1126083.4964788733,"staff":{"employees":5,"advisory":3,"brokerDealerReps":0,"insuranceAgents":0,"promoters":1},"aum":{"regulatory":406568048,"discretionary":349206105,"discretionaryAccounts":861,"nonDiscretionary":57361943,"nonDiscretionaryAccounts":16,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":1},"clientTypes":[{"label":"Individuals (other than HNW)","clients":171,"regulatoryAum":47958115},{"label":"High-net-worth individuals","clients":113,"regulatoryAum":271849598},{"label":"Pension and profit-sharing plans","clients":21,"regulatoryAum":80908716},{"label":"Insurance companies","clients":1,"fewerThan5":true,"regulatoryAum":578},{"label":"Corporations and other businesses","clients":4,"fewerThan5":true,"regulatoryAum":5851041}],"feePrograms":[{"role":"main","program":"Portfolio Management","feeBasis":"ceiling","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015272","versionId":1015272,"ratePeriod":"annual","fee_billing":"advance","submittedOn":"2026-03-06","documentName":"ADV PART 2A-TUMWATER WEALTH MANAGEMENT, LLC","fee_rate_low":null,"fee_rate_high":1.2,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Comprehensive Financial Planning","summary":"Comprehensive financial plans are charged $3,588 annually, generally negotiable; 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They include 171 individual clients, 113 high-net-worth individuals, and 21 pension and profit-sharing plans.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 11 August 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Tumwater Wealth Management offer?","answer":"Tumwater Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and pension consulting.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Tumwater Wealth Management charge?","answer":"Tumwater Wealth Management charges up to 1.20% a year for its Portfolio Management. The fee is billed in advance and is negotiable.","source":"ADV PART 2A-TUMWATER WEALTH MANAGEMENT, LLC, filed 6 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Tumwater Wealth Management use?","answer":"Tumwater Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $332M. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 August 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Tumwater Wealth Management have?","answer":"Tumwater Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 5 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Tumwater Wealth Management invest in?","answer":"At the end of its last fiscal year, Tumwater Wealth Management’s separately managed accounts held 86% registered funds (mutual funds, ETFs, BDCs), 10% cash and equivalents, 3% exchange-traded equities and 1% non-exchange-traded equities.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Tumwater Wealth Management?","answer":"Tumwater Wealth Management’s direct owners are Benjamin Warren (50% to 75%) and Kirsten Warren (50% to 75%).","source":"Form ADV Part 1A, Schedules A and B, filed 11 August 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Tumwater Wealth Management get paid?","answer":"Tumwater Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Tumwater Wealth Management registered with the SEC?","answer":"Yes, Tumwater Wealth Management has been registered with the SEC as an investment adviser since 20 February 2020. Its CRD number is 300443 and its SEC file number is 801-118103.","source":"Form ADV Part 1A, Item 1, filed 11 August 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Tumwater Wealth Management?","answer":"Tumwater Wealth Management’s main office is at 110 W Main St, Boise, ID 83702. Its phone number is 208-314-2114. 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Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}