{"url":"https://nivawealth.com/firms/trumbower-financial-advisors-107495","iapdUrl":"https://adviserinfo.sec.gov/firm/summary/107495","regulatoryAum":1984731510,"crd":"107495","adviserRoster":{"asOf":"2026-10-09","items":[{"crd":"3037911","suffix":null,"lastName":"BRESNAN","firstName":"CHRISTINA","middleName":"LYNN"},{"crd":"3127453","suffix":null,"lastName":"BREWER","firstName":"HEATH","middleName":"ALLEN"},{"crd":"4706942","suffix":null,"lastName":"NEUMANN","firstName":"BRAD","middleName":"CHRISTOPHER"},{"crd":"4860329","suffix":null,"lastName":"PERHAC","firstName":"MICHAEL","middleName":"RAYMOND"},{"crd":"7185598","suffix":null,"lastName":"Speece","firstName":"Robert","middleName":"Jonathan"},{"crd":"2587423","suffix":null,"lastName":"TRUMBOWER","firstName":"VICTORIA","middleName":"MARTHA"}],"total":6,"loadedAt":"2026-10-10T00:20:19.761928+00:00","sourceUrl":"https://reports.adviserinfo.sec.gov/reports/CompilationReports/IA_INDVL_Feed_10_09_2026.xml.zip"},"history":[{"filedOn":"2021-03-10","regulatoryAum":1351453024,"clients":217,"employees":11,"offices":1},{"filedOn":"2022-03-09","regulatoryAum":1647185643,"clients":237,"employees":11,"offices":1},{"filedOn":"2023-06-29","regulatoryAum":1479931186,"clients":250,"employees":11,"offices":1},{"filedOn":"2024-03-06","regulatoryAum":1657808618,"clients":238,"employees":11,"offices":1},{"filedOn":"2025-03-13","regulatoryAum":1831276498,"clients":241,"employees":11,"offices":1},{"filedOn":"2026-03-06","regulatoryAum":1984731510,"clients":246,"employees":11,"offices":1}],"secFileNumber":"801-51817","legalName":"Trumbower Financial Advisors LLC","displayName":"Trumbower Financial Advisors","slug":"trumbower-financial-advisors-107495","website":null,"classification":{"segment":"individuals","segmentLabel":"Wealth management","type":"independent_wealth_manager","typeLabel":"RIA","feeDisclosure":"full"},"founded":null,"organization":"Maryland limited liability company","fiscalYearEnd":"December","headquarters":{"street":"3 Bethesda Metro Center, Ste 340","city":"Bethesda","state":"MD","stateName":"Maryland","country":"United States","postalCode":"20814-5330"},"tradeNames":[],"registration":{"secApproved":"1 May 1996","noticeFilings":null,"latestNoticeFiling":null},"wealthAumPerClient":8052443.9959349595,"staff":{"employees":11,"advisory":8,"brokerDealerReps":0,"insuranceAgents":0,"promoters":0},"aum":{"regulatory":1984731510,"discretionary":329656330,"discretionaryAccounts":15,"nonDiscretionary":1655075180,"nonDiscretionaryAccounts":949,"wrapProgram":null,"nonUsClientsPct":0,"nonAumClients":23},"clientTypes":[{"label":"Individuals (other than HNW)","clients":87,"regulatoryAum":34131513},{"label":"High-net-worth individuals","clients":159,"regulatoryAum":1946769710},{"label":"Charitable organizations","clients":null,"fewerThan5":true,"regulatoryAum":3830287}],"feePrograms":[{"role":"main","program":"Assets under proactive management","feeBasis":"range","fee_tiers":null,"sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015582","versionId":1015582,"ratePeriod":"annual","fee_billing":null,"submittedOn":"2026-03-06","documentName":"TRUMBOWER FINANCIAL ADVISORS, LLC","fee_rate_low":0.3,"fee_rate_high":1,"fee_negotiable":true,"minimum_account":null,"feeMinimumPeriod":null,"fee_minimum_annual":null},{"role":"other","program":"Hourly planning and advisory services","summary":"Hourly rates from $295 to $775, by adviser experience, plus out-of-pocket expenses; subject to change.","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015582","versionId":1015582,"submittedOn":"2026-03-06","documentName":"TRUMBOWER FINANCIAL ADVISORS, LLC"}],"brochureCoverage":{"scope":"sec_inventory","status":"reviewed","checkedAt":"2026-10-22T04:05:15.471012+00:00","documents":[{"name":"TRUMBOWER FINANCIAL ADVISORS, LLC","status":"read","sourceUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015582","versionId":1015582,"submittedOn":"2026-03-06"}]},"custodians":[{"name":"National Financial Services LLC","shortName":"Fidelity","location":"Boston, MA","smaAssets":1984731510}],"custodyNote":"Trumbower Financial Advisors does not have custody of client assets.","leadership":[{"name":"Christina Bresnan","title":"Chief Compliance Officer","crd":"3037911"},{"name":"Victoria Trumbower","title":"Managing Member","crd":"2587423"}],"ownership":[{"label":"Victoria Trumbower","detail":"Managing member in the 75% or more ownership band and a control person, since April 1996."}],"filedOffices":{"otherThanPrincipal":0,"privateResidences":0},"listedOfficeAddresses":1,"foreignOffices":[],"officesByState":[{"state":"Maryland","offices":1,"addresses":[{"street":"3 Bethesda Metro Center, Ste 340","city":"Bethesda","headquarters":true}]}],"advFacts":{"source":{"file":"ia100226.zip","asOf":"2 October 2026"},"telephone":"301-215-8340","stateRegisteredReps":6,"otherAdviserReps":0,"compensation":["A percentage of assets under management","Hourly charges","Fixed fees (other than subscription fees)"],"activities":["Financial planning services","Portfolio management for individuals and/or small businesses"],"financialPlanningClients":"101-250","assetMix":[{"label":"Exchange-traded equity securities","percent":13},{"label":"U.S. government/agency bonds","percent":4},{"label":"U.S. state and local bonds","percent":4},{"label":"Securities issued by registered investment companies or business development companies","percent":68},{"label":"Cash and cash equivalents","percent":11}],"privateFunds":0},"sources":{"adv1FilingDate":"6 March 2026","adv1Url":"https://reports.adviserinfo.sec.gov/reports/ADV/107495/PDF/107495.pdf","brochureDate":"6 March 2026","brochureUrl":"https://files.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx?BRCHR_VRSN_ID=1015582","iapdCompiledDate":null,"retrievedDate":"15 October 2026","retrievedOn":"2026-10-15","updatedOn":"2026-10-22","holdingsUpdatedOn":"2026-10-21","adv1Pages":{},"brochurePages":{}},"otherBusiness":[],"faq":[{"question":"How many clients does Trumbower Financial Advisors have?","answer":"Trumbower Financial Advisors has 246 clients and manages $1.98 billion for them, as of March 2026. They include 159 high-net-worth individuals and 87 individual clients.","source":"Form ADV Part 1A, Items 5.D and 5.F, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What services does Trumbower Financial Advisors offer?","answer":"Trumbower Financial Advisors provides financial planning and portfolio management for individuals and small businesses.","source":"Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"How much does Trumbower Financial Advisors charge?","answer":"Trumbower Financial Advisors charges 0.30%–1.00% a year for its Assets under proactive management. The fee is negotiable.","source":"TRUMBOWER FINANCIAL ADVISORS, LLC, filed 6 March 2026","sourceRef":{"doc":"brochure","section":"fees"}},{"question":"Which custodians does Trumbower Financial Advisors use?","answer":"Trumbower Financial Advisors’ separately managed account assets are held at National Financial Services LLC (Boston, MA), with $1.98B. Only custodians holding at least a tenth of those assets are named.","source":"Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 March 2026","sourceRef":{"doc":"adv1","section":"custodians"}},{"question":"How many financial advisors does Trumbower Financial Advisors have?","answer":"Trumbower Financial Advisors has 6 investment adviser representatives registered with state securities authorities, out of 11 employees, and 8 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.","source":"Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"What does Trumbower Financial Advisors invest in?","answer":"At the end of its last fiscal year, Trumbower Financial Advisors’ separately managed accounts held 68% registered funds (mutual funds, ETFs, BDCs), 13% exchange-traded equities, 11% cash and equivalents, 4% U.S. government and agency bonds and 4% state and local bonds.","source":"Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Who owns Trumbower Financial Advisors?","answer":"Trumbower Financial Advisors’ direct owner is Victoria Trumbower (75% or more).","source":"Form ADV Part 1A, Schedules A and B, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"scheduleA"}},{"question":"How does Trumbower Financial Advisors get paid?","answer":"Trumbower Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.","source":"Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file","sourceRef":{"doc":"adv1","section":"employees"}},{"question":"Is Trumbower Financial Advisors registered with the SEC?","answer":"Yes, Trumbower Financial Advisors has been registered with the SEC as an investment adviser since 1 May 1996. Its CRD number is 107495 and its SEC file number is 801-51817.","source":"Form ADV Part 1A, Item 1, filed 6 March 2026; IAPD firm record","sourceRef":{"doc":"adv1","section":"identity"}},{"question":"How do I contact Trumbower Financial Advisors?","answer":"Trumbower Financial Advisors’ main office is at 3 Bethesda Metro Center, Ste 340, Bethesda, MD 20814-5330. Its phone number is 301-215-8340.","source":"Form ADV Part 1A, Item 1.F, filed 6 March 2026","sourceRef":{"doc":"adv1","section":"offices"}}],"holdings":null,"notice":"Compiled from public SEC Form ADV filings on the dates in `sources`. Facts as filed; not a rating, ranking, or recommendation. Niva is not affiliated with this firm. Disciplinary history is deliberately not included here or on the page; the SEC publishes the complete record at the `iapdUrl` above."}